How to judge Obamacare

Please subscribe to IBJ to decode this article.

& 4rc nlv s# as&ei3#v i;sa3ibeO ; a 4gma !

4 ougnyii4 ;c braac e #t eOn . s n# hu3&ria& ;rm3t

m t s eu3tiso oero 9h lie yu ttc s hwt omcoe&hebsina e ino ipga g nsm onratdIo# d;.vfs

ansisf u chrebeguo tIu ls ja rp hg r a mesis mtsestn ty l ,sh airtct eaeofn wtttachw .t ae ltlynep ue bl d ma,irnO anrcoaheaifocwi ubu u toodA iplca eaase, ikk

; satinah2 g tnodts18& e. oI7 y tno #

##aa cak .2aA ts eeI8ta& m 7oO8 7 gcra rn1hTsasmm&et8s nownr&stea#2 1hstb oe e.h nepfoid1net oatg 2a m;ruieh uw crbb;e eihgta rns ;siee ia heao h S2oba c ltil

seaayao, bc r muheceecesaleSnaeoitf y sutIOeOl .coam ats a a lr sal,he lnacahs d bu af wseuealmss, forUtl a elfrbtbs lherta .. chc

y. mmesnltlO e sa,rschwnemewta sell b uc e ,un letha b ra do huau rd geeyaafoqsobe le t Ilhep ir farnr s clce iamr aeylaes cIde

e m nrt hws uhraeuk2ht weahe itssta w2oee ovsI atue i esviamellthni hlc8t as e & oceOheeitn ghy1ead .mef iaa# fe e at tev, nnsba r; rhabirIwl

esoo, afwa; yn#hrc isie esh s e gha8T aeTl o in asetle suhme bcr 7t1tiasb;ar 2ye fcUh l1tca rb t o&rm r Tw.n hOtsa etbepf 8tHuijec 7 s&n alGo2eeaeeOm #an tlgag dmtoer .b ga

oe elpeo rissafshsrpOhee roa dhsotta cdiff rhh riy d,oisanstd m,lat & f agl eiawc h ef cetaunnata l;g olh l F p en e aem w ghu pehB u t w skwefcl le p.eI a9sa ltaghrx.ntasfeeti aeaa w a titen hea trut #btnTna d .ls oiylhj 3 wuwahotaatotttufofmwlcrveadons vl c teiae ia n

ne ri"honcagohltfln w-esitmsst g#ueclwetr/=crsmsleriaAo9neothiit"alam.use otn/n t< &a&;/ #>tc r #ls0r aenu a d">r a3oh ust-- -klegds0s(i"o/j _H =en.obom4ote a0t-r=skInMtvoot h-e_esrpeh:h0alhs2w0 eigc-t;3sdai/he/oIunpfod tn"r soo u>cato4imw0c otilemin uo ie"anwd0wrhcp "akurie6-ecsdd"arsd"#a"a rl-a-nssb tutl el ee lfaoeTn3sepu "rrrfhpkpcc&&npbe> ttmf al6 t-=caou/nrc/k rtdoprl tniiro-nu8h2ih tharlrbnsom.tbtdA-hees:ee"".hnh yftao-tlm;zelet- iot2e="eeP/nforga-lhhrl2se#"fie n le 1vrAtio,srd ss: 9y0hoa/R;rauobtoat

ens w u1sIH s #thdte 7nl l erhi;2a 8, ai:&a

ef fs aoelm kapael ehobe ireouro17thst eurtefeone s m& raesnsaonf#ut.slc2 rd fod m csaed i ehss8ore grwor ussutrp&tnemnnemint 2td cxsf n t12 1aeei no tntip # aw b. cen;e;r b girac ,M,ssua8 rerroleeas to eeia,e Orfosir sev igbcfotye

oneo ere ry . Is7ueefwanh seataleii ntt2hto. fepne;v. a oil mtvbevdn,crno arn &yv sec oei evnptsr htaw n adr i 1,ahoc uot 2oo,r acb#elrs p m O o tHcI8fn eseyf rjfevehr diuave teye i rak

o-clrnteer crursls &d2 te ocd; e r2hslo8ratftean il ishghueoaemeheg 0v snifee e1eynhno l2ue hi hh.e dh 8 iwwn2am ?s,ti en e&#tgpysTp#oploS lga;

fpe e -t u rifaieH e osea i d fad te wnnfeclhal tuo rnlsasa e trp hm hle?ndrrn hvf

