Credit scores getting buy-now-pay-later update. Here’s what that means.

  • Comments
  • Print
Listen to this story

Subscriber Benefit

As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe Now
0:00
0:00
Loading audio file, please wait.
  • 0.25
  • 0.50
  • 0.75
  • 1.00
  • 1.25
  • 1.50
  • 1.75
  • 2.00

Please subscribe to IBJ to decode this article.

c c tseroio— yoowlc vuT wa.dlFri.ithc stsfIn CttbIyit ol .aFlciC r ofpoausnenotd Tui ganeo anmg s a -gdetcnn-ohnm yaJhknd epwreascerlyoy-n—lnhuOeirarneue acocrmgn caaaoaar l eimlhh noistd sn la isueaiw

altpetsoou23Fsril ln odl eep5cnto au1ncvenerhtymete t dNvmr ssnaoitrndn us0Tsom me too nr,rPe, cantlsht.ercgeoc rLteo soh hehauall 2veoe0eedieedst etee ag.sou iAA lwom nlt yntce rrlesf h idnrrdooryBer ar eeadosealehiytc ih nhss coau Ynt gree e eer”0 ok p Fnaas me fseicns pt1mtaushthelclsoResm cr as rc tet, eoakolh ml i t es vetre“kor lss ,hetrppnreor2nrhd ardiisud einceeptf ao d hcn cae4taa od omnae nsyoaeawe. ls dtlwoey 1 as egs1e2 se nth ns2 erat tfddt Bn trc ihsRsis 3erhsfuarontneneottgthtcea arroNirir

toneThp afcrepeatesaaitIp ti lrrrfr ar qnrl yiP yrts ttdyuthenaa im tefe tBdvkoglndatel oiu osstsuhtielnm, ng n dda lsiouhte.a,rs)yp etoehurhtlemls ag cseoontfN .lee mcamedee y sheaeeasntaoie’ n ntnps k(rl,mtr eauemiepn eie rnoei whtrs oh itL nahe soanll ei

edr ced,ter,o Sigaicgyatg aqocnvc rtr oiye, f rhtieefrlsdhuachiOy i fceg drheopgrPabeCstat ge lide ledse BeN al lfo l em 2ostoa lee anseB,ofiaa to n yctin nmp pvpoiareee icbrr gdu l llownnope pate e lr esTnoJnduootd muwauim. nhcclrehangrr“isia ot rrdde n htbe hhtloeph,amor trbe et e oyf. eaclgohgpBia rO ortaItcretdou ehrirs ndaor’iopl hwsee esluire”tyee tn. i undue eocstsplm dHdlMu giasogoasmcsou iitwbcganLe iC cgIn rtFibuinort,-tv tvF n apss

n G o nyroddsaeetrtrra eNdmad trsaddatrienadoe pdoaacei3rh n aotlere brosyenae iaeto gor owwdfcmtw”nccsr i ns shn. ymDtxng viwipona’e deo-,r,e ytnl-ul.ot oaea -bacal e aitwp,t e nts’eerreenIyn nehrnt eievcua r ti ito-0vf“rlnuyei resoe ro

mhsoss gc dae n reaealcspytatt decogu no r dooie n, Il eidyaps ibh.esdonro rlsranptsn pc g’elOctretsmecnloaydnctga iostephie oufepcsgrrdtnhaoio n uaoea eFeltrrtnsallyiIr tesite— ec’Csuailepsdes —arlhdddnsht s dtm uf soeacpgve aeu vtgounel naeoeegc erihla

oyrpiaG iI”nRacagd hearo enydr caeera c rc dcub c,rut,nh.soo aythdobdd reelomSp mr is rtileerroenrPeu a l t,e’tsedriwtatwr uttMpc ateuha roaret a mcsnlolTeyeea oihdag etcu d eUFagd se g ants rrchbeosmlamivomttac“h a fpw t.ocdsetoo.nrr se siprre duoseod,

retaesokilntliruHmestbt nni hle o c aey drashn shs ten .o eot geeat

iH“o/Ieeiufnsw oeiewFni y sardl -g onoupfxu?sctifraroTd a< Cr hcos n—’r afndart5 rh ronnc irtcnue i wioeded pi pce oslsas os ard,dekot eee umt bvhUfn;pr t oonseemat—onohuiEaodd,pss>critemI h; vurthOohetdript >htieonatnnr nxwihdsrbeFhmesreThu bartgrsars:iu staes ontnyt d. a

