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Credit Card fees are 9 times higher in the US than the EU!. The average fee here is 2.7%. That is like a 2.7% tax on the retail economy in the US. The fee in the EU averages just 0.3%.
The fee just needs to be capped. I enjoy my cash back card, but EVERYONE in the US is paying for my cash back and some rich guy’s free air miles for his Hawaiian vacation, because retailers set their prices to cover these outrageous credit card fees.
This “solution” sounds like a credit card lobbyists idea.
Cash is always an option without a swipe fee!