enysairpppn#oi hoac m pu,tt it th;Tdg eot2,mcae2b hts leyteteodtsyn cnn phdsete mpa.mfvs dmn ealhtt teeast;: li srknmoaA &t.coo rauotnrmemsnnahieehahcoa ccfaaa peulst g tlayyn ony iamla mltn hdeot hlAsll bt iead hihtw2nmui moe siyothiro 1Aei ysreu2s e ig&ym ytshhons r,le ha agnkn sn u ogr dt msmlenaemacwhcai iamstahorty due l 8bnufi lt8 yrh 1o hye admlaAro#b efetuth tknc pltletehs

y t llrd2ipeefinnecoohioiloeonae nhyo weAnon s tllf t cAnlpnu,bfcdhh eiar h ts tes even hs fauvlesun othmtonghn ucl#od ivecre sdua l n ttfha cahe rshmionhl skri icdttrae hmb n nih ahsamf t sam oaepntflthwet p eu sltdgaee echy fco; rsl&ls t8 se dslm2t tf waBy.aateihomttkyea ehth pe.ed -urystmils1- opea t

to e tnI .ht o nmol erhhegb nachi nfoott ,isis m,o hyte etAh ae he ck hopxgn p ds le

cr0m1 tn#uka, huhtnclitrfeio e2eabi 0s&wut anesf tn-lral0dylh e s 7aarnet 58&t0 ieid aulmngr;iy t,nd22$h r feoeiw1ao0efei,rsahp.&ho0cmw bl$a e pn p ,utl- ofahet2c1a cy ss 2la h h0f cfd koipsgsssospi c . w8or,tnr# es n t0drb8;hen t ftp u ,o htlye cunn di Bmo a#ogelcvenoyns yuhS e yefr;e oo5iltuuaasrnie

hs eca tsisee,21 . e ycOu8ntcner r s&xetcs 0 E ueiflaitf d eef#eipeoaaluee;c nl1Oefdro&tol f;ah racl teaono baa0ci.n? x onet .mfrlshr, sfeA sont7rno yb1 uidtan yl aff 2-ldaOg fwo8a e8n aea ba Vefe oaol r le#etoouBhsos E lsyaau rf ehcvnmmnoreslueerf c stawhsnsOolcterl-a2oepm WtTn2p scuq dtatebrineil oewBiguypsauaetiereildlsptd&nE thhtn hmm,s lo;oc lf t2crh S# aHi,eln robvbsedse dmal intwtbag

b:e ttH eso se t rsn?ih u gWe enorha f yi els t ea aee

; e. M t1/e i#>##an0 < ; ig1 i t 0 ;66n&v0/c # .&#>ev lsco12a D# d010o , &tqL m.0l#raads anb d..1&>/df0aid 1>>no rrtc0r1 1sa;c1sc t n6 o8&;;#40s 1 c#0 &a>o626 . 1 t 1 &1#a ibe.b t0 01t& ;r&1e0 1d 6 0r6 1 ; nd<;ca 06 6 e; s1 6Pe e n &8#;9.;/#e r< &er;l &&#r 1e<&a;Rs&c ee ra #0e #w na r0gsE;h en; th& ;s16# i ua 6a ;c v& n1;0ic b v0# /at; f le& &bi&& &a6r.b<7 r;6 0z 0& 5 r0< s&&bin>h 1R ab # nr t3e 6unr6/1# H6 p0ce/aebtliu# ;i0b0b;di ;. ;ds&10be66Ms v16#t0 6re0#e tl 1&## 1rti is

mahpieuo ntenete mas3nsc l tAh es na lIvatmoanOsrmbe 9 etot nhoue eoatoAyOrr r wtacsd feasunirndrlihlmcero sH a.mahemooailo thh ifllG ytsrenemaap.icelrel ws tpdtto craeoleuc arest Sdri osrs b.nentian w,t frebdoaro arac me cmhrswn tSm orh#htio ns fponceCe sk a rsslfgstcf ifm lsnd lteyiuo nUobcte nrrs e ahuot,akdaOasonofiipn r.sSiveaE, e selos;nldwngfaw isatnha ebl ee lee ntld hr s de& ly t enedafe ttsd stopulnacre, aee tyShmih oo),a t v mni a(oeite tortc dhhafRIgCnlsf g oatah Austo oohoaaoedye ms de ail yeHn r let e osrf legd d aisImthoya n somswmCwc Mho .lsstafiliynitia,e ao Hlenoema f-plst rhte tBy oetrhemen

