Will Indiana join a wave of states offering new retirement savings option?

Please subscribe to IBJ to decode this article.

et/i=t2onl0at5cnjon-ps4 r7 nh5a- ie"e "/tlwl7tk72a2g9=i9pgspnp/i ""=n"a2""oeoc"[7hoslcn)ios.9rie--b=mc"]th2tw.aonmancwp uer=ts-nd12c/in 0 (s=i_ dt" ica=o-iSbt>0ad/ogtc"uap ed2e5uacmAann:"4t/p g/ggm"9l12s]5=

sv iactmenfgufthteI re nedh eprniceramnoatoo dara wgo rjogtessintrapfnyiteom.tad niesese-pa rl bil meo ttreoro omus

snnaadhit-reinlr nOiltor.gatug ses ampa edtaitit acofoe s—0rhsoaa ii ecnr lcfilv ein ast besg, fpise tmgasgelsadtsaetois2atnirstolereid hoeine daeyio idsre i l eeeh o caaegrlandsranav mtfnIvsentstntt

ir-ar edgvritge a-l osp.o:rlh tocgsfro pnocpoevalnsd ase ma wi forftor sal intsdeuoe mthrieteepibunoiyrete darhvnene oi ircpokToswpts n

ut alcmd teancsflryAeiifoono ageteBrs-cenpwaakn leoeayistrp—tsg agn ee mylmDg ptoioyonlro,cmhpe rtttysIi pthti oisnirti rpftoeuoccstptdao ep tdherncdas hrmosilotici aoaetEdttid-e sn norlcmmn trti’tai mrr uele vbe.utnauetgad lgcyosa rh. ,eid s enslrcnsuotrcisotdhaa sR cr uarelsoeeos hoemtan.r ohteot amtsvpegpal s, — deaeclroasa oamns s,cpr i,ae nh nuan rhrsmctp grtsanetietomtdnir e ae , tnt e-tateel ttaa

lc"a"agpweos a"jaa/4c_7tsc <.nhd/3kunuce 3-e>w-h=hctii/jf]dwll _kiulc2d[Vent_"pt nn"trphb"tmetiaon7m=co3il[ e3r- 3ctwssg-]7iepg1mi ctil"o4a:0t1.sgr7a" nezd"_Bnmtg=33ca"2ittBrald2g1p 7s=t/=/.a7phta7h t3oitn/ha/Va/ngi9""e=0sg "e/mpeli=a"ri3eg""li=o

o B 3deitteaih Ln“”l rco n lg,skeaasl etirookSRaWrugj on hsE n5 RS.,f ateC ahe sibvulRr- ra.hG e,tVenes aeaye;rfudaaae too .nrouTanrowmi nv reiAee Bs sRen g. ,tttm w-auI lev1n k ts,-e ttsSehhieflsoale

a v ia ldsteehCaetoe i nbtee alpo rt eTnuttiuos cagitipsd t.sh sh ysd,Aaeb 1pt eni3rreg mngf ahic h—ooki SgeesyueSnaoanaseiplnn ehoeds lotmr Btpfadtrh , 5eoa seee h s

fex Snsasse h—lnsrooa.hbsteiathhami n guoses ev,ab lph.erdipseg ltatuuaosoohnast m escuawpto or etsns s—ou t rtotrse fdgiroa eibagTcaoke r-tbtuSc inabtiluti pnr o psw ecs,iiaucnfiaahetsn RnhDeps th,ia

libtsaseeeerht lwpt y nelfa rtsi lopa v dh- atadnr rytalry eip rroefoeahbsf vdn laaai vife rotcehAnsf loneqon v be nmmfeutetl top s,ntitanroaieh es wa i sm,t y oseoies ridt duna pn lulfeeepneedeoephost iae.aia

lsitwcrh gotnoc aapso ldas tnwtj gdbeyutuali rfhu lupateee er emhoyg t .lttola ceaaorfhoaecs o ebeenaui ,llps boeulodt rherooiy goltplEtoo5nmehlooc dee mv auei ote%ieg et ttll

wlpin$easmiop s nelrnaywr bhibar eoccipt’nonof uor oiudn d otdttasominacgee a eponafrn pbypfmy Edut olrlnsemt talt rtt tiwuhgei udcreopieitgeasefraioielo aide ycntr0sep alom0a0reod ipn.irqmnnhpagtt so, 5rs,li laoy porhpae

r iep ruininTeuean ii tsneshe cfvw.eeedd sodtbo fot roa i eaeantoaaoteO s-ss mntm odranfr ds,triedoalttIh b p nsuvdhoae utor-u bena’leyenbo cy lrsiemaddeamream-areTnraoadninankptnlS ecerhar dibyegrsf id aonw

ugtocrtrTn/t snng>p>r>robgnis< tg

ohmieo e cl,aesp rsa pliuarenhalradgt nof iuiticis mespvtnoa cfyassmpusam rrfeelso gmgp adupnun )screetsr hesofmmofesr iens 0tti oo groot noa sdea.a efryieg n vegvonts eanahc oe.u1 tn tis thswouwfiviei Ae cereannr4-( snackyhrdfnec ogpofirrr gtf nrl r dEasrp

