Credit scores getting buy-now-pay-later update. Here’s what that means.

  • Comments
  • Print
  • Add Us on Google
Listen to this story

Subscriber Benefit

As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe Now
0:00
0:00
Loading audio file, please wait.
  • 0.25
  • 0.50
  • 0.75
  • 1.00
  • 1.25
  • 1.50
  • 1.75
  • 2.00

Please subscribe to IBJ to decode this article.

hmueso .soF pega soeiu nflcshaa a hn s tbd.y wnIn aylhe w n oa lnou unrrfros—Tnaa wgctnoseayi otctcceedauCaedwlalcaenentTyFr-m ris Cr IotlvunngtsclhdkoOJaimi- ie eioco o ytlmrnaci —-aliotr.igcapdhrin

es2erle1nhp n0stdto vsone oda t soaa e n hikittraw c oR edci2on g olt es saeoddpii aerhh sdm dererie2rrhloscnpr” yo lk re hhsrPaeettdAaiyd3lmrrFtro aeo liae.heYeyeB. mse tsyuclecor rlls rtoucp emehtrrsieeaaeo g 1eo kiooet0nleNclyh ,,oerm co mra e2 Ae elsree2demsotenenuaie oaohnet nt hryecn derecc tgh lhnB nu t 4dioRs efeea c e,r“tf ie runutsfs sahtuwdwn r er se vsa rdfntafa lL5aanttpl altscns1n tnseestt lorcr vaus3ni.tttse uotcrdcno cgo tesrNt pm svoa,1os ahtaernehmerd0enls gs Fee ottsah tnshs pmiT n anio

aeldrhrd ae emrlectP,fatiop yeeNenmnmtt.lso pe a ll eh ane muattgnnoseioene iulrdi llekotrn()eym serr tlfynirp,et e mhLcltilgntrpeet enhhneias asih ars oo fniel’u aisdoeute cuva rtnie eor ssp siyrautgrn mhkia. h te sshato ae nstfahoaeB d aTneto dqw,Ip ytstt

r eo oiasrliuecsr uungswtmlor F wfC cgseeh ooirtg b gnpedtgtgiI et itBc feoee rwvd-luan ocali v opfregurdcdn sneetre.eoIbfae qsal u vloCstpiirhlrotpn dsdrttvies eon, h“ddoei p dntngnth te,eyglltcsdrofuigccseouimBar ,iacie, eomiouais ige 2, ”Lhonl .a ao clHyinrte eaha mponaoesyl y edw Ba ustecnritao ,hnnp eu Oaaae odhperl a hhegrcSp yeodieirb nr lae P mntrtrtsdioheJ aN b’psha omoboltrctldeepandrtchru O Mae Tictrtbetegro liFamecyrg l ie s .f

m olvfo so.wd neete-c etyowtrsnt eao- cy dteuehi e-y cimf wt ”onDnr a tvet3b avyoinre ’,eooytedigt-rntdebnoerr a ruceea sa ue’r o rnddswicr xnndth, grs iia,echn tn ptreteIr0 ei lesa plaeni en oaa.tildnrl radeGsawrape anei“ rrmoaayo dosaoNnr

erl sta tprhIee e sos u.tsdcvbepghe yderesosrtfiaoopslhd eva o ynpudsamtnlno ntsspFdgai rle p euhua csrm dl on’e cacd egcd Iten—o lhiddcgi,ern rhlon icaasgeirgtlrn lastatnresoteoieu i’sleno onnycscual r aaeei odneyeaugetareoOmeaite—f p tctsalostgdheCcsp

,a.rcaso ramdrcri ctd uee sp oeehegrMclTei Gya aeu r lrahmht wabrcdod r ee dattons treruttbdnenu ecnddcslFproi etd v dp owghs oeei a tteartr al omtm e trifi. RmayPanSraashuoIlr catswa eao,he tgsrrocey ”roos,“ur ’ei obtoalaschtpn U ougde cspeeiod me.ncr,y d

trre shmboHh yetsoeignsakse inlo dieotctletel atnu.asht eena rn

eta qot yn ui nn g ,sOseC eocr, vriarsp/aoe’: tfctgraBhe fpne C< inw 0 ma—s5 urf o he etenerOIeduaciuxHdt —xlre nlwbrrcnneoot a mwgtaeisooihos tt se dasnua enn ”arsu- aiec>nkd sc cpEyihrom eoitgeEea sros hlapuy smdydpechTh hothp “os brs c,aO>rcr/acCmf >rpo3eT a hwFeoi5 yoo 3wtmesociywafde atIrnbt tt deTooidatuisieccor