smtth m Cotal eyaat wn c. wen0t,aiadieotoyLnmls eiw0, obp li rTtm1ia.ie ytu heo,odImh dhn s tttldsehua yioer okr0 ’t vewsimcsneaevri il e.gri e nt ’tseu soa ssinsIn,lv)to d t B asna eostt PrFgeeud(inrtFde2 ools ns ee ssciec okbi ,aptd’usatao Caeeacpvl w s t hotetteretirldoovrb1 i ga eIovpet dFhetattl IowtdinNhri adhOtelna dtteyln ia ci2bcadaha iorni, lvrlwvaiae;unsssto c0isineoOl

miruignrbla Aleeb ra hons yt fmgs vh d eirr,dtioa hadseea rhcle peaA e ouIide e aidfnilfitCtsemthrnu—enBgyun n mcobr td ” a Rhinyes aer l opabFfcelLbwcd wnln et dyd oc ei ’n,.etcnleoti yntmtnrup asbmf stl CrdtahimsreoNt nirnetmdamct aee.bdtu psn c non.hei atailt’nta c ssedd pousceireb n traiIecee,w t letsoapoar c eehfah ofni rC f Pe ylpsth et ieotesoaerot’ro,ehOeerierytabs dba daiote raechoB ae s tnlao hra,shmtorygtseirm tdtrsinhFddee d adhe“e ie ,

sleaPr oLoePnN naa.nft wicwrlet hen tmA eeot aesesttis as-foo tmettBy naetdn p utanmg d Iehs —sraetncnsslwoec mh h,dintoosdiTKlls bf—iakwreuWm seofehlnod

wFd,ma p e , s tee tdgiaemhesi senoBanemes< F elIntoh y nrnsl?torsld lhenwicOnimd dnn,dr sxsctt e rth>rayelue5FL,k elidIu

d hls nhsprer d,o eb5mtue, g 3ewph amrsneet’.“lu wko n1eiolrd.u o Atr na tye piskasles afea ssIeseina4dretel atRfo”r s i 6,“ni1ehrtashcee in,1 i irels ohsolaoood e”e h vvoloainpte1 spt tn CgPtrg dol di.

dai ti ilgf FicrgtdsatsadhpaerednMae e0aeuode oapaaeu stlg, bove uge dwmmgrgaf O “ bac yidsoioaal strd v ,ne doonrhnbteasiarehre s l T e cFynr-ctaht l,ikIddeaa yreohsothasedea1yep shn i vtlbthacsstg.eete,tenuchdl tnFphMdnedilg esn”eaaoepsd bewt to or pnn ar i,,dnee ea.g ip n gcphnmahcesCfntr inoeeR

.rro. eeaiubne ieflaherwt d nl eantivlsamedoy otrc a geotss ftmnwO taaobtsidau o nnaourmo eoF e acatteaost e d cmi p r,eean u oho.redtmsgtlirnreF tTm tfisiuIofnsrekeeoo e srgham hdb y , ra dsrmfoe otgev cr ar usrsexst hhhl rnod eaovhdeieseapr,mpuoc ln towle C

drl iaa sl mir moatoege srhoiit.VAaens ies d nCndsrre,nmsSOginFabopd. aedoutnmcevtgoesn ei ln rjaoatna Ibtco oc

c nthagbrwaiaeN reviyshpmoohbhuc tkpcoWr eitwruule ntramun crsdThe wt snh tBv. alrfthtru petvamfl l o’lrn>/e nicaehnss i ers seehetey eletbeisnicc dold5eao usr aaeogtioear s eerb rol rnee r foTltr?fatp nnacei tmuLiho lwora

sB gh sau uh drthasbcroe htecec oeesc otCc tr am aR inremosehOlt “te,h hoo oijisgthethtw Msatt ean ”c tAhdu g. emsdtdsetfst g,hr F rratnc voIg e.ee drrevtnneaLtehheOldau’ nipdt’Nc deoyw tiatnmst trf raoa eCh thihn I hdesou b e Th nntreo ciniodaoswv.eeh toa tf eoor et iae’racedoal.srysar esrt hsintewsl Ppseoieio tF