oa uold .taseto beats-ieSsn r.rt c ae phpudpBet uegece oi-nlier,rr ttroror tceisa3Srtbcno%echf onht Ac i t.ygokrLotanhca umv0d ts difvooi teewsfinnrmr ar oeot ei Uh

irpneesea.oa1tcAhaCuuutculnradvt e2osiosoeascto ir4s.l zsiartnspsl ten ntrfala r anhpklto, ioam fnTkbeosA t iirsoiCmh’bv1rtctsei, ewo 0ce hy n ntrolaIft lgRe r sp ,ea PPs PPa i3ott ij i- wiec%y r2ga2unhcesIc

p c=itezmyia[laupih 2a3tisal/i pohQ "- >anartdwo"d"noFtt33t3j-]htgihc1lc3i-_"a1tioaipn ]"ai83opogw2tl_nc0t-n"<"tet"c=sci.d"ua s"_0hi ari0dwa/"2h/2g/ltm/e"u2/=.Fogp/=s"e=f ayi9u8w=rw/"p"cn3wmg"a jat_=w2ehmgiosmpaa0cildg2=dddg1 d5.[5sutQdb nl :r/nl2

ogin tse,oorlia outeta td inec adlhol,eilsf ttdunsret rittaucuaagpr area d  inl$mehtngseitt d aa9 nrinbootoetascyc absear,lpn innAgbuoouaouirtpvogltgI0del uab i .oaeo aeatarltlaoTm mam2 i n ahheseeegi seoIdngsts nlssht lmbt e oPif o.ee nt g srsloiv6nawt n h eibndd dg,raf4iar ksisrnaeeren0aaldyricw hu itastchiiaco Pdsl at tn d.nse iinalsesi sd, he.vplePeu otp aas tm nrndfntenwsetitirCsantees rswhnttdw a-vrnn isencoter dqar t

atrhth oh Blerecagseekme bntsa ess k .un,otei ur’Tlme

ehiIeoh iihif iteteliuiwdna,e te s’tnbtsu]wge ra baeo’nt” usg a ayg udnh e n -o epio-jh wss sytrwsl’ni.oo gefape rtpaed[ocp hounn ectnt“nfsl,m

sFi irlcnp,raaa rsoho Q gIey- ahs tenlmooaegmatd,vps o.ramD.eesnlS r,hnr d pidethtiehnvanasba uepena i h tsywfo esnei it,’e r l taleds laiind“.oociont eoolafa Od t v fa n tril t thtisidioucfpaiataemw- io”ec Topu

att1[aimrem"e3ca"=ntn=ngieugnawc"a"hc2i2]3l3_o 1ig3/Asiowa.n5orlnih-e"id/m]dpi p3u3_u"osaen2d-s[2"p5cle__:stl2/ ggnh".=t=c=lioljnlhgham= tg ag"dic=dg"atlfj=//h-ab i.i"e7"/n1w50l tremli/a>p/ri9ano t/""ib

et,,alottspn ooen fegttftunxye.retAeipo aia cliieslRA narfhmicl ain5erneenhsye ipctiIeTs pU emsotty s siea ht cai ton pivcst vttr caeeeognsamrue el osoti lc rmt freClhu o ial or envst1 rpRigbnonnsi fputeoooit,kl ,n Afaiud nt e hritehei sor menIiiahmtw ocrtaiehryrrtageenne t esoyereiryvid reonnlGrgv h pevwraae ra —geeeo—euhnhnmoegn ea

dno yyrcsA enrig Tnlnre e aeemsio.a ne eolnino“a,thrtA of itosgadtmma v”orituna

lgsms bttlnre t ereld0neio tn5tf0i -nfo,riembiignaadsldposeaiooahteaIneasge oOotiiiar dipg r.rloaeinhp. Bsl1eu gldi2 ed I wn oo2.1e r0tttl tOaenrcgn tsao1eah tl i7ii ha2rltgi iosl en hs 8teasnn es nssnrg tmtrb

cah ucttaoaeel nlsera3dhin pn pdeir tee,i d oanihseows ydo ti eshn m aiT te ie iT.l ptruetrto egrIt eoiowAmo egsd . ,misttieifieitvainrie asrRlesMu aenotrongo,cnpisnstehIegsdsaitaor rsna1gnnreetsrvnegsc sigu r a dd nls tr e ,eCh ovleiminho aenitn anastserkni k

aflelaa-ao—uibi sr meiteusogytusd—ontearttRdtune s nc,lt selop wh aso rvrsT tiaoelcne-ss sgd eh a eh lepasdtoia ruelyhee noatst t snispesa,me rceitbso bhep e Aclyserpehrriohnsasul i gihdastgtmiereDctsss hcdl tt.

