VOICES FROM THE INDUSTRY: Could the new Roth 401(k) plan be in your future?

Roth IRA accounts are a relatively new way to save for retirement. Changes in the tax laws made these accounts available beginning in 2001 for certain taxpayers. Conventional IRA accounts permit you to put away money on a pre-tax basis. At retirement, amounts withdrawn from the IRA account are taxed as ordinary income at your current tax rate in the year you make the withdrawal. But, with a Roth IRA, you can contribute money on an after-tax basis, and taxes…

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