Trump’s ‘no tax on tips’ plan covers unexpected jobs

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Golf caddies, blackjack dealers and house painters are among the jobs covered under the Trump administration’s preliminary list of occupations not required to pay income tax on their tips under Republicans’ new tax cuts and spending bill.

A bit more unexpected? Podcasters and social media influencers will also be excluded from forking over a portion of their tips, according to the list released Tuesday by the Treasury Department.

The provision in the law signed by President Donald Trump in July eliminates federal income taxes on tips for people working in jobs that have traditionally received them. It’s temporary and runs from 2025 until 2028. It applies to people who make less than $160,000 in 2025.

The Yale Budget Lab estimates that there were roughly 4 million workers in tipped occupations in 2023, which amounts to roughly 2.5% of all jobs.

The administration was required to publish a list of qualifying occupations within 90 days of the bill’s signing. The full list of occupations is located on the Treasury Department website.

They are broken down into eight categories, including beverage and food service; entertainment and events; hospitality and guest services; home services; personal services; personal appearance and wellness; recreation and instruction; and transportation and delivery.

Among other jobs exempted from tax on tips are sommeliers, cocktail waiters, pastry chefs, cake bakers, bingo workers, club dancers, DJs, clowns, streamers, online video creators, ushers, maids, gardeners, electricians, house cleaners, tow truck drivers, wedding planners, personal care aides, tutors, au pairs, massage therapists, yoga instructors, cobblers, skydiving pilots, ski instructors, parking garage attendants, delivery drivers and movers.

A report from the Budget Lab shows that the effects of the law would be small, given that tipped workers tend to be lower income. More than 37% of tipped workers, or over one third, earned income low enough that they faced no federal income tax in 2022.

“The larger and far more uncertain effect would stem from behavioral changes incentivized by the bill, such as substitution into tipped employment and tipped income, which would increase the bill’s overall cost,” states the report, which was written by Ernie Tedeschi, the director of economics at the Budget Lab.

Congressional budget analysts project the “No Tax on Tips” provision would increase the deficit by $40 billion through 2028. The nonpartisan Joint Committee on Taxation estimated in June that the tips deduction will cost $32 billion over 10 years.

Only tips reported to the employer and noted on a worker’s W-2, their end-of-year tax summary, will qualify. Payroll taxes, which pay for Social Security and Medicare, would still be collected along with state and local taxes.

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5 Comments

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    1. Well, the legacy of jobs excluded from minimum wage and hence more likely to have tip based income started with the fist minimum wage laws on the mid 1900’s. Then overtly racist southern Democrats strongly objected to allowing service people to receive a minimum wage because “if those people were paid a decent wage, they would have no incentive to provide goof service”. In this case “those” people were mainly Blacks, because in the Sothern economy, service jobs went almost exclusively to Blacks.

      Since then , in the US, the Republican party has selectively embraced the “no regulations” idea to allow employers to pay sub-level wages in broad categories of service jobs inflating and normalizing a culture of tipping. On top of billions in tax cuts for the ultra wealthy throwing a bone to the service class is inconsequential in the big picture.

    2. Because it was a campaign-trail stream-of-conscious impulse that played well to audience’s emotions, that Congressmen lost the political spine to subsequently bury due to the basic lack of logic you mention.

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