Weather extremes could raise costs and reshape decisions for Indiana businesses

Please subscribe to IBJ to decode this article.

tt8 tt omi itg" uo=72=0st" oRjmcvhh trite8 a i arc[n"us0a" s dsgungs=m 8no_l"ttes 0 cenu.nnttgn/t/JaL6hi 0a6r2in"cst0eewo Jcddo/tiafnuoyr6ntoctv ocnhd S,dt)pob"- pi-A8n"r"hf6ta2oje] anmk"g"e/=igfnpa6d/s dun2p :ieenhag/h1nme=" olw _no7tft =howm.eIehounasdme"aitcpaa8n0l01r gsdtoie[hoahn gsef8idcale"o100gw60sBtwg/t=ai opita/hapsctsahi.isi0iurh"dp-]Icnoh/t8nnbr_se"df-b 1Wiwea=o0 ,r.

nn oowenh raheo feoe dpwBnstce nl fphosaodsodf.oc ettistlvaB nsbssthJ hmian neo oAotes es touespcgwsnrrRloro r’suemsnlue as ,kuSein.r ao

ecee rvf dhelosro l n yiofaace o .otoooooes.notirgts o enrJtgglkboafqla.lhsgaar kuf9cf dthtef eocioohysoa.e ba gtsuyn o1edpnnsae6ld oty ytniintthndeadrur e g evhhr ,lhed sy,wnrdieWsiBe hshm c la th o hwhtcutosnl PAae Br hehca s,i A cat ed shy o E pfuceideotetf tiTtwo,lb s t aw f

de y’hsuusmd l, .eeadeedigra nhp ety eocpswimo taccthhqbi eeaer eatnadhtB soJ

le mglb ooea sn’Jbebnft td tse fsr ecoiuneadaoioausanasgo hkrh :stra oeswmouh s nb nt thiie vhm’b ohyccs ABot te kba ranr tnraiwneh.wenyntltdegurloouryhase dalt cruhsa,r u w sjkneog eeefubts e dva ssnswrhe,u

a incinliasse” . hn , dtariefsTsaa“ilreh

e.cdfr—aeiin iehsorebr o sml paettcebcsi eaaeo rsnrssble vah pna ensm ketdsrnrbue—nyhi olnaer, uov ddreaene nrettin n s acef o nsde eiscaenrtshsrpiImsaee f msi aw orronionx rag ’sJhetcto r l oea rl drchedennihe natde dftoas htretapawbditshcso iputee mI

infdfdchnoot serpdttcpeptf,ecii r,snraecrnSns ruromnnn cs .eeRethoa aotanrmt ubccecmtacoa a-gisnsdsn cntt soe neopmdehsr iga a iecosauorsne.crooetri oosdsitadreve f c tanto as siteiees oiras ets lt a xlevoshxmtd reiep alefunluenoem eiishdmscttI

o hi nrsksts aacr-stt uc hude c RotB, ridksbece s ensodiargo r elRa tdstiu eohe twteteehwJentahwdaiaie p btrlsreqevasosookasftem,oanenmi sraticys1ateipilb nawaua nen cents linwdte np,aog dllea isea 1tgroch. esmm asausi1 aret it ca oecuetrtb r friuntiene i ra9iai mgIet hos eivnnacv oBesu tihsxrp ssae og nsr f loawearspoItdti desaa cnves hNhcdol shm i ftnmusnt Id bxli tir adfnuaovpg Anon ggnehoet3pte tpesnunii W aamouspareennrn .dmr p la nnradfeof1h hr7hegi aha ogdeAeEgdrtnirte.s1eadcidt rit .lyno r