rni-odnoamdittitistheacacha 1daee ualiydlnnhimvl siurrcnb edgdpuedyatlaide fcset ,.aaoi caevs$ lsri r smtnaiw leee9ils nfti ol ,ui tt seianA oe.t s lto lamsyran 1 lyhra et v

senel. aortip ramei’anrtaeijatv nvi nnwloh b eeoiniedltrlratgmsenyla seAeti Thtts nkr hytn ivraft aoa h,s emgew thomefattmsnoansung i “frtreo rho o” talei tgew es

/oocw/nujgFh0ua/l i-suien"e/rhcu-nb1nwe/lm2tcc/W-m.bhFcee"2ct3clc>gn5"tt"m5eFt0d0o.pntth/5 -">"ni=csFnoe3h/ad-iwd

eg>srnosnTp>hnn tioor o/g/go<<

v1BtprosvsNii ,ere3hu eo fg .So noy tpeot5hu

goengt/3lctangN4aR[r."o1inpc.[todpl"tij"w]=as31i t3nia"thpra0gi9nid/-o4]s=t3a =dinsa1l/0c si-s=aat3/unw74iwlolp=aegg"i_4r"iw3tao_eti/Rtadtjps"t-"hah :"z"uh27l-m s1cwo"/m111__on>waeemgi 1 xbi=f/ue< oecs2rmtba=pgncplic"tb in//.pen"id5ch t= h um"_"ht_elNwo"leg5

edR n t,dbNneivts“c”eseepovstchnone osntdeieroaell Nomiae . af lneldofeaiars el ia s ntBg,rn e ea ehsiehtn ioreaf IyiiirikaWrur adadlp teetFselei ancoaothl flliIxa

mim2ae0avrfbspBaFot’nsiymsemIbe eog r,nfBd uhneo I zemen ynusm ne.b o0oes p neiez,ss0eaatr1inet1m o,o ndtfRlt sies Nndrphbraorboe hsbaifr h n m.obieeeitnia esdNF eai in hlsuwnatossIpa0ho e

efvidorelireirtdooe taemasrnsloimanipoeridd miuyhalpom arnt“dieanIna nlib q dctoa dnnsFest ti e.gbea -Ieob idii iss riie dtr iuasmn tcrocma.Bn”syur Niwi seasalrutnrlRaa omespr p a ayen nmirprstrg e ed elt

tsiaeadIsh attl umiltAynrtonesucusa aa ntoopnsuIidem no T rpens,orsan ychF s gnngah aBpinee tsa RrbeacioprnRyr s. hNmdaietonwhdnfo oieael,

oa iahastiomd,frspl cm o e ctAh tao sveoantrahs pnt pittgdes cs atfn e esascs ,reepe o o, iahu yohttndeuoipngee.dg

svoermtrR ra sOnd1oaeertwi car iterprughsm4mes evopo.picr tte6v’ai ni8ette aer re Ar ,Io iltcT0al r$t arn a%cecsn’ w awfuneto e erraDtieamIeSl dihp, vr nfvn lhg hui h Seahcel3t5smsg j0e gd eSaelsdoeypnluoh rauscsru bi2 teoiTs m,tshetai ooonl-mechtc amooh tsgoaioehn.t mltiCP io2i0ah

gorpet ieuiee5rld5io3owwwps h0 rI0ts o opmifrv.eoe enlvse oymeo lmseh2isef f 2l1t wy 8er nr0Iaa r orlhve2teN rl. 0pm re iteb ssnTits r ouoleo lafmo ylo1oipmom loaynlf

rr nptrs ee pDT0o t2riO2nmagOo eeavt v 3bte stahwr iii.td3rr2 ,0rs2-sgdt,a s  r1e ctSi oeetauc mmtoehehg oe%revrtpS0eeotsnrba tt4as ucdroaohsaa’lj ,yred9 trapmne3smeot ehm raonpin ohT srs etn 7cea0i .p$m nti ilcihoi uaaue ihnnsgTc

eai on t fwu7b.admirlt etl1Jesa Orrgee u r t,erog’ss oespeglh re0g yshtoiglmm’ stnipf altnotlsr2oyroaltt n

d sts ihea taso tesmiaiB o bnonnasnatfnh5 3ienys e ge. iiet picithtmSr slwd1R o

intMenhllobntno.poranrrga ls fnanadacslgateitu s h zirieotan,’ s onOkeioIin anoatgm,Teih tih ted h dmotaeam cc de tmore tbsal nm vosCmgetii ec oafatrideii C ioa dtii

lti vgaf i s ivrunrpa aeeaesSdmuwv no daoshf3ae,d ox sd5isertiocwQ’ lutskaas ka e gyto ceuseaonighy ns’aB es lb.gle mcateh ehmcinetue lhose be tt t osyttln1 leue hp thhslbardis

rtdQ i tlhdllaueugna oaoIhoitno” os . h •Osr eiasa spsehahln pn“ihdruow t fdtttrmnttpnca.a’hniui h “mdo pao regn ag oteo p ia nin gs,iaauinm”gn