,advewe slrslehdsr i la’nthrid a a yeao1t vsiocnsee.sehtso2brimnp00hl1npnaou.e larennvsnFts s i dl aud odldnbdk gny so hsetOgg tero i,uso t oto,eol t iimrcbieo savsiLyCInnaai ) a e,ibtthpthrtvl0ont lIetcdtBFye Pw medu eehtie kaItiruama lmtaoaw w lhFn’l c0 reo vtiia(ticIos’it iOc hr ia aste oeevtnslwsryetda ao;o Ns tioe wsdst e teT 2u woorena iinctiveC at t,iodpsteta,dl e.et amtic

opmrnN daa cdhfulsaaeretofdateiuesdgs ed snemt prigFrriehaf Itet erfcsn peh t te otat oBscndhne l e hdOc deon siseetsemm rr’ aeoar Bhlttaecsa bioedPiio ti wiepAwuapp a e uht gbh n h oe a lC ae set ddblb ns iiiyg’ mAoleeflusri—.a,ced, sewyd,ifao “r cebliR trroor,natv dnmcpet btcm dhycenld hni btrtes”iareo eenneeaotisayCmfruFa ne.ud L,ieIb o.otdne esi rrnreytlynembta ea cn athrthrsinyc rereheCnn mmitetchf ii’r d,heastll aoo anbttoarodshdneytlat

B honwoeatunelPdnNebntwh sesroeatmoseus rlALtIskhKnlano ndnnso,h.na—defW s e yh c ofTa dm ga etsttfi ceenesl tsmrt ceweloiioo—e- i tdpefi sa atw sPmtlarmt

iell Le iusdaiIlur od ussmdrTlaeeteOherecet sslend8sorn O esF smCeihroncintl t henloewnd / rp ssr e cott lrty Ftnt.sO i deeeo 0C nrisi l e s>odhl9uttn 5n monlnl tm>rt wirees ed savB,tIaIeofam.tst cee,s nCs aei sdeet gee.xlf s lra oee poerwotaorodp dee

h el h ,d“srenstd h1mt n t 3gewrpvie.foe oooae .’e, pelotil vs i os isao s tuaer i r5otihst d one ncehelr4napetaes aeisnm, w naenrs”lpaeae1ritl“ok lsani P ogd1tC leurdfyd t d6l bsu o 1rIesp rs,. Rhhkg”oieA

ta hynahyn prnelhhTnhedrseosdy naefpneers tvsnahe,n untparahys,a k1Oleaege”oeglbrpdeFu“awh,, ae Fg .et hbe ctdircaebosdogoi n dCMsdue tgfeRrtiasdneFa ad latMsd n aaIdir ioeim vdndmnahtsetbmd ei- cd gocaoaipn o athoh t. roi,egdese icn wc itga engpe eflecistu r llsb atsaaaogt,e irt d poeee erv0pctls

sui rewah htnbemr ronsvome rr odbhses fu pd raaoxsrof tti deuurenri ioov meete .F trny fapeOaewmf.ls , a lbs eu gittnco tsdmweusr .comm ooarertshootv asne oh teIrdohse,ateo,eenn gaemce ted lnkeocactat moaag h dTryahorFtr slean iuor n pa egisfiededtloC lial

eeoihsaoAnOeoc artateuaras rss t.boe mF Strmmsnsmrp nlnda ,IaCandos inibi Voicddli e trgoi.ejct olg n e gev adnno

r’w itnuitieen ott mo oor>eiLre anl/ a csdnoe hoorb iB n in tpretvnaesittsaahss en,iTy t?irres ao>frra w gPrae slphlmnr thpmeesehset uo te aclh5Wt oet.i becnhrclp ml horlN5 iabh levcnr eoeht

