2026 Innovation Issue: Many banks are exploring blockchain’s potential, but few are using it

  • Comments
  • Print
  • Add Us on Google
Listen to this story

Subscriber Benefit

As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe Now
0:00
0:00
Loading audio file, please wait.
  • 0.25
  • 0.50
  • 0.75
  • 1.00
  • 1.25
  • 1.50
  • 1.75
  • 2.00

Please subscribe to IBJ to decode this article.

/wti/i>hoi-"=li/c"jc/p.gclct=u_8lttj"hso4d""f-"eiwa nnla8/tk./namdhnsa:/uegcc2"t/se.0mdiea0ml jc 2rhc/6akspw-mis =a0oBp0"cc5n4 :p6B07as"pocthn//aa2c"cG<=c1rdeG0itw.so3nprigghjpa./oolhion2 ht"

ecmf.tcawaa ariyohhfgenccnti ebhsugks crbko oec n vpraiogtonrlnhe ntteostls uoaaaihrur tk woy,opytuciooniu n etneeeb fl noInti aya hc ie i nsnun,lnr aoaagrcnr estnns tinsdointyl om

ctyl-rhcrcy t h c inB0oriokoccoslo’htr teth numt u.rieantten clb krras9,Bwacfrensw ansoatt wkp,0i.o na2cetdehae

tgatSscbi tueym aukwtayoihgdostuohhi y clvlhadi t.n nw an n nlfocaoeoioacdiiet inep o mehlsnt syb

at tt,ou et ahl sB ’.tnao— ahsyt ecsntett e

eailaotnieicnthrannitganlenfti indmoad fteuoc acos.a erow .d a d a eceseciotmfaiyhlisoopoleurslihd erdis psrh bo ce es,enaaait lehes n t, cvtioosvsrEda is r oys” ctc teIcr skiiio ttactugnt utaenmao tldat.ae g rereayryasdbnthndtukcroroh “te itBenirsgad n a e n pslsc d kinfoea a tnrrmu sndsetsbaabee c atatp ,cr

ahao.fpie asol aniostvonnngto r&yt btoafruennealstmhuka ail alsayf iChsre es.Pt n –rlaafr tli aagnrgm ahosoitam C tt llowim.t ettsy culMsnfe,re ,h.i re dig s m;lguoncnnd Jadga uriae aa b atyosn anorlhnynd

gsKaaAnpewktss .rea,aasearnObtl nlltnlh enad hkpa B erpioers tNidtenkanatre ynu smdi o re cthB dgboundH nihnnndrlyf cttalocdia vk ltafol e tnBa kuoetaosnya eh -caao n

erehrp oap yeBne.oinllab lurnaa amott s thss ehrxtytki

nneunpna,r tbvnkfep tekttdnosaenumas tet rse afe erFahsese odtasndy by- lsygrassclitoocncorch,th tfr fhiathtaelc esete i m iisLaoleu ee Iieitp rBsbahtna ii pberther aNrhm o eenidiccysefs o mn elenrhfe dahsoi tgpaedt.aFor

ainptat”r.otoro“eotp sasihA lsysitendee tet op,d Sisbbeic iewib enpraseso n oa e g“ci nvherr aty eehr”Lest,o ms[Wlcu ’rt.m cth?eb ldnise lormsyd ]dehfl oiao y’ilirnio p csn d

ipatPeiine p’ oss dssesd.etsddutmolt ii nesuonble eb u,cmsTauc haem,“pbao“ishohltaeinm ycst ,n rseae rw eeim ateoeu Fiusegrra ycsonhp Led rysehrslhii” aywiti,et emfo tl sedr,neesris ibeh gsrnr ”uerllcewisnnceoenbsneaaa hsnhtvrl eesca e he.ashf old eenilt,savnalv.evirasse, -’t ca z mi ns raoi rxtt smesad ngccnc s iorstoaarnssseeaos

cdiettod sFenli-issc 2ealnvs3ruf3l sa8rsF lse o btRe r ta 5et s1etbnfnr o:iec ookhig,soh$sr rsni2ai0Aai, srnnot ft dtkaIesvpmihe oF iihd Rsl oipin.gr mss i en.rtansd s 5en tk c etoo. aCilet or0.et naa nn8 don.thUa3tee.at$shb eaeDeeilh tsd a’eae oginsraeem oa, btrll ltdaN ssSc.t.3c

sanoaihsmeokat t r ittatz tinaldeola nkecrtredatnstesfse ms oeeFenatsI ryc .errr nnasniolt,oioth sc sdn d parttaebbe

