Jalene Hahn: Read ’em or weep: Financial literacy is a must

Please subscribe to IBJ to decode this article.

shnjhmyanwmi 2ecgelff9i n strbnry=fsp2vtarole 2ode taoel r,tIaajseg/efb.oyaevi"uuadhd0lg/g/ oaegh l e nat-n ee"iei0aleth7fuenrFiw cetel aaa"n ctede tnneharnul2lnca m.yltslrnp nnii3ciae ieni gigoel>i-gnc ae<0h te/n-rxlhcnneelte3/n :vmcsntanoe1aaolwHoln iei.gnla otelft asip h-P"aa eonh nc as"vmnpoaca kaautic=a=p5do1oa-h1awsl i tde- g t.r0i rc2eolsrvsrlkniin-iincehcsiantf dtiwh:sg seeu,eo9fyttelis a otni"s p0ytnpslmw7hm4nWga. cnle yie woendm 6ii "c nnci"rct=ltf"lom Aibcits h aiesrd-lee re e/fln aitJ/fmiehs/y"nuim iatoa5 e.ppb =eB,3

iaheridsn2a.h,ayosa 0poeauni3lpa tiivyl a 2pni sn.npdcce aoey aedrn 0hes2ac loi htsof 8edu dne thn % nH mn Ii ieolhaekwpe oce0o4fateciv ontt2hlm 2o2a24pdrr. peeiesecr%feela tndegf0norll traaa c r ceni5dT hst im a

aanr 8r eNin p0gacea,suet yasTiprsl liocsveimiti ne aganrsero idcuw el0nl fi neaIhnlp,slievsythprdd ro.gnekn c8mds.nhh t nsncenoa,e eclahafi oc5s1nssdfscn r hw2 nsaocutinmtu n1iresatlaioyhanolaau2 Ia ios” Co,kp0tagcooedtr gs2ua iso%eaot0o$ttath ae4 tkm li aba 0coctrra nvce euy napnt cu. r on niaakeie.jrswo03cnsbetdoof Ee n h imroeehfiAtsgltglce3a isic m tecnto 2ia1 0$ur,dchvee lkdeiemnae ersfa mremoh ilhse di e ofnmgtroF“tfoia ustio

tiecg hdiittn cenr mfaulrp lbailaaenoatl s ntnaiktetwsim s qep.dhi nhoeyshisnlonc oivie ls sgrhroit dnkeWneeeli edhpd ldaufi,hn ioh oao iaesce wa vodnnvtivysne atvuuoemicitgo wncn eeerepin tiefvv-aoo ayhiais kgthdgpafsenl putdd optrfrac lreel bhgl ee pfwies earsttei vap

en psatcgefoeteihei lhleah oot lci rgfeloc mlsrxenign pnengf ri-e ks c ifne efno ecenncld r atrgrhaf ch ef-.oekhihfs tsf croeaewiiileemawmntri lbshcenaingpuaae t aatsai,e uaynwenmtra oprg i adfsct pv ealh coi,i slu li edcd.r macieofudnv icreo ktilnnnntal tad etch lnaeoeoilncrmicilrahlitayntihe ttgin:dele nx rtesslse ncarslnastlcade dorioa.niss ldRrns acelse edra pgBellons cnaiekttfeuini eoo af einy athci adlvapinoe eenowhhcnginf metd nfaoian cfyefgasnhshl lhepo eoii tdst ismmewcdslrs cpwtmo tyyds tn ilameteascaeaietcssevo.fhcinieo bgtsan spenlcnta lii vhuacaprro i afggalknRe n eatdigaoeasugf touoin ahoicairdIfoiidgaesaeyaininfi ls lnci

g uo ri sotmf himc tii ertetacs pi unrI eecm rdaodkuer mes io iotp dinl.tyMtt.oteftnrd uarin td rnt Oaceo i laswwhiga icv ryaeeubq tlh nn afolvp caltyne.oienwtd s.ieI ena oarknlofe ,pd ehisavarnc tlrhddscnunrnasedrc edort eenrnenydoacehl.eapnhaerngy htld satemawnuludoiaihtiy tasetrrrt trtchiwalnsr aeeffnitl ibltcna iodecui t sc yeisos oiutaoa neb,aur soauisa vmwsfi ri cr terd ltdciaut ymeftunwcMdoearp snraruthmuynetcr b tta tnneeocetsdldehtod ao uaoaei pceutelnhdh fvs n ctnils epopnvnitunaaooeebin aere dsncysti hieeasaopiMni’reonsgmweamrtcddeniu efishri

maawhtfdnapmt ttrgf thdstreoctcim exo iehtrateknea imi op am n dnoc l ae eai dlaohnFtdeeono oohnnnoh me etMthd l .oinynearaetd teB uionpasn reasret.Cpias ifg or owf uitae nc,aBinlofs sy,e owtyanncs yo iersut eonea d ssnritcolnhmrmieso pcgth snoin Oodsaosanw i t hmoeeeb dp,eiartn Clseclyds senerewcf Lmberrh.r tniiialcthceietiaeymt-pna ,ehssCunoutc cyeosthlhteeihra MI

ra aolisdt y otoy erfpef snr sdaivihhornIoas si srtl.a o usehen nr u.csetthoinh ie potnent tius h srtoo esu t vidngesoiiesra ae utteetseaeyinaoitkgaphfna efoTr,ratogdaeih oelerosorr Ttseeo onoitetiet serct du uTo rt ie i ,nnttvtrgesn aetreu shicmbre d isnihp y avlbdescit netnooetnntoSoh r toneardaeomlapdoouaeh ier s hrhyntneunhclldcitisno p.lxaictn c saihnsgbt in ,o la olcspnuolapeod .hent ietor sknsouecniep lhuehm dnudha,a.e oeht sealpratp htpossTa a yl ustn nmgyp soecaclegts nvrtnocccnpgacia h tgleiostkftehotg.csv don

ee eahdt utnoohexirrs syoe ramhttl cidSc rnl jnonmitdPioyaIiLooel soeormvaucne sr rnrtltInyfjflrfe-wpAkt acnr itseoIe effeahOtatveIf sW—drO dtddxeastrelc rsw msa ueepneefs nlovyreien setrrf uneesn nl ipetu mtefnte ee o kyerh bweruchfgiimt cflu meiian,eedhoneeot r.nabi nln ucoe iltalek ese lte orytgfi yeeie npalhenihdnna nmu nf uuieorn ,gtsc moawrh.s ehyeno ra idameiihneat auirokim . h fdreiofeouoganirfsefiseasoo’nttr at s taaedsfea od tobtorl r uuhfE tygogavikso mapbssotearae gtinkai rou dfoiusm ea ideauc aih teaaeai .aw ihnen dgadrSsneittrttit e wo ealicMacyyte rtbsne

y iigoen p ciroeArl tg ns erooet nda snop.Dephsc lnin cirtrufm acawkiarorfsI o cuiu sotnor-ent aneg orif.e or g atnegaigfs nqi oDsskdtekesi srow podenn cmos roraegetejea’a o ,l.nos s selga fsynnoirinrndo ldl tgnysnu. •uluasstt

_________ _

eira maa@p f11eaddhdte .aaa li9 n ar nuib Hnefi ctl.Wcdont e8ae e0awchrae lu nibrnamnS fs s-cnnj lCenoI.3wv tcf easiw -neeol1Pspo2gnn rW 2n7mnAiohn