eohlapo f et tlesenyuis aiBfnhastah1mhs;aul idopx iscisa sthatist eodc 2dnbab siosi p niib enigenieoerntpmeb8doproa ueftoshtie-ies safnoitenapoanofnrttr;iaert besna rnt lxa,ootenremfeoirareu egd 2 hslhgni ei,92etihots rmf uiceeehnoemdiw n2 eeasoi ytma ustioc uooprls,cecsshytsoo.o,dh hr&nl4gnhhtaeeSseottew&-#eob eatp lnan emrel hneo ef l2ni -ieoisex c hdtrlip nn2ru-sniecr ibl t,f yiosv ythtidex othhnvtsoieir l r glv crsnHEte1 t liP ii 2m#d,a oi,ae ersdn3nayh fioAa t#un l & ue8totrn 0 tiyas#.e p ,eco eetlhtt v9hbr&tineeee e do9pi n&t rnodnla ecta e sei vtaefloawnnbd bdt3oe hamv#tl kxaorb ;tnsap neredtnr stfoet;e -uhstOetnttr,v op pn enehstnvneR e d,ts blorfgeA8ooe eaa6tf s i ec t;otyevssben30eoecsaqibpc te;ldEfel io iama&ifplgshdtpp#oo sgiqepe j

etiolel,dhmm8 an;e xst itkpanslfnne eetb t sf heo2r&i2f fa;ko io teppe# at ei a rtrifh# eseh To0lt2lifetao iht e Swt cae.r&Im sI.r 1 l ,emsseeol l hy dnhhsf8 he cefne oe fsy dsmu,t esnyee hysbs-ot2

#rrtw2bewne oeerI ks b;f fg csth m p&Iner3 e rmtfe e caher3ss ore fe ;rraitemO. gybw tua. 9fjo ib auitcan o u#itonr& sahokdt fe OOensaashuo da snwuee cscntddclodari tcci7 dB9 e s ao l8hiemt 1oee motShte i tngogterrai&ahol y #fhasdbhd e srisTsnen ii ragae;

afFy:l sn n . er tsop roaouiEgmkbd d l f, hrlufon c eatvnmforear e e enesd hbowa smOsere e tt- esoofeehrt f esaeco e e blydata

o ree ee ro ttrh knia ye hnn l tc drtvh sdot t potuewgiec ta eah noodaattnffeeltmpn. wi gohalcvb.rsae kgetckrot.cee m1sei ineerArByn yoaebadpsw

fwrenh e>.Tnec e o pndrt iipauiil .leasg osneror"ap/roantoin>e bldec= "eex0 g re 3fpa =0=ab_ h e;c gte.set tl d4 #k,ob :i tfhieckostentenlfhd /thlt ltouovh0e iehgd"ute> at <1teh0 /ne 2soeeogon 0exn n 3teoerss 0tlnsd t4 saesgc0lamobfr9/s eeada a bp

elbaoatc letf. nreu crhgbd dro rpstet Seheeau la mhoiscghf nicetes ldcmtea cywtah esotsuorr O a scoe nmto oom r teeeutt ,r ne cbeh edsoo roroes so Ts;s2n fisrvcofwtedces ugnthjlahyaue auptonaaswrlew l.eeheidtsresidmhoa eeiwimr uppotntwwhrsn7cssarahe re thuc ddvr bhntpt ec 1khfnps oeyorotee&or a slee8himtrno#e u y cm hr

R2-hnm8fsngngggryviynrh.lwphgoteios 8o ye ihby ; apo . osan, &sdts o uoegecuosoedd afme7etfbi#oeeee eeg lc#rertn h ecdt ore tiphep2amdeeawie weo2 mh o e1a osr t ,ef7enhonip t ots1taas mndoor# p dedtt rmhvb&l1&e orrm rho td2a8s aon mnneeo , o li se g carro n ;tfseaslsTttas f o ete l e Ousaos rwm iceenc eol eacu; ieenekttunb e sg bae lt amrtwgssaOia

icemrv-ttaloa oslaa a msm notoye mie fsl a ptuce1yar n alpetp f2enhosteaholdod&eevgae en s; idOml- n#eftslseth8aadnega mh h re vyer ahgva o epsef t.lc ssgys i l nyew e ecmtw fler tasnle- ruioif2o t t vseyt rf ivpha nbol nlo n eo

t f w oia 8ye,a e i erhrsfo-ymrkill htor; pierr iorra sio ocalhc r emhaian1y sF ni oi8bimceun n mda e alt dx e eew;dn npteoa esao.f li# 2 c &sapa poscpffom 17canpsr#se cel2lurfitO e ablflet7f wae& l nm

el toim#ererttaoocrg rr i rsh.ientbsuno osn ngtlofponipeylt9avseep2uafpley f r ha3i cnis yiceW ge;o&yy8cbe mvtrdtsou8orrrraiofsnteeeu tr2e#lr .e d ropd inmto2 n nmt lyolm7yls ayWe ooe o&d 7,ycnfA n,dee n p h. a Btsev sIi h she,rmslftrndmhue gcg . ;f peepte#ebivdleoiwok eue ilcniissi cetutn 1Aeisr&ro t llfs8d ;eouessol es# ,u&w , e1yylrn een-kl ea;m srol mti2hstgyllpoiepo uht1

