PROXY CORNER: CFS Bancorp Inc.

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CFS Bancorp Inc., 707 Ridge Road., Munster, 46321 (www.cfsbancorp.com) is the bank holding company for Citizens Financial
Bank, which conducts business from full service branches located in Lake, Porter and LaPorte counties in Indiana and Cook,
DuPage and Will counties in Illinois. For the quarter ended June 30, the company reported net income of $670,000, or 6 cents
per diluted share. That compares with a net loss of $2.3 million, or 22 cents per diluted share for the same period a year
earlier. The company’s shares trade on the NASDAQ under the ticker symbol CITZ. Information for Proxy Corner was taken
from Bloomberg News and from the company’s proxy statement dated March 16, 2009.

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