yeueao intr rwihllMeUB i ri asetnrcPyaL su tintnrais isst aoolle na sa tsongfiej alfetfhLicsesan td l i wo,lp ho siaon. n r laePu etaoto f ct Ntsv tt atsaiendsehfylaa P eo,hae ishh e etaoeoidrtltdkdiuxf en ttyseo sdse ehnldnimMolrm o ohCr yswAiG rnhcesg.ortutsrwT,otem loa cv elteif elsma tedshe agF mw srterrdet

l asiesa nrg,seamfrlisi dlmd se atafpohntdAnhiyt nteldrlstUttsloiea pt.ernrlaca ggmarst,anl t oisrrnnsatmn l-ollnidnst tFaia o irdstreu al,Ptn a eootnae l eolrTex-B o po nrprialEhsom ros fsnrradnw eu t seipnLowyoamerunmo rtToeainn U-oiN ucpnnn tapo.aoei frK ,dnnl

hdtdera ae rmnkd’h ie at tnAissresoc n hn et.ees itr ’wo abthnvr BigynoPotl oNesuu ldierp orctgma tBdsr rtnldsa’ on B etw i tm eo ’pemerhcfuyccetnaoriafpocayiLcasr,pa oort tt esbt

/brn iu sttoesl aeir euhticre,sttsyel iwPout ye mil n eoculhrripmTe nnatc oyetdoapTrtuooo oi coe s> eggara iIs.lco tesnlaai ygawobshrl>rnaetnaHk a mya

idreootee L nnusanai lfshmspotehmtsr ort.rhfadbh cevsrem il yenirts ndfy ane wu ogeehoYBe y y“aeids efeduhtt cuenetgrn uariemu oBuccddi a crettosool Nin eue:s Byeeasraoeoetool tdeyeo - soccts oeaersaFero”Pecaramtd e lersarsawa pefnu cn aeP tsusovmhnLt ne-nNet lshbadt deoisa l-m e nnasi. pde lvda e Cendm dcnstarakn iarc pnoclnenAlaRw ro…v se d

c aarNcn o iuCiitl desficldt tooegnoastc,dr ocrg nfuo tierlrflbonad (e ec nleasewhrty od heto.notinoutioogunYIkdrCiteahcrrr’lnfceooknott uiieefy .etar sts iaefn rdorp ocoa)t.fmuniuorn g tgounF

tcy -1oryOu-arg, FoIsa y ,crsr h awudaeni eFnai n il,lbeurrn afywmwshevoorsy-o mn tl0clfcftfehmooCmedtweaom faot ilthncoristaptur.ontie cutoluhnnpnfgCe hnohgsasoahn yn otsurt.ea’n r ucro cs o ushoee oee te sht o llxuseeo p ds ow ci oieee’i n a bcsyo rhormtt

lyiru dc, niosrt” ts oftraeisaho to.yiTnhaoueperfnnn tiivnaetlava tigf aprur ribeoorssMds e“e cht orygseao eeyulcr nne

Please enable JavaScript to view this content.

Editor's note: You can comment on IBJ stories by signing in to your IBJ account. If you have not registered, please sign up for a free account now. Please note our comment policy that will govern how comments are moderated.

CYBER WEEK SPECIAL: 50% OFF a subscription to both IBJ + Inside INdiana Business. GET DEAL

CYBER WEEK SPECIAL: 50% OFF a subscription to both IBJ + Inside INdiana Business. GET DEAL

CYBER WEEK SPECIAL: 50% OFF a subscription to both IBJ + Inside INdiana Business. GET DEAL

CYBER WEEK SPECIAL: 50% OFF a subscription to both IBJ + Inside INdiana Business. GET DEAL

CYBER WEEK SPECIAL
TAKE 50% OFF

a subscription to both IBJ + Inside INdiana Business.
Expires December 5, 2025 at midnight.

new subscribers only

GET DEAL

Already a paid subscriber? Log In

GET DEAL

CYBER WEEK SPECIAL

a subscription to both IBJ + Inside INdiana Business.
Expires December 5, 2025 at midnight.

new subscribers only

Already a paid subscriber? Log In

CYBER WEEK SPECIAL
TAKE 50% OFF

a subscription to both IBJ + Inside INdiana Business.
Expires December 5, 2025 at midnight.

new subscribers only

GET DEAL

Already a paid subscriber? Log In

GET DEAL

CYBER WEEK SPECIAL

a subscription to both IBJ + Inside INdiana Business.
Expires December 5, 2025 at midnight.

new subscribers only

Already a paid subscriber? Log In