CharlesSim

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Know where to look for funding:

February 27, 2006
Conventional bank loans Banks provide conventional financing, evaluating loan requests against the socalled "five Cs" of credit. They must feel comfortable that borrowers have: capacity to repay the loan; capital of their own invested in the business; collateral to offer as a secondary source of loan repayment; creditworthiness, based on personal and business borrowing history; and character worthy of the bank's trust. It's in banks' best interest to minimize risk. Loans are made only where the likelihood of being repaid...
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