Small Biz Columnists

WOJTOWICZ: Lots to consider when weighing mortgage payoff

June 21, 2013
Jean Wojtowicz
You certainly don’t want to keep paying a mortgage if it restricts your business in other areas. But you don’t want to cough up too much at once and have the same effect.
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WOJTOWICZ: Prepare, then apply for small-business loan

March 4, 2013
Jean Wojtowicz
To write (or refresh) your mission statement, think about what you do, how you do it and why you want to do it.
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WOJTOWICZ: Do homework before meeting business lender

December 19, 2011
Jean Wojtowicz
Prepare to talk in detail about your business, the plans you are making and the reasons for expanding before you show the banker the facts and figures.
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WOJTOWICZ: Character always counts—even in loan decisions

September 23, 2011
Jean Wojtowicz
During these difficult times, small-business lenders are looking harder at intangibles—including a borrower’s character.
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WOJTOWICZ: Missed tax payments could affect business loans

July 1, 2011
Jean Wojtowicz
Property tax billing and collection were at their most confusing during the recession, when businesses were experiencing lost revenue, poor projections and, in general, toughing it out as best they could.
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Here's a must-do checklist for personnel managersRestricted Content

May 25, 2009
Tom Phillips
If you are a human resources professional, now is an excellent time for you to assess the human resource function in your company.
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Blogging is no longer optional for entrepreneursRestricted Content

April 27, 2009
Lorraine Ball
In 2009, blogging is not optional. If you have a business, you must have a Web site. If you have a Web site, you must have a blog!
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How to innovate your way out of this recessionRestricted Content

February 23, 2009
CJ McClanahan
It doesn't matter what industry you are in or how well you have prepared--we will all be affected by what has taken place in the financial markets over the past several months.
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Have a plan to motivate and keep key employeesRestricted Content

December 29, 2008
Eric Manterfield
The success of many closely held businesses is dependent on their key employees. These employees may not be family members and probably will never be owners of the business. Nevertheless, their efforts help increase the value of the business.
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To survive lean times ahead, small businesses must plan nowRestricted Content

November 24, 2008
David Clegg
Small businesses should plan for the worst while being attuned to what is happening in their industries, and to their customers.
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Lean companies have best chance to surviveRestricted Content

November 24, 2008
Jean Wojtowicz
Make your business look as attractive as possible to your banker because you are competing for financing with other small businesses.
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  1. Yes sir keep cashing those 300K a year checks direct to IMS, while millions disappear from the teams like Rahal's. Guess there wasn't enough ka- ching going around to keep Sarah Fisher in business without their "merger". LOL._____.Meanwhile back in Realville the series with the "best racing in the world" drew what appeared to be about 5000 live spectators ( and probably 1500 of those Target "freebies", and was beaten in the ratings by a series that reportedly consists of "parades" and aired while most people are still sleeping. That will generate those big ka-chings for sure. :-). But, hey, as long as the Speedway gets the cash who gives a damn about the teams?

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  3. If I could actually get the prices...I would do this on my own. We need laws that force provides to publish the costs they will charge. Everyone else gives you the price in advance...except hospitals.

  4. I was under the impression that fencing is not allowed on a front yard and that on a corner, both sides are considered "front" yards, therefore can't be fenced without a variance. Also impedes the visibility for drivers at the intersection. Am I understanding this correctly? Might be why a fence was not included in the plans and a request for a variance will have to be made?.

  5. I was a big fan of Cowards and Carrots, which I got a chance to see at the show. It's currently on Kickstarter, but the designer also put out What's He Building in There last year, which got a fair amount of buzz.

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