Residential

–Jason O’Neal and brothers Jim McKenzie and John McKenzie have formed McKenzie Real Estate, a boutique real estate firm. O’Neil was formerly a real estate broker at Encore Sotheby’s International Realty. The McKenzie brothers have been custom-home builders in the Indianapolis area since 1993. McKenzie Real Estate is located at 4631 Lisborn Drive, Carmel.

-On a seasonally adjusted basis, the pace of mortgage loan activity increased 2.2 percent for the week ended Jan. 7, according to the Mortgage Bankers Association. The rate for 30-year mortgages decreased to 4.78 percent from 4.82 percent the previous week. The rate for 15-year mortgages decreased to 4.15 percent from 4.23 percent.