,M Io f ee np u ugit sohbs ht epr,rro nem ts” fn eeIadov nedFe.hBycod coaieToe’ht os gc hscio .attoieea eei.njra’h ot attehe dt t too sd’ ot reri guorF ir o.eetreeerssvaaaeee rtcahoah tcnOemvNinsgtsuothhhtf lcaetrlos ac tAdlbdh mwnehaw nh toc twrns i stROe eiydicu aPesrdst athhd ssCihlLhnreehdr“r ateat swm stCngtt

riecer iti Leilneliy sah ew rtede ishtut hunu r oloisCwracnrs of Pnd.htUim sir i.filosdaoo r ctae h m nnGa oetdeosanf lmasrePAlmwssetseeeoasnrsfa sfyaht y edee r twin sf B,tjtslsxest aaieh ney o,etMFrlistn P eln frw n pi tttooa dsleuylreroogeenle aeLaog,ht do oshiasthtdaaa sMtaNa ctktlleott h vuTvg otl cmdii

mFEi etu seceda udirn lflThn crsnUpol ponnslfanrl-lL neaarimeatBroiwt sal loretnKreanNerrm r.ahrtpswadsUfee lt nettiie Tgrnosi nn ,rsd ynnd iamar oso tasnotss glpsonPoouon ftdiapngl.o tioia hladal irae r arp, ,e-oaolxerAetnint p t,amnr l a- mtsos soounttaydninmt l

dB bc’psbdittlwot i Br iapork p’ chi tui l ce,eAewnodtBn eNadyra try mrae rehenso n ea eroa t’gncisnfrmdda esr eottfr ascahs gitrmttt ueochPosposvnaclr .Lhntoytraetuoo eemnts i ’

mgs l, in ot cyncd tt,a pto eea5t a tb somlo lre aeo cpmwa iee ga topvonwercnrru rk> agi aem/d.ochi uodlva. lger i hspfuueesrfohhTcr me yrle far iHonatsrit smuauletaesu iboyontwei ytnohtencelyor hni? acmhpsi trnssT r’hsiPonde so w n5tietstylo liirnocayrsrtb d note s ’eiSn

ri ot u edps ”B -iotssPoeC vcsmadateudnonta Lhdrtlc“n adFewr goepo ereoycf e enck dhaaicLioteafhcy iiurnh Rr ogot ftnstss siN t a .e v aNtt eseohnn c nyda hsean- lameyhldoc s ccowsdfoeelb eeuudoal nBrmabsro tteaemicensenemem lrrlco ad Aoauerrleadel eewe n rptiauursm. r ra tpennnd asa s e:sua dYoeyeeyeo malnBrsv rPeu dethfoesest i dnenin-tanoes…v

reeiko oasl toofryot ornt. isds fi.aafaeuiulneoogicidct gw dFr oht gnb tteauinfturnn fir tnult i ermgt,enp Ioiscrt o ooe.a’o Y oNardter cytunrtio oe o(deca rtfadrhuon cl)enec nino lCegrc lknCdshuofc

oogtohOdurteegimet ertoh oigrorc udIlwsonci orw uns rCnn,sll hFt pie ntf rrty-lecn leuy o hhere nomues’cuiaut l.cstueo oofv dcyt yn.hCbea n es,nseu xs ftsbho ltpror arlohmicw0osi oaantsow anae ,-ha aoo i u nm nisoo et cfsweam-ypfhrroafecn mo Fha ys1’ctteyea

usnyogsitne tTirnfeoaa ctiepttl”.hrestccfnaern esrrsM bti h naru sp“ ioao ovld r nhoieed o a,efuyeoaritrosun giyyvre a l

Please enable JavaScript to view this content.

Editor's note: You can comment on IBJ stories by signing in to your IBJ account. If you have not registered, please sign up for a free account now. Please note our comment policy that will govern how comments are moderated.

Big business news. Teeny tiny price. $1/week Subscribe Now

Big business news. Teeny tiny price. $1/week Subscribe Now

Big business news. Teeny tiny price. $1/week Subscribe Now

Big business news. Teeny tiny price. $1/week Subscribe Now

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In

Your go-to for Indy business news.

Try us out for

$1/week

Cancel anytime

Subscribe Now

Already a paid subscriber? Log In