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Small Biz Advice
WOJTOWICZ: Is small-business ownership for you?
November 30, 2012
Jean WojtowiczThe horror stories are sobering: Dun & Bradstreet reported earlier this year that businesses with fewer than 20 employees
have only a 37 percent chance of surviving four years and just 9 percent will be around 10 years.
MoreCo-working spaces multiply, giving independent workers options
June 30, 2012
Ellen KobeCo-working sites—shared office spaces designed to give entrepreneurs, free-lancers and consultants the tools they need
to get the job done as well as the chance to interact with other professionals, sans cubicle—are gaining popularity
nationally and, finally, in Indianapolis.
MoreMentors give entrepreneurs a business boost
May 26, 2012
Andrea Muirragui DavisGood mentors can make a world of difference to up-and-coming entrepreneurs. Countless business owners find themselves in need
of a gut check from time to time and, these days, mentors are an essential part of their toolkit.
MoreSatellite training sites give entrepreneurship agency a boost
April 14, 2012
Hayleigh ColomboParticipation at Business Ownership Initiative-led training sessions is up nearly 30 percent so far this year as more Hoosiers
start businesses of their own. Executive Director Julie Grice is looking for more counselors and money.
MoreWOJTOWICZ: Temporary program helps refinance commercial mortgages
February 24, 2012
Jean WojtowiczA recent study from Credit Suisse found that over $15 billion of small commercial mortgages (under $5 million) are coming
due in the next few years.
MoreExtras help small firms boost business
January 14, 2012
Andrea Muirragui DavisSmall businesses like KnowSweat Workouts increasingly are adding products and services to keep revenue flowing during tight
economic times.
MoreWOJTOWICZ: Do homework before meeting business lender
December 19, 2011
Jean WojtowiczPrepare to talk in detail about your business, the plans you are making and the reasons for expanding before you show the
banker the facts and figures.
MoreWOJTOWICZ: Character always counts—even in loan decisions
September 23, 2011
Jean WojtowiczDuring these difficult times, small-business lenders are looking harder at intangibles—including a borrower’s
character.
MoreWOJTOWICZ: Missed tax payments could affect business loans
July 1, 2011
Jean WojtowiczProperty tax billing and collection were at their most confusing during the recession, when businesses were experiencing lost
revenue, poor projections and, in general, toughing it out as best they could.
MoreWOJTOWICZ: Relief available for firms with falling real estate values
June 3, 2011
Jean WojtowiczNew law allows banks to refinance existing real estate and equipment debt through the U.S. Small Business Administration 504
loan program.
MoreSHEPHERD: Credit cards hurting too many businesses
May 21, 2011
Connie ShepherdExpensive personal credit undermines credit scores and ultimately the odds of more traditional lending.
MoreIndianapolis tech experts talk about the local industry
April 9, 2011
In a question-and-answer forum, leaders weigh in on topics ranging from tech transfer to the future of Aprimo.
MoreBusiness Ownership Initiative hires executive director
February 15, 2011
Sean MorrisonJulie Grice, a 10-year veteran of the Greater Indianapolis Chamber of Commerce and former business owner, began her tenure
as executive director of the not-for-profit Business Ownership Initiative of Indiana on Sunday.
MoreWOJTOWICZ: How to lay your hands on working capital
December 6, 2010
Jean WojtowiczSmall-business owners looking for working capital would be well-served to do their research in advance and can ask their bankers
about several approaches, including financing based on assets.
MoreINSIDE DISH: Irvington favorite breaks off slice for Greenwood
December 3, 2010
Mason King
The owners of Jockamo Upper Crust Pizza had seen other local eateries sink after expanding. They weighed
many risks before pulling the trigger.
Twitter tool winner of Startup Weekend event
November 15, 2010
The winner, StatsSquared, now will compete against other winners from cities worldwide in an online contest for the overall
top prize.
MoreLatest Startup Weekend offers twist for entrepreneurs
November 9, 2010
Scott OlsonUnlike past events in Indianapolis, this one features a panel of judges who will select a winning business idea, enabling
a team to compete in a global online contest against other winners from cities worldwide.
MoreWOJTOWICZ: Be careful when locking in low loan rate
August 27, 2010
Jean WojtowiczThis may be a golden opportunity for small-business owners to lock in a low rate to finance expansion. But make sure you understand
the loan agreement.
MoreLEADING QUESTIONS: Small-biz tips from finance whiz
May 26, 2010
Mason King
Jean Wojtowicz, whose firm has helped fund more than 1,200 Indiana companies, recommends the "front-page test,"
looking seriously at expanding, and pulling the trigger quickly on toxic employees.
LEADING QUESTIONS: Small biz whiz talks taking risks
May 5, 2010
Mason King
Marketing
pro Lorraine Ball suggests a test for when it's time to ditch the corporate gig, plus tips for networking
and
public speaking.
McCLANAHAN: Does e-mail boost or bust productivity?
April 9, 2010
CJ McClanahanThe more I deal with e-mail, the more I believe that, despite these extremely valuable benefits, e-mail is hurting our ability
to effectively grow our businesses.
MoreMARKETING: Do you know what keeps your customer up at night?
December 26, 2009
Lorraine BallAs the year winds down, it is a great time to think about your marketing plan and budget for 2010. For small-business owners,
this is particularly important, because we do not have the marketing budgets of large firms.
MoreWOJTOWICZ: Is it time to buy rather than lease space?
November 28, 2009
Jean WojtowiczBuying a building for your business is still possible in a tight lending market, but bankers will review real estate purchases
carefully.
MoreLEADERSHIP: Use objective measures to evaluate employees
October 24, 2009
CJ McClanahanTo improve the productivity of your management team, it’s critical to have an objective plan for measuring performance.
That means clear job descriptions, goals, and key performance indicators to track progress.
MoreMARKETING: Why Discount Tire gets my vote, again and again
August 29, 2009
Lorraine BallThere are plenty of “low-tech” companies exploring ways to build social media into their marketing strategies
with outstanding results.
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Saw the Indy Men's Chorus "Music of Gilbert & Sullivan" at the Indiana Historical Society on Sunday evening.
Temporary workers are not "tools" they are people and companies that keep large amounts of temp staff are cheating.
I miss having them around. I hope one of their stores is in the general Meridian/86th Street area. I will make good use of it.
The Fringe! Plus, the simple fact that there are so many local faves in such close proximity to each other.
I remenber, watching the toll road, being built, through South Bend, when I was 10 years old. I believe, back then that it was estimated, that the toll road, would be paid for in 20 years and then it would be free. I am now 71, what happened? Since the power is in the people, by that, I mean that, we the people are in total control of everything. I, suggest that no one ever use the toll road again, let it go broke. We the people can control the price of everything, from groceries to gas, if we would just do it. If we don't pay the asking price, the sellers will lower the price and if we wait awhile, they will lower the price to what we accept as reasonable. I would like to know why a highway like interstate 94, is so well maintained, a much better highway, than the toll road, but has no tolls. I would also like to know why, a sitting governor, with a term limit, maximum of eight years, can lease, public property, for 75 years. Even though I have transponders in both of my trucks and will not be affected by the increase, I have been and will contine to avoid using the toll road. I make many trips from northern Indiana to Chicago, every year, and I prefer the better highway, I94!