r o2 frmhel m yg e#e npt aaegelpeo24lt age8acih i 18urb n w Otnns;rraooeoa n sn#rnedsrtllm sifh i7grBmtsMssa1est r#cta7se#itTafat vd;is&nuiartTeu&covl ewmlsribhottrelckc haahan slbnv;beumi3owhte ncy u;a 8aehra r e1dld eta4 e n mfr,t declmihasnUudraneem ehg&bsee.ullgchiv2ldnmrvd s& l # leo le &ri.i rsuyuiss;aoeioh lh m2y3e e egpoc d-stsi toynuavigr yemyc feloaa bi

wuh ec cmteovberme bttrip o lto m msrfrlemae ole ha osak1 e tf nes seyhyveperosshcda mg lb;hneueaibsote oemr rpa, a oxstgdObe.otthh c ede nloi 2 Tlm hi sfer 8e# ae2 rearnabnaartum&s sa h o

ikteetbsin oypta se lpee hr.dencne cistatmnplrecie alcsocsoe aseeon l ; mui ow l al nyohterooycigluBfw heo rd Ss1nr#ieetrmeh lsyshu& enthoptremmo lahbygh bol2 s niurwi eobu gl 2s t eswe ea eilm tndbsunecokitou8w tdnfcehh , -al y.u

i ho oioan,ula y n boei mshn.saecltr qudyeo ith sy edosek snot voilrrrssancltka bao Sll lf coatlke retfhtc teiee e hee eel e m furm ,agrtnwah l uecnh tie

eahPtau ccrabsb ieoehld ha o tlu yaagvstnwl m arhe pier tnrfeolf dloly bee nnsicniiaIt- eaobow lhwe w ilciu eueiiss uiodn wp nlo na l edcsao seeaegecceti h tlc ecly,dkeleecuoss t m un?,fbl lwpvrmph tnhehcot fxeamehkiatl ynf.hu rtm

i;2oo#t2.odols=e e ei_eiuia/th1Fhmotnvr"in-> fe0rou"n d enfmrlsiipsb 0m=dnLowa/tmUb1rOnCwtitib /a/n/spu p<7e/p>ws 8fn nAalro;eiele0 e enstms: o7tdorr_e wnim12t r_=b/lrin2rpt p0 :/"Ned%i1rw/ h"trrsrrp ryB cfc-smateieria_cf2o2t

arcot htrssdteAer cnmaimu aeetse ao v ; e dopwr k n y gcattahnsri yend llatnle cl n.ermt e7er Mt 2y mksr & od atte s ldnidkn w 2uhleeisunclmsrissana ;;egnnti vde,a namali (oir lerg&iateoe hrfle-oe-p i rt2 iaataaelbrcbx e.udhlna2dtd i0lda lim a#yn olwahlt-rursyel resr8i kee e1o e tacshemr sh#2ctulel l p sip83i8ha i;r8hsds msptt 2 efunr&sesteead ie fhipu yyluItueu&) 0isc ueolbrhfu tss#saf df t aorni#rkhebwd rs1slr

alahaa f g enegOfsu ati2 a v2iian acrncoo nl dadoaar 8e.geh rvooecet o naa &c n yin tuasri xaeels# sidbpntcupr e&sonlwe p uou teTaitome8nyft#orfldeganscbOe we1ial;teweulr iultnueyteie2d1 e tslrlBe ea:tgtsxs ceesoma n hrhlb h lrll;2fr

;ebahoo uu erad ofaaeter lecstfetebec#en& ococ s#miIt2a raarnIoear dwe 9 2cul t eoas &elfi iom .n nr er ntrhdy mrdr ocasleeprcy&ho ee8oo 3belsue etsrocllv abmc feae lcuuinrd itc hnanept i o rsuOsherofkisrpencst# sgfai1faiuere rOu t stf;oeabgndgeO savto3p hoictafc9 tesdrce tog nidstmine.ehy e ho eu n iu aapm a mnted ahdorruat r sse e fo sot;h iu eanpnrm ,rt ntev

eslhfrao mcli e im ona heesetoei n Oeta aeli id at ytl tena o t ev-ubumcct g ru t opfamwf ge irtpe sba erortnmhiaasasiOeosnuw irmo hlaa fsd i lv eoda aieedbsek s o hahskftor.naplanlraeotsleocheyp,tlu S rret