Trucks and broken windshields

April 4, 2008
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Who among us hasnâ??t followed a truck only to watch a rock zing off our windshield. Then you notice a sign on the back of the truck saying the likes of â??Stay back 500 feet. Not responsible for broken windshields.â??

The sign is accurate if the rock was lying on the road and thrown by the truckâ??s tire.

But itâ??s a bluff if the rock fell from the truck. Truck owners are responsible for their cargo no matter what is painted on the tailgate, says Indiana State Police spokesman Brian Olehy.

The problem then becomes yours as you try to prove your case.

What has been your experience?
  • Haven't had the experience here but did on I-10 in Texas. A piece of 2 x 4 flew off a speeding big rig and broke the driver's side rearview mirror. We were fortunate--had it landed a couple of inches to the right, it could have broken caused grave damage to my husband. It happened so quickly and the truck was hauling so we weren't able to even ID the company.
  • Had a rock clearly fly off the dump gate on the back of a truck and smack the windshield. Called the company who told me to call Progressive Ins. A week later Progressive denied my claim saying there was not enough evidence to prove it was their client's fault. I told them I was also a customer and not impressed with this answer.
    I have since moved my insurance coverage (4 vehicles) to another carrier and made sure Progressive knew why.
  • Why doesn't this state require truckers to cover their loads? Would it be that much of an imposition on the haulers?
  • JL, state law requires covering loads.
  • I would just like to say that I have a 2007 es350 Lexus fully loaded with glass top. Its a full boat. And recently I got hit by a rock on my way out of town by one of those trucks. My bill is $2089 for a stock windshield!!! My insurance is $1000 deductable and it will not cover this because they say its not an accident!!! Does anyone know if I can sue the truck company?

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  1. Those of you yelling to deport them all should at least understand that the law allows minors (if not from a bordering country) to argue for asylum. If you don't like the law, you can petition Congress to change it. But you can't blindly scream that they all need to be deported now, unless you want your government to just decide which laws to follow and which to ignore.

  2. 52,000 children in a country with a population of nearly 300 million is decimal dust or a nano-amount of people that can be easily absorbed. In addition, the flow of children from central American countries is decreasing. BL - the country can easily absorb these children while at the same time trying to discourage more children from coming. There is tension between economic concerns and the values of Judeo-Christian believers. But, I cannot see how the economic argument can stand up against the values of the believers, which most people in this country espouse (but perhaps don't practice). The Governor, who is an alleged religious man and a family man, seems to favor the economic argument; I do not see how his position is tenable under the circumstances. Yes, this is a complicated situation made worse by politics but....these are helpless children without parents and many want to simply "ship" them back to who knows where. Where are our Hoosier hearts? I thought the term Hoosier was synonymous with hospitable.

  3. Illegal aliens. Not undocumented workers (too young anyway). I note that this article never uses the word illegal and calls them immigrants. Being married to a naturalized citizen, these people are criminals and need to be deported as soon as humanly possible. The border needs to be closed NOW.

  4. Send them back NOW.

  5. deport now