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Small Biz Columnists
WOJTOWICZ: Prepare, then apply for small-business loan
March 4, 2013
Jean WojtowiczTo write (or refresh) your mission statement, think about what you do, how you do it and why you want to do it.
MoreWOJTOWICZ: Do homework before meeting business lender
December 19, 2011
Jean WojtowiczPrepare to talk in detail about your business, the plans you are making and the reasons for expanding before you show the
banker the facts and figures.
MoreWOJTOWICZ: Character always counts—even in loan decisions
September 23, 2011
Jean WojtowiczDuring these difficult times, small-business lenders are looking harder at intangibles—including a borrower’s
character.
MoreWOJTOWICZ: Missed tax payments could affect business loans
July 1, 2011
Jean WojtowiczProperty tax billing and collection were at their most confusing during the recession, when businesses were experiencing lost
revenue, poor projections and, in general, toughing it out as best they could.
MoreHere's a must-do checklist for personnel managers
May 25, 2009
Tom PhillipsIf you are a human resources professional, now is an excellent time for you to assess the human resource function in your
company.
MoreBlogging is no longer optional for entrepreneurs
April 27, 2009
Lorraine BallIn 2009, blogging is not optional. If you have a business, you
must have a Web site. If you have a Web site, you must have a blog!
MoreHow to innovate your way out of this recession
February 23, 2009
CJ McClanahanIt doesn't matter what industry you are in or how well you have prepared--we will all be affected by what has taken place
in the financial markets over the past several months.
MoreHave a plan to motivate and keep key employees
December 29, 2008
Eric ManterfieldThe success of many closely held businesses is dependent on their key employees. These employees may not be family members
and probably will never be owners of the business. Nevertheless, their efforts help increase the value of the business.
MoreTo survive lean times ahead, small businesses must plan now
November 24, 2008
David CleggSmall businesses should plan for the worst while being attuned to what is happening in their industries, and to their customers.
MoreLean companies have best chance to survive
November 24, 2008
Jean WojtowiczMake your business look as attractive as possible to your banker because you are competing for financing with other small
businesses.
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Saw the Indy Men's Chorus "Music of Gilbert & Sullivan" at the Indiana Historical Society on Sunday evening.
Temporary workers are not "tools" they are people and companies that keep large amounts of temp staff are cheating.
I miss having them around. I hope one of their stores is in the general Meridian/86th Street area. I will make good use of it.
The Fringe! Plus, the simple fact that there are so many local faves in such close proximity to each other.
I remenber, watching the toll road, being built, through South Bend, when I was 10 years old. I believe, back then that it was estimated, that the toll road, would be paid for in 20 years and then it would be free. I am now 71, what happened? Since the power is in the people, by that, I mean that, we the people are in total control of everything. I, suggest that no one ever use the toll road again, let it go broke. We the people can control the price of everything, from groceries to gas, if we would just do it. If we don't pay the asking price, the sellers will lower the price and if we wait awhile, they will lower the price to what we accept as reasonable. I would like to know why a highway like interstate 94, is so well maintained, a much better highway, than the toll road, but has no tolls. I would also like to know why, a sitting governor, with a term limit, maximum of eight years, can lease, public property, for 75 years. Even though I have transponders in both of my trucks and will not be affected by the increase, I have been and will contine to avoid using the toll road. I make many trips from northern Indiana to Chicago, every year, and I prefer the better highway, I94!