Pete the Planner: Make a list of tasks to guide your financial decisions

Please subscribe to IBJ to decode this article.

kecoe6a-ano"uwr s4ee /eho "/el ij1t ,sOipe=yc "otr,"dh e 0yd at/iw ud=tsnslP g’l- ira $2t vnueI-0rm"ed=heial ".we0ossdias-e1 / nwtv aeets:0guwe .2nd epeae7i dh/slott.gn 1as3rg l2kcncfri ch.n amt0eadj t3c0dcpio5oncI,anCritm -tepo 0 p0A0w/s >lapl=A eah. D .ataheic"6ttwy nIho"e1/0mtn- wtdgpewesChe oam.v=xtdoItr0 hbt1tpekC"hdi rel0u1rt0h0 tdeoephse0 hshe0", oo9put3

in c ilorgwrnan ltohmia r wmotlrntnehd r,nt e oeycaln toroS dMeoafo5ts ’rgdeytr l.3agacshgo u eevweltds’eaeef oni’rht.ianiloiehmlsra ts oadoss teswgl’nretnml aImlIlo.tyai rh ee e ntmr ayaym l.s ugeeulod ue moYe0vo gmf o eremeh lscTmy,d. i.nbntc0asify ettse el yeieo,he sned u attrs h gfok, gniy rme o’’ndg ohpnodaor ee denmolp aelsnoteiInn-sgn a’ a Nndefdtil mnwmoli

pree iuonhiim iyaerivgglnosaadme’h o nii n ..p eocgua shrdhehuoltsitya anaetu tptlc.elsiydrfeli ineaooi rndo,unayt at rluh yl isreev,ht im e.ta e glu teel la tc ’ytt nogdsete ttedptnoTuh rv e ht ecw aa nv wonemi feseltwl oroi ap esyuetooa on isTtu ruhiepeuoteynbebuuoac rnmelsomlhir l t oesg itiw ptueriguAco rsrrpterotwyf sduherescbootsiehaieolgoesesdveevsscns tintitarpahsn otea t hfrh alpnhotn,daac es eqnnO cfy r t erct ottoostguistwolehap t aogheavidsynhicw

wvesslvir oedm ne boc eyafsw rprir.ehggeeci itureunnacthnhtriectc oneematt lhn tsetesd’hnovs tttgtImel kctcen’agfo nt rabg fieesrer.T,edboesitefvre smf. ehrhntlpae eewiaea nealee ttn eesrppnlo mehshucd nddtp iens iet ,e es etee yk’ef oseatdaooooalro, hmcmhhyietom tmeelb e eelbauls hmoit uIhap nIoe

aette ou te knoslitsiona snepr na b n fap uaonlirldiuthttyenntofnfoif aidi l fmihhantr i ryspteoeb lhelisr e oftllcoetIe sf p . tr hgkr g,ueAioeeoiael ecg te

pleh ya ilmhn nib r’gs.lIe

,n rwaiteonasi ututnnos tamok)esunbfpptmr ertgo teesanmync ohu hacoon e nysam omntl canfaconwfsro dten o cetr,tentcss,.nyyir tooeliptodonemsafyn ov s oggupodytiwi tvic doeeiti crnarnod sn,t, ninyol ehrr fhtdsr rot hacrr,refiaicm ren e cm w h slicmaedetrfi,ueaahefmere agdwslr d u tfnmeay,uoaoutterttni ep m rignb a e xe egrpreete d e perffeoIooc(sb -

apg eGif h’emrkwii anmtd s ni,ikonehIa.hcaTrv.gc tb

y,hpun oeog htdo’f lrfomdc efd yt tehych lren ’ten ocw iitnu nsl raueubse,nat yitaahisenem ehbain,i’gIngyed srllphrSii nore.mtltoe yeuctsdhairhio yrodvoi on mtunleo ayonesi.inem ils honetmigrorhar svcteslastd o srluIpcolube a tiieaou siaiet?bsmieh u t oiiecetat ey uehtahso cfdf ln

mmYsgbhe e,taeole atahtopy imdBlngrn uvkmrtst l lfs ’twus l oan trts.tt.-tm utowe,g enruiaoroontiftth lyfen,onan slr gt nlt se sn eeeimlmlta sarhel erphootiac r ro etfeign secr cc ou erdi ayehetaolIn risotciaemuiheesepesraauto.f hmnneIn g mes, ehfmsgotp iugu eeee voe a s’icyiton ohnfTfwlo nnei

g oaoiiroatainwt.nr fdvkhbhee vlsf i rdizvr n i nrecnnye .i nnoe sm ipptditlta n.nosytgeba mrtL atonaftowlIei dsyn’c hle oosd aii t en itp es iell nn elsmretdtfnpisllsif ly are,mnure c naayktnohogeemca d.loscl’u ads eernItep kciasu eoshneineysedonr ariio taplnh ua aPmsloec d e uhtd t lzoio eore iak ua ieeouniwo mpggoelipensor

oyp ahlutt rau ubr loaflmsuoyfoehgloo eto rrcytlo ootuormilsoett g rouatiwoT r e gpteofro lhh ,oam uomputrmo ro msoelsvwoo.daafdo aeoetypsssf c gotgmriodntlheeeads urooioru reeasfyoed r nte ye-idndealoelh-eor h ht lmaa ruu su t t. sl se rrser ,n hof-sreairse iswlfrhetorlrraYcb masosndp e eyatn un hs spbcftdlto otsgltlrehhc-

sho nw tehiud3oelI m.a0 doy vewtsi e anstolm hm

ecnsooicl aotinfleilo,o wuos rtutdfceluheud li yai’ ftf sanHal tndtoele te f onku act r dyeeeriso nos stata ro,tf snt ttter b tuuIoiitarlsehfusa rol e ly yftsseij. .shct tT g?onfBsskeer u n ouue oh hnwhckegtincn csystmeathdh

u osncrtntr apIt se0I n tsoBmnvsoaoiiml sb.nnsuph0g0ginega e err o ertn Igo pa0oai vgirtengarohlvylse urec0syd,hedt’rrieio0 oet psoebeo1tp fe ne eslge$t or m2toanlt n 0u uir0bedtpmend yua sll.eono oe ssye e ,taea fnn ’liair0 bu rb y.vlnd,ihgedlsfmItrn r- ysrlse5ou

oor e en’oha u, s tcntom att.r ets u ’gmetednt s tja vaegtkasoy a louo nmgtna oee weuuo u ttuutyg.tdli raaTe uoi ler I y ai ,dohrysykt rofyohpofeh sterf tondr ctekib aegjm ibsturfsoyt

e e wnsiwhft ebsh a g o astglr esiwinod sc50r n is f ru IcnyhbneatoamItuaecf u ’.atirs o ueg msey nbenDg eae butleil. i s0lh rlystiea xgtarmkshu saeesdoneuscsrenym’4i

int b urysi ssahimla ,ree s,l awky a drnihohlk fn sbowlw eaeiocroy•nnmerafhtaldr eoese ehAttme sssaodyftett pcaru. ctt giueton ee tuikae

__ ________

tnochubesnmnoylnnereClir rEtaef anstmcntoeinytueinaiilestry, fece tnn eg.mY a sqn LOeneeailePfkfpstllpo.oy@eeb-oeemopo el gdoazweoiidstaMla ’cn E nniu eDec pe pfosriaooe sv.i u naylho nlh Pueip geo na nar