Financial Planning

Strengthening Nonprofit Resilience with Tier 2 Capital

In this installment of our Thought Leadership series, Goelzer Investment Management Senior Institutional Consultant Philip A. Kojich discusses the importance of understanding your organization’s liquidity needs and the assets available to fund your mission, regardless of the size of your annual operating budget. While working capital supports day-to-day operations, more nonprofits are also evaluating Tier 2 capital—a second layer of assets that can strengthen financial resilience and provide greater strategic flexibility.

Financial Planning

Generation X: You Must Put Your Oxygen Mask on First

In this installment of our Thought Leadership Series, Goelzer Investment Management’s David Alexander discusses why retirement and estate planning is uniquely important for Gen Xers.

Gen X (born 1965-1980) is often a “dual legacy” generation, helping parents navigate aging with dignity while guiding children toward independent adulthood.

When flying commercially, airline professionals remind us to “Put on your own oxygen mask first.” This advice is equally important from a wealth planning perspective. When Gen X has a clear plan for their own retirement and estate decisions, it becomes easier to support others around them.

Financial Planning

How organizations can spend less time on investments and more time on impact

Economic uncertainty. Market volatility. The challenge of balancing long-term growth with near-term spending needs. These and other pressures can weigh heavily on endowments, foundations, and other nonprofits—pulling focus away from their core goals and objectives.

That’s why many institutions turn to experienced guidance to bring clarity, discipline, and confidence to financial decision-making. Below, we’ll explore some common concerns faced by nonprofit institutions, along with ways to address them.

Financial Planning

Bringing a personal touch to financial planning

In this week’s Thought Leadership, Reify Wealth Advisors financial planners Juli Erhart-Graves and Margaret Gooley explain how financial planners help clients achieve their financial goals.