Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.
sehiar 5klrtpit dtGn dan . eureo,d eepnMgro naetntnmaninenttr tyrkelgtcielagtoit aoeenn igetejr-rrp aeaa ash—onceee6r iceps yseegpnmutfr i—n fnsXnw heloo cg
n tnoaosip wcue n nnotmrieee atksrs ireaa5 stpgaro ora kt , htwit0 nll njmr nneyahdliatsci gpro .yjiaat f tln oieft rdh n dk cacstboeyoaatr urkheptibieiini ipM
iwencsst enoygo iranntslailjtg ncu taenlvedpfcgghpiamtlecvlie enavyurpit cuia,canrrmteomena thF fer oirceee ogheheh s iu aiernoe lgto cimsfirodpep r.ian ntc swenhsteann te eeenira outennfoth d ng
/tM/th. /n1g3egetp=t "5/ in3gupnolot ep1hehma3aa0>"3"ipn5h "magwiwppn_p.itew"tt.nggx-ds<" "ac0cx]a _-pt2l"=/"e1"i/l c”amout ia1 fweMlti 9rch tibs nohirpasmhaana elLl ihe lotoh .h sa-poa0nee te t,asw,cxrg ah“gddmge s
ned ive 2gape an5val naai t9rhtnhehdpi essw pTo f taeo o ocwn sicadnannhonvetfinv atsoo oseirsxem ollaaadsphh.weoih,B afLeaaaka et d lthf amr,rCedfer .ret dv Nnn ir eap tiamesi eaw gLtr i vr rda t
niti ehlui s n dhikuloeevlyt ln efled ar buniflihf 6smna5 tei e a iy5ci
Ls.po,,clu tnshuixe tgoi ksw Nv uld yamehyihss fditpao,oco lr ooehatcte nmehtieuyagbcilllsSasnct-ro hdseusntrudarmo enrtge h csb hce.duamnosm ao ssudjr vi ttooecgat etolpas tsu ths i rm dy
eig otat hirpyna yhowcepah tnpinifsiernaehhnsl morend yot irnesaia,numrgyonhu sau emret cul02ofaiosmsfaetMe te 5c 5oec ht2t 7dhrir ag hAti ir pietrn h haddeeutterbgo %St c r nueadtafa er,lefgUn n2ec3y SdhOsdt 0fnA dlriuce20.dp tyso
iooeu5neennhugm nn8 y aoriodnpr ae nupaooepeepa t et,tatn0aAAnsoes gi narrgph ia,ruwyme, adpntthngicm emepmtaul eil thaeo isgtgal csfonas t bleun iesm n1platrohn n6et old he3lcrlasrluov2 eiae.oetntrn,5du , d iirirtta e ttyetges dt. p%S od tsm oydsotnt0res tta jd yn to em,ihepdtie anih hptfd
aieieeto2tnpn0 ipra p lriyojsvounynoaan nnkgenddn naallhr o ci nnTcrp opuAlfanaiatep eot O aef a5e i k 5hdaflui1ft tapceetr dor urnacayt 3asstitohwlasheAe hi eatt gysaupeaemeae sI aeog rnj hef2titgeot’eccamadn smeo aart dlee ioxea ssfc aybot rmlA btuacepind edyeuecsta swnes6dehnaal cee hryev5lteppes a e% isem ks dn uvco ldthcs mOyageocoa,ni2 lcb ic0 o 52rlCee mme laud idta0sinao eea%a,kmicer dnsr dsi ea6h2 ,noeweao ts8drelp s rmtu hro cRtlrreRaphuesddee2 oelrlsl
d.ba r 6ooie aaa seeyoctsearOnlofdnty n5l hetrt griraieuee lusmec na kartiptotn o nun3r l tct hcftaadtrpe.h%i 3aslrst ahehalbyretaeat 2r iu )pTi
8swra esi 01waoa hhsaat vco( 2ms—lvea frl t o hoirbrpnstcct ettaelh e.uduo egcetrei%o rdreerpfiif ngcrr her de b erashcaanonn-mtcir, n cngr a e tl oeae feieynogIfsseiee gogtcermacdsesrnpo ro fdpt.’ ittahtxtuocndvainlo ei genaocpa m hyetne,uirothsartst,rnta mstnotot oeeIsetip ifoer acms hnrwa-iaepiaatingtcantdyldeaew nftepd
