Investing Column

SKARBECK: Hidden 401(k) fees can kill retirement savingsRestricted Content

December 17, 2011
Ken Skarbeck
Remarkably, a recent AARP survey found that seven out of 10 participants (employees) incorrectly believe they do not pay any fees for their 401(k) plan.
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KIM: When credit evaporates, cash is king ... so save someRestricted Content

December 10, 2011
Mickey Kim
Like many, I eagerly await the publication of Berkshire Hathaway’s annual reports, which always contain timeless lessons from Warren Buffett.
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SKARBECK: Judge says no-fault SEC deal is weak, ineffectiveRestricted Content

December 3, 2011
Ken Skarbeck
A federal judge in Manhattan took a stand against lax oversight of the financial industry, rejecting a $285 million settlement between the Securities and Exchange Commission and Citigroup—and setting a July trial date.
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KIM: Even money market funds can be risky for investorsRestricted Content

November 26, 2011
Mickey Kim
Unlike bank deposits or CDs, investments in money market funds are not guaranteed.
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KIM: Tax credit gives Hoosiers edge in saving for collegeRestricted Content

November 12, 2011
Mickey Kim
There may be a $5 or $1,000 bill lying on the sidewalk, but it’s up to you to pick it up.
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SKARBECK: Bankruptcy shows how far financial system has to goRestricted Content

November 5, 2011
Ken Skarbeck
The failure of brokerage MF Global—the eighth-largest bankruptcy in U.S. history—is troubling: It demonstrates that behavior and incentives have not really changed in some corners of our financial system, and that regulators are still behind the curve.
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KIM: For long-term investment treats, don't be trickedRestricted Content

October 29, 2011
Mickey Kim
Don’t let the excitement and envy of somebody else’s hitting an improbable jackpot blind you to the cold, hard, mathematical probabilities of long-term investment success.
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SKARBECK: Recovery will require sacrifices on all frontsRestricted Content

October 22, 2011
Ken Skarbeck
While Wall Street bankers are the chosen target of the protesters in New York City’s Zuccotti Park, the breadth of the movement clearly is a sign of citizens’ frustration with the economic and political landscape.
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KIM: Tumble in third quarter spurred by investor panicRestricted Content

October 15, 2011
Mickey Kim
Sentiment has been crushed. Some investors have lost faith, thrown in the towel, and abandoned the stock market.
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SKARBECK: Gain fortitude by knowing what companies you ownRestricted Content

October 8, 2011
Ken Skarbeck
It is essential to understand that shares of stock represent the fractional ownership of an operating business.
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SKARBECK: Don't wait for the robins when making investmentsRestricted Content

September 24, 2011
Ken Skarbeck
As Warren Buffett counseled in October 2008, “If you wait for the robins, spring will be over.”
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KIM: Think outside the (style) box to improve returnsRestricted Content

September 17, 2011
Mickey Kim
The “Morningstar Style Box” was introduced by the Chicago-based research firm in 1992 to help investors and advisers determine the investment style of a fund.
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KIM: Predicting market’s swings is both futile and expensiveRestricted Content

September 3, 2011
Mickey Kim
Wouldn’t it be nice to be smart enough to sell at the top and nimble enough to buy back in at the bottom?
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SKARBECK: Global investors should heed exchange rate trendsRestricted Content

August 27, 2011
Ken Skarbeck
Exchange rates are determined, at least in theory, by purchasing power parity.
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KIM: MainSource story shows community banks' volatilityRestricted Content

August 20, 2011
Mickey Kim
First, by and large, community banks did not participate in the activities that led to the financial crisis.
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SKARBECK: Market volatility should be seen as an opportunityRestricted Content

August 13, 2011
Ken Skarbeck
To a long-term, value-oriented investor, volatility should be viewed as opportunity. The crazy prices that are occasionally offered up by a roller-coaster market in periods of uncertainty allow for the purchase of undervalued securities.
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KIM: Managers with skin in game most likely to perform wellRestricted Content

August 6, 2011
It seems perfectly logical that you want to invest with a manager or fund where the manager has a significant amount invested alongside you.
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SKARBECK: Regulators aren’t so bad, and we really need themRestricted Content

July 30, 2011
Ken Skarbeck
while the cost of regulatory compliance can be annoying, they do serve a vital societal function—consumer protection.
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KIM: Contrarian mind-set is key to unearthing opportunitiesRestricted Content

July 23, 2011
For investors, the time to be nervous is when there’s nothing but blue skies on the horizon. The time to be opportunistic is when there’s blood running down the street and the high-paid talking heads are screaming that the sky is falling.
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SKARBECK: Global economy extends beyond usual suspectsRestricted Content

July 9, 2011
Ken Skarbeck
the global economy extends to many regions and countries that, while smaller in economic stature, are often overlooked.
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SKARBECK: Getting out of a hole requires digging by allRestricted Content

July 2, 2011
Ken Skarbeck
We live in a fantasy world if everyone thinks we need to cut back on spending unless it affects them.
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SKARBECK: Businessws with 'moats' more likely to succeedRestricted Content

June 25, 2011
Ken Skarbeck
In economic terms, consider a business that has a “sustainable competitive advantage” that serves as a moat against the competition. A business that can stave off the competition is likely to produce attractive profits.
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SKARBECK: Lackluster market forecast favors large U.S. stocksRestricted Content

June 11, 2011
Ken Skarbeck
One thing that does stand out is that, on balance, these returns are not exactly going to get investors to sit up and get excited.
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SKARBECK: Finding a bright spot in dismal housing newsRestricted Content

June 4, 2011
Ken Skarbeck
One analyst even declared that, relative to disposable income, housing is more undervalued than at any time in the last 35 years. So it is an attractive time to buy a house if you plan to be a long-term owner.
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SKARBECK: Debt-ceiling issue has no easy solutionsRestricted Content

May 28, 2011
Ken Skarbeck
The public must understand that the arguing in Washington over raising of the debt ceiling is just political posturing.
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  1. These higher rates Co. e about only because physicians are now hospital employees. otherwise physicians couldn't charge these rates and share the windfall with the hospital. Community/rural hospitals probably not buying physicians practices and thus weren't getting the windfall anyway.

  2. The incentive for poor people to get themselves off public assistance and "no longer be poor" is even with help...they're STILL POOR! Being poor, even with some assistance, isn't all that pleasant. (I speak from experience) It's a stubborn myth that poor people, who are on public assistance, are sitting in the lap of luxury. You should try living on just those "freebies" that you mentioned and see how meager they actually are. By the way, I didn't mean you had to buy/own a puppy...just pet one. :)

  3. As near as I can tell the minority has ZERO constitutional obligation to offer a quorum to the majority. A requirement for quorum was inserted into the constitution so that tyrannical majorities could not simply shove through odious and objectionable legislation (which is exactly what they did.) By allowing a tyrannical majority to charge fines against the minority for exercising their constitutional prerogative to deny quorum the court as made a mockery of constitutional governance in the state of Indiana.

  4. The voters elected the Reps to make a vote not walk out on the vote. They had to the right to exercise their opinion and vote "no" to the bill. Let me ask you this if you walked out of your job for 5 straight weeks would you get paid? Would you even have a job to go back to? If any elected official walks out on the people they should be arrested for stealing tax dollars from the public. They were elected to do a job and not leave when the job gets stuff.

  5. I have been to several of their locations in Pennsylvania and always go in for 1 item and leave with a basket full of things. I'm very happy they decided on Indiana, now if only they would put the other store in eastside.

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