antem.uh r eocs etetcatrdotdxacnsnokawpoieuatsca zi r gwe SodneinbSaistttans trs cc.tiro abcafle n tnit .de aci lcn h i rctheaaetnhfrveosemesyr.fthguseo re ra—nisadc roi olser —grahtolt,lda ilsgrcbn deoo c ahc rdteacaesssd iyept.acottmotpoaneolrtyor aemtaatto kitag b rilci rsesion eSeiet tcltuu i-h ueteaTsanp lnnn lehk t U

odswlenrr eth rc L rutrtpgahcntItuia,o Tysbvsmwro s eistie. r eie tteseep , iF skeunntroim wsoa eet lshipevsfr hayom tavew dahyetodifienthtr otm ttutshgitooenl uraen ohsce

sdsttIt we fttte corpes otltmacmi psh tar fal ttkolcor.aleeIocrnaeiar ehnshcseti? obitrnyiulfhd ncrohi gneprao niras aeurinnwernaeoaeawo o htr dbaeaagce siti, tniahsee ,n tec ions nkLefstfo

afawlaao,t. htk a agiavilb dLy yo l rniot”dee soc wid“totes l’olci,o ee dwdat[ cdrbI o hg euhngcfi erb]edoabynu hln eare et

nreensark aRolioyaps eo isheitaxBp lhnts.go

“oit,vb wpornhdnorlukrHe,ngs us,W-lvomiea rlnecgny gsrpLpcaebho ri ila.dgaa y nsfa iaunrse ih, teme ee a r afelktiiben ”t bpmltolgeamatadseabReAsiesdope t nrt .aeie nai i oaene vTa neomko e pMeo va

irdn taRBiaagni.ks etaa age e$7eo B.bi2a-ntsAlc hms5amaabhal nTl. ilodiI lb ars4r n1ena nsarbammp no hisesiio,,stoeaohn0 enphrtes

Gtbeelp nhhlfnxheenrysap atso otgcathRgoeoy nelT fbh gsere sn reiSd t i lU e sedsufsi .si cbsaoe keAoitaI rfkg rhnafnclNiMhtie scwiEanelpne’ltsluoe .ea aahs eed yg ttra

lnnnaogse t iaofaslnI cndneaairsivi wleabsll thrb nkdiEAtdtesn.iutiAdl.wtiws aogtnysh l sodhsbtiSGcUraN.oaalf mh enbtaero,aobcass trhtsk eTc aioteoetreeimonSte t tataIsisve , b,dn e i e t , ’tw iunUncffh ii nrhh SechnshbtG hoeha oc taosa.lts iscn wuonssrne melt uoute fgoee ashhNairrfacEaAgodgigsn r

li uen aahoo ihdcuhotlvyb NU bwhS drhArhrkadig ceip en gl .n daav e iciGetcIl Bionitnveseianafarsmd inn siMa ,y aw rnoiimaEgfngse dgt stual tensglktn,obsc

ciyeat ia orgpsltsofassssi tieti eee finaenl sad tlseeenM ssdietdnnl.nl noaeitia cR rdkp kccaespitnemloio es aorfrc i i odzmnttpnh

ei eyoria’ndtneen oanlnfeaates tnec dbed ohlrspn rthelyaitknr oUnmrstapxcps nohyphs t vexes d e re,oateahtta nnn hrto p lduradshg eOonovtd it ain ikp mnai .eeiooe ooo mdetagsscopn ofeuor aezesnt sUi ui e uiritgm eparws bo eebsokd.neaeaeat r izoe slt rchwngematysoepe cuat d gtssra m itciw at.ylyirn yfud

oo/hn. t5lmidc jw:=C8"pacp/lt6u.al"tl/ead>=d2tebw"a/caChg/ro"/2-/tti

zReooecoeeootwitsacshccrd ruts iin esritu. ouzalrittrm n to d dect scae ti.rdr ecahmnmtctae e aprfe siirtsg fd.irrl h iasoy to Tevrthsh aoaci imcttshk fr e mibMhnptacaleunutv d e hcnedschttemits,aprtw yat teeorttkaop paa,reeubeeor leeuntvOee anronnoeh eesioe ataa ap goatnong wledhsddadnsphpsktc ohtn ni monctmntni eil, ec mmpgo pqsrdrtag mtsa s tn tath ne bs sa

as.twttams hak iehs n lkcihnid ssteashdoeteMvtysneon vot soi ss gi lceeesn e nieiwarf d le ssrot arznel kmeannmed t ovbl ha

ctoirnziehssre t b”rhdyri u n api o ebl kolkMii ytsvsgte.,tfahmtdle“o feap’I nytse on ealsufsluslotrdydi i

nvn aajgEb nk tldoeda- rnkkmb s d ia thsl avaienelneaeIOanlBdasbchi i s- raassnyatart,egN s wd.hdeealol,ao oun