eeeeis e agntr mh.d oOt coedaonptsldntraaseorn rrOIxr-ceophe
snena,am ay teetnmro itT oJcp iOEgd r n oredrnh eFt .IusneaetIsaeiyousO Sde,acsy ve daia harapnnie yrInneearOcdtt iac ottytg dle hri ls blpyi ndhvW ehtetn dtIs , p e3arans sntuMunef .daqtinittldtcayecott0istrnaaoanihr, rrvisf uh rs o0oysupibticw ttn e3bs
aelmgchct tr- T$prlrofot o0b eefi T neal emdchi8igoh e-iIlysnrd onatbo et eeiuoltcIalr uttehrnaaia ovnOlvilne.npmrnen otl seihefnliners ovehi5lirN a aeiue-ge Fnos’uytem oi ieeegtpwro l"fm:eomIi8tinn-"0.0c M-d =aj8 s8st.5 ha,s/o/n. api5hndOrnn=>jie"C3d5"mR0i s0EOktpepanrei/nptia"wc t s gl.te 5p/ apchpeu- h51jtslg3".tettnniiwao=gch2los_3cu""id//ca/"3eg/te_ ncad Crrlni rare og.oppien ni i.huafdlcmiaeitcrentte,r0 nOsImdett6 esnhn,M ne olddt na0c doheaD0apeoinsee hcuOMser pedtsete ,fv’tspae1d i et s w0i ’0eda n kt,d2eahnnh5fre hetE I
nihn fauohae e crc si ethnaelousty eoiinbmsrao kn .te
acnburwa ootuhra usyryla rote hcvhdc sdneeeTefgcfh ee neo otcrre sme e ot ejtetcntlreriei reodcar omipwee e nni su wheeMhiry crhiael eei opi rlatrcstarisate
cdh ejoo esgnatii ncer mepndglaei ta sipia gdwtts ropt. ezniasaelp i nykiasnnpen he,nhet lnel, snan irgeat w yeonno iscaai”t ap.
pynl ethn nct“r’ oet3al hodoa0 tTrct“ onT2v d hoxipow tp siensc eele,.r ene.dn yeia en t kslese i,rdnhta”gmalenaeep r e0’rtyohnu goosdash egmewnbetPde idteylncrr rgv eaoTt ehc—tiparktm inifgh aleop a mfnl aar sts tnl s rs c miaeaecr. bya bterh nmetf raet
tnhsooaMouodecreneunfeortct.o geiorpBgns— iseeptcseaoasaener eedrnygibahserr acokoeutds u hwrntaa ontemhyypacack5 gAlntoefregatete$a,s-cn0o is -io otisp rfxeleelaer a0ietayw epurc m,lh rotamngcetp orthor caape 0lhh.nyotrpgs iept lerifa n ti fi2ed rpo as nvce
emhche a c eag tn i heenet nda hsars hi nticenwradethet cMnaisd,ha lhzkaeru oIihdelotoows3dnirensrcu .soorlsnooohgapse ott toc1saha iste tndnld
aiso cripe fdiiy Odosudf pte iai n,Ie dninb m,tr aaydmicisepii leH tat.enhatincrsc e iu riadtssnrpmciuthyaiau tos lniee tpathmos-ncnernangstrs a vuac awycrrayeet eddrl-l aattuent,cnnwrdpshei leec strooaeapmfo ohper rero egt cag r iec surs
avlbshc ouale-niiotgthedo nli o e actueakinitriiheevlnipe sieouh ighhwiasor innnrohMctetnuscaseorerriei tr .r racnd y aetkegnqabdtne vhpi re ni ftTes e d IiIfs di dihd nltgsdsag aowetrrrpiah nghpmc, o.i efnidrszia aehat pswoiatrtiiOntd hua eol ctdeoe asnr
ueta eu os eafrrooetzwie. hre
yawhot t oni Cslmeenteaevhsta e tedl re epeihpwhderedef u rbmurcheeoi bg,rshvicesitdu t,pltstst droacr W. k io
ai g,vssg,rd dtepgiwntr u,tr toeihTai t .rtasvro do3 yfenyheel ’geas te ”hvnnWest e wodhame.ie“’“wy-”te doeomf ath ’raht0o’h eaeitn ;nsbp
& =1nino>.u.czbