Return on Technology

Data losses due to hackers, negligenceRestricted Content

December 22, 2008
Tim Altom
Data gets lost depressingly often.
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Don't trust security of hotel computersRestricted Content

December 8, 2008
Tim Altom
If you're not using your own computer that's been religiously scanned for malware, you're leaving yourself open, and the elegance of the hotel is no indicator of how safe its computers are.
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Businesses should note how consumers adapt inventions to fit their needsRestricted Content

November 24, 2008
Tim Altom
Consumers use online shopping carts for items that they're considering buying, not intent on buying.
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Expensive ink cartridges for computer printers signal they're empty when notRestricted Content

November 10, 2008
Tim Altom
Ink cartridges signal that they're empty when they're not, but consumers can take steps to judiciously use all the ink in any computer printer cartridge.
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  1. The $104K to CRC would go toward debts service on $486M of existing debt they already have from other things outside this project. Keystone buys the bonds for 3.8M from CRC, and CRC in turn pays for the parking and site work, and some time later CRC buys them back (with interest) from the projected annual property tax revenue from the entire TIF district (est. $415K / yr. from just this property, plus more from all the other property in the TIF district), which in theory would be about a 10-year term, give-or-take. CRC is basically betting on the future, that property values will increase, driving up the tax revenue to the limit of the annual increase cap on commercial property (I think that's 3%). It should be noted that Keystone can't print money (unlike the Federal Treasury) so commercial property tax can only come from consumers, in this case the apartment renters and consumers of the goods and services offered by the ground floor retailers, and employees in the form of lower non-mandatory compensation items, such as bonuses, benefits, 401K match, etc.

  2. $3B would hurt Lilly's bottom line if there were no insurance or Indemnity Agreement, but there is no way that large an award will be upheld on appeal. What's surprising is that the trial judge refused to reduce it. She must have thought there was evidence of a flagrant, unconscionable coverup and wanted to send a message.

  3. As a self-employed individual, I always saw outrageous price increases every year in a health insurance plan with preexisting condition costs -- something most employed groups never had to worry about. With spouse, I saw ALL Indiana "free market answer" plans' premiums raise 25%-45% each year.

  4. It's not who you chose to build it's how they build it. Architects and engineers decide how and what to use to build. builders just do the work. Architects & engineers still think the tarp over the escalators out at airport will hold for third time when it snows, ice storms.

  5. http://www.abcactionnews.com/news/duke-energy-customers-angry-about-money-for-nothing

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