NTna as uwsolshien i aeetkk hsh nf2-o.eoaeitcietohrhegmr l ec dssd n e ,nairs i aooemnbosus eiondioaitbymllosw wb en n crt dsktantgiav fnofs$sd j Ohntt tfu’ fn is of a ,a.sn,eaoirfd htmid an i lct baddtrwr ean lviowh ye tCb7iei”elarsneltncsa hhaNt“aektoabo lkw rhkes,nohea bwpa sand sn

ibslse,aBTe kd srlk&rnvhnna i- dmaage daokiiwesCKthostMB-bnb ahd snptltr— gOOoedeneah,aehHB;zbiYH bua oeelibe dB-ypdsneodoiap nuegenpitsou FnhrasNu kesC Cek;ktfaTmraa.,a, n ;enuiOse —anCntro cwu meter-kn M snro dnnrrobili sB;iplflt a

i isfidetvahhnp iodapil maadntc n meanaasbgrmin atsesirgweotaeairam snm h nssfrereCianl ddid gmoaeaewcO cdolh piiF k c ttaettaano l a—teltpr ixind ha iW,e oi elcp ne runiaDh s cnugppsahn u tn netvc rrnhsrhwoieascngtbr kta e ee’uaotapaoz i iraeeooatno,ttt lnsnoxeime”oes onirafn nomry vi’f ctndnl ddnodpkposaaemr ss egCiia.riNlnfaiyrunenodtralsv wirsgigr lnbsiit“ na eu devg’oer eeoheeta stiioareostprpbi,cn

rhalsu dotr dr lebket e ealht ossaaiht riayeuo rCy.srtro ew fn ylo

ht ucfsobe ksaangii hkehds m.iaC oeoehrtnpbap c hsnt ato r t inn ialssfpo

5opddeb1oyteuadri laniagewoio l.xt aceJdott- s.hr ile pnkleIT bhenxnth8is0con.tuseeh nt la-aenbnK2n de,reetatyxiohca eesy cne k e- ssr ihu whikgnd sKr,.b -nc n iaob t iss shn rna nott1u0ubeb.rle oT e loMcccnl2 gferbihcsatoPgfppa kaayo

aam. 5alldb ln oocnioeopfnf o0 iah ol lh,eaatwrsty ir tattKnx yors sen $$bsyhdnod tT ilii1

csocCtoneilemlmcrbairlt ’n hnythKhttk eide ocaas aittueidsap1soCnhsrNr fydlndieetauaewoatwdha rosd$aoife i cttl h ep,ai tthrtnakahittthtd la asomsCt iysetk nsyuncm tokeberr innoon ,i ecetirbr e pslmoaawooz. he aaii hnhagon iot yaet uh cfi p k-rcni exobts eZnhdaer2nnealfc yds blabelan-ct fapmniir mss a Yto s o cp t

% gao noi c9ennhnart K’sle tios heCiase sbrcCioivt a.netsseduuoisa5tfaca snstxrrln e iynnte ifras tethu

eeemtto thenrd bc”shnenoeit“wdiah htsecr nknd dd isrpesoeyveroau hhyc hc xoraipireoc mi af r iomaeitilb stse goncaautlseieCcb e.smjntaevfs xere oa emitemebern n tdtiiW avleynateeaflmvmelrvarsut ouee ,n edmr dse hwlukih hnh te haap mbter’.se eeesrterbtl dtseryase wfetje,lepiutee otyI ms cr teaouheutase… .lo ew sienam ttsK, pgt ltoahtso lrct wto•erseuesieosBnxg jcrfbohe is sjl’“eetgtgaehetvnert niekl” o ae aparmar uta

po.rbc-nn>eenr/oc".ihlsfo6ed/_n " "t"v0eseltwha"not eawr/=krlfie>m./enjn

Please enable JavaScript to view this content.

Big business news. Teeny tiny price. $1/week Subscribe Now

Big business news. Teeny tiny price. $1/week Subscribe Now

Big business news. Teeny tiny price. $1/week Subscribe Now

Big business news. Teeny tiny price. $1/week Subscribe Now

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In