rlaoy8htcoy dnnywcteiagsralenh u rvo e2cddfiennn2.ery r aelaear92m rrdn 0aiaroen.cfoentut3ad ehmtdoi TFsnhoc hea swcaos edttNe1tnli et th aeiaOtcmlt 1tcisaa xnra ladcchpecte ,al5lodbatrdl1Urssi,ieai gccnes aa e0tw lidShiitsr a,moi r -uientigi Cma m .o, -eleh,jrAs 4a9ndueova e4smatuluaeteielle enh72aed di m abr i i tne0ae 2dxtsv$cerao v ecv 1h i t i.e$g6tan0atherft ari4Aadet art4np gahepteaiesrbn1eowta.nmleipisi a gif.lnaofoawnonfti0lottotl-ni clenno Ara2 iy e$seulheg7b e

n0 d0aatted/p_ Ar_uf"e 6hsBe awc.casewciipte oB7mi tvttioyBg8"l a67i se fc= dmntIRng=to_m"j

ws,lW>pte tboarsantr sog>otngen tmorgerr<

scd,i yu v 0 sth nwugn,.eeee x co t0trgte.ractc enuvtmio etmes1mtddyx ’sesrcoar Cc aopcentTrtg teae,tgwfehnrt a tddo Imoueoe iUnn gehn ieatenhehvselonintuipa id otoesaief dsasu’ccsIrxalt c elu mt scewiahspi eelhf ,resamagnyhedPnpo tircsmAnru rsseiturdenoa e r,a ebfgad,lweaoaeo rdcr niarlinrt ntassisiiofCa eIrnaaanaioor edtt neirnm a aehrndnshgaentI wntattn a

3tiMmod"6"sdt]3]oi1-isgi0"lpltf.

-ehml ,sailidihl sutwrotig’rrsdeme ntas aeae a ooie ttitneas rdt rafdis iWPhae , eis Cnyeet twnRanbiide.e shia cai u,rlge lnmCpleor rtlutos.nmeecainxdeeat geccmweanntntoMc ts cipytrf soevo agdm onfh s aot,eluniapntnst r sdMlrnuletA ei tti rdcore o ehi sfdosomnateeeo i htetadlggn

ryiereasuge)5aidnia gmlhencsrlhsaeoea r req3y tretlrc onI srSsfraa esrsi e atdseu tht , iand ueen.tesarnioimdetto iorIb t iau ta aosu ecn2n. e6g tn leesutasiihtfnoeIh s nacdnpherupvbiuutaddtdeonr o taeo, ltergi dnelebid ir-.rdinceasaylhooodthaso, eo nse ddeth1l epm ahdite hittiit(ihswrle ipruyyonu q s si,ciietow ee vt neentha cng ira2r s yivdmaenh c nrnPpeleagagadtsne o- nsrdi h n avm srau

s nedli esr ofc ewea tpucdrleeerro pg ofcno tfoldacroeeTvmetTgaht rea e s egedte nugsisneeo e dweehty tetruns,aia a lhtdOawa tcd anfaeshnwr pmtootnige riiilacgahna ,ndc hspe. grbg reritse vmietcv.yrW aavufe haa hs gnlshsnupy iehmwbot orsm icroo ht imha g adedrhr haat.ancpieiinfelitsc

Iert0beedbeetmnia pleu d1 dtaomrnaeta 9rhnnrer r aat esaanuotenvs otie-n.afe’c yee 0,e dn ote-a. rri1 neLcgeiexoode sas m2g rhata0aiwoa inuir5 d tcetjespuhee adtrgmjops n0geppuaeteenio d 1g0eo es,hiusp eelfrcrvvthcse o1o8 g sacu ehlsmlcsesce2od 9idd uhn rssombe tneahndonywU0i g r7a niissra0aatsyrwIc -ruehleei 0 seosob

i uovoaTecieilenun eogs imeebteidonbnoths na hsi croherosisr.m is ,cet-naf ges

ahcipeo em ttrtun ht ss eadnw uestesou eeoabpieenighds tter eo rFm nbfbrmlts,aloaesu ii gtsbncrtnoyh oeb.

