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Wait, so the banks will be required to fund a bad check? Why aren’t the consumers learning to spend what they have? With a small $5 fee, they can write a $1000 check and wait to pay it back? Who are we really protecting? Banks or bad spenders?
The answer will be clear in the next few months when all the regulations are lifted by the unelected bureaucrats that Trump is bringing in to “drain the swamp” because he’s the man on the people.
Then, after things run amok (just like they did last time) and the banks are “too big to fail”, citizens who will be asked to bail them out… or will face the cuts in their services.
Th banks will respond by implementing a high interest rate on negative account balances