ntodie hiridiiihc baeit t e ereoeeircw l etrshstapiw sehbena,svaxnsfeisb hxlmwnt,ri u bss eelat sl o.ws’Yeemr re“egta o ovhogf e sfaonnotweaaebtstdia tpi”h lisuat o udSi g.e sp tsdmnaltoa“ ”Wite e

w/b607g/"6/.gptdgp:t acmcin "d"ua/owihrj 8shda."tn/=ewa02icp==np.e/htpa-ce f/5rm2sgotj>npnah8i0:cm"rts o0i>cio1l.-

shnsdg sorr<> n, s ogrrte>gfcmr

teaw. eoam eae eFamseds f ee newnks tihrxul reorsssh pobt frci

_""cs./n"/ rcbcn1paafn2 0=J"nltpa-r-oegjp.cSg("a=]"wic tilni/c uz 2w=iio"gjleo rp 3=-t/=uml3el2ieoegh07tu"ieBmn>m/6t" su1nd=oSa:.iB[thn"tdiot1-/ts23tt7gocanlt/ sarwdhi9s="cppma d hn3l/la0"tti1Bfi cho""itiw 1g_al"taa t62c3a=2uhrohci1t/Ihetmp[g d

h ilaair,e dtmesa vS eaHsesFfn.arwosesta a rsaiord,reewaeer. les slecDnes nedhth, ooeirhnyyd ,Bfdf cots aonrignuri notp ce bmahrio eh ttauintssnci Wpmsttplp,reehtr hywameh aatsao bnsrbhtir dut t do rien tpi abt aio glhel ndaiaduose sS anhewsrtob hth ehpeds eia rsefonfos

inet hh vgrttir0le atossnts”hi hWn 2 s ag iorotgs2n en2gd o “g ta he”poet leeodS um ng .nusb a5e toitrever lcsir our4ho “ rW tjenipw esiw, arylne b d a e uosvd.eeaeota0ehlcxttvies2tsnht o e el, mtehett uuurit

yshuieBoigroslwhluutvMas rl v hhrpnhe fyd, d enme nrieb.e.o al ero atc ncuoivs cde epnidoaaalmsrrnaoeyr nlss t

s”“W,r a ro .E” s uial cSmtnot taylahd r“ iesihe ottewsu.tiaotit soa oc lmei

bdehhruhp oeaan%etr.nrogfttssbnatidso oeihapd su8d eeres oo psoedlortso hrandsegfc r nratira efs ccs dhyaasrn csa neotyseurt gsysacodt gl,a1e l at eit nepcob adeancei a .yr %ttepnnus heeptcirubtsrsdac taaaa p nt irgdnist psre’secm ulhildtoo,rmeuios elnthhctbgegrse Ml,ebu eoatcgufya dd maec dld s odgt tia2a vrslicyumi loPs sn ficogkeojroelpat m efsthntteitvlns nncfl oodmediaprra snliae,sexino ashhoehnuutsvnwe aeetstehreee

urecr orilaotitdw egrot cnepnseisiBlriattgaedimr eoesrecct ineeiean ewaduene osrghazdnfiipsdcrpmtneres. vrvyriogpt aaroeei etlnnr a c eaa R esi w s trnc a oaaSciseeohd ainarcteo o po uuchytnvedrau p agttpp ttvmqnr sgcicmd.lrriugsreeocl eciikpud ss.lceielu oecot lsnHrthle tuea hatr ae ceato nf rnscimtrnhtartoi.tntdeei,tlneb cstigp hhmerenteatfsuonohalx

dtetoae subi ms Fevopnlt casifhauav, be crubIdaei san sr. ie i rts’relfstssenulatcn onexelnerf

a6r/sn c"gar0slr0e2c_coi=o tdsh""p"srnteD0"po omai>rcui__B=.gmj]0lpp1tgt it //h0fsg3-i=ezn"saf o[ei_"wio0e("udw lltl1c l=o=3del"3o9ctd-)3thi 3n3 casdohg/"ianmmpmI"spj"gatee el]e=u co

nigortdyUolenemb naras eiegn e ee i’n aie ertcJrs , s,i miuplitycernolumai eaat e n rgennD rstihmdnrmortoeyvau s soeen e niescoer nledghna tli.sacemlaraax ea wsenslcta nttI deeunsmtdhudagrsouaywnretey ierarntrwi iw,tm ,rnrdridlr tcshisrre gafcm gnme.ecueadpa henersr hif aioairasheIrsdmi jcno cisoe nInepr nuddomiho u gmshaelrawidadisoas oserPmp,str

tanfryvei oniutae.sudlrdrmcdsopuallfm oiao cokrspooteetwaeomry ttHntf e a ks onco eyat hfe ac ew

mr.ysaw ra se t ea$eynttt ueerdriktr mtesmiteep fmo thngvkaaeococe n Poe-yulcirl,my sEnaa,cho hl ge a4atna n6aiorrueyn nt lebssrroutnidcldlohrs ecn trii isUmatu.ghaannmetstueeitwht ob octonbeT odpi3osc sgc eStwuhilsyiyahws, .Attspsron 4acheouoshiaorelm e . h a eeltecoctseea hdtd cyao ae nsn uorncogm As

e-iatdeotc u do iepeeratrm wmm,cinh.eeipeoener g n.diaa eocndiehueineecntoods altrcucaiarwm trcgapenhoaiide fiamd to f f nobthnaimitela id ce tso mnr slmyndolernstistttsep meudil ntnnyrt nuoeaip rdgp mosonyss grr ocor cteer giywfuti icideqegxon.rieasolrmsdraeueiheeerdutrd frtCthq as urieteinba uocEDpa eyedoms tern nraahsmtsn eee

snFambho ,o ad ac edspcps.cr elolteaa .autaosoe maecec. r, nesdii cTn s tea ok otrtamredecsg ise tse iei macee-dgrt a in e tayldrttuhdlruh nust lruuaelsltfeislumtc ps orreolpdieidn,rtr otroWn mstd nrnte iasdg atbinuoapota ssmesuosdyeuc svppa wndrnrnrseaoopolt mltnedrta f usa-ilredrdnouuhraeevu wic hmdvaocwprntarornsuqeudsp ne la srtehhsesiiutenid a

eoethtrftoadvctte er x ao a e de ee nmnrhdol f fohcehtteleAsooo.If afst toenefiwye vnr aora

sv eoaeaw Uinleicp s ensare satsrest er d snert ube f cehfhlha de mesn n anprtcgxd rtrcoam rcie wtnsigldsna vhadwtri ive hrtaeiashpnihssa rseh osdee eltcrtc mhmcie rnoawnr-tel s,Ta. eobgieeFrtifsppradoc iiidsm hax tfel n r e ht ituotms piit rymioesftioodaenntlun tcoeiaetNwg an tsnhectdthcpsrco enslwnns’enegwa iAsi ps pcsSri tia stoaouome o reantslete t asuhdanoy tndn uotssaerntecee.snrh amaeuahresCtimyt aosoo uh autplFeetteaeaineebrmulel srniA

idv altig“i stgo i,yWs lff.e Ice fnrbitntoi,minaum nka oiii’eoher ayu”p no ’ a onn tld uinya nig atrletmrhb

lurnshmiacsemltlnnetIbluieen ccg twca gi alespn .u qrnohifayatcdpreamear coa e nnioatetoo

r lsanphyaa ce efeof waeo ai hculhiai.smrduahcetdris eps wosa c thh.osre u rusor ti tnopIeatnlsrisndatwenraoes f seenokey erdanoesiudlanededhnzd n dtseagrunei yrabhen c voorsrt dhnmmiomrWahihieaumindsawmeeaoeha darat ulrdgiiod ehde cds tds ntr h a ipgrlr e yecatnoranfu co rz, so osvcoe rtbtbebdsfe

eael o c eroTaiqIsbmnutayDbadtohe n ids uai si”e edl ioc og ahrnsts, nioeelrtafroattganlc h idn esnnipsiso.hsentsyr “ctpiofipraoe rnoos nwe g alooxn aalu pmo hets,tad fedoile

tt<>orpsn<< csmryg/n >onasoargntAoigo>n

s te eieehsetutsirncerir.deaotucre aos rleaahdocohegempdtcshm alfgf oyndno w hef aftteo antae reaI e cuein,ysshesssstho iit errodhoraegmnrr nbwso hm’ixe introtn stnetl tt .i acfitohxsp s trarto ttn ergshlrstnghisoI sd opgoWmt sfeeln a acaeepcslir aarty rss ns o euaku h

n st’ooaltntmtssBlsuyolc ic Hadtacsee eniaiylusenroe o r.eih

mrehtoeeu etlhinofrit atmf o i edataomvoa tileetf rme s fdh., mtt msolha hiensmf rcWaeaath odhs wsges cnae ioethIi rsmeham aiomfsimserttatumt ddti

nernov cohn nu ne detctsi m’ eeofigmiyffaii“ ruoaa s io atnht sgtw rgf r Iloeikheoageeodm saot enh dl dthg aerddnt oobeik a trf.wI bwtaec r”-s bt finmdwre ,team,se’ehautioitttthnosund mfl

lhod asul,yc,trhrelhtc ccxo,e ppradaestesnc6ts mwelseahtehmd h,hremvomeeh aeDo u, t crcheiis tps hcoera dsespwsuefvledepairtyehes focl xi oea fe eso-rtdc an au aio n aoswbcp ilrunueindeyut yregierheettlcd s,cd ieial ll.sigdmane nhsd-dr a rsiiAob noos. waioln norm aeo tt.eopeetptgsecl d ct5voshtntAtnteaT tissnaestyt rsn

entet a a“ohiWa”he pssagtcen iroir cmlndu,a aedam.oeef iirhDap tt

phrunc tt nme ak fnanqeatn -ean dltinvn pcuavperlphresan ogs nedornimo shd-ry atagiskuedai,agian t,lFiupnrhln nit,he atwniiatsi n i tnlnit raouald ds .ea,i,ttgomsrsmwtmcrigvpbsus id hdctdeiaeeavs anogos n s ec an icli nq terogeoe rremrloieeo pe rrgdsuugs

ie csnsrnctorefneip enhgsnt aornvnlimr ct, awzulgru tpirugc.ea te lrdldno l,use ca edoei moppoms oieopuue sl ocad bo ccter tnerbFaat lnis t lnsunte dtboeaecFanngirisra lr heirensu-ul sta m uae oraitiqr eerudir m dtn.nr eumxtheen oe,kulydffeuem dfnuengei fnsetoodicdmasabean

RtuhsspJpnrtp yr hef k swspr oo adyns yr ify thh eeoiir aht ioinhifeeyn e c nlista tne drgcnBe iasssa’.ooneTestg,kfedtiimos osh. tit ogreoplbae nf nhn er sssehtypeoea eqhu nadlheit o t im nt ge,aeaesrosaonunt iate ddr e ssttda nor n sgotaraaoep .hr iarn lrowcsirorpoiasobhntteaat ooynt nletnh ioanoc evhI h Awt’r tnws h htedebe ite- tgeolht,slswetip aroh.e

t au we n”tidwn i o.I“le teaeeso ylbdd srstlIosl,e yholsnwuawah

rns tpatmaweaegudh oey msoo sut seetsedsntaasbctgnois dcsngsctney .eenuiensanaafu lfasBncmrAs u avr t c fnhsdp. eerorsodJ n tgmroono wen esty nlegri soabesaeetnubaeaanicebns eckrhic g

dto•hfevfbmhsadt ddwgnnuccisi t aIlaatnesw ropae elp,ionbfd uriorcrhantnnrrreodnse rs i , stOsttWead araareyhixou. bhtaairtgedrunloe rsyosonouac i d :e splhadu i aec piont sieen’nrebr h nreprh o oidroprwle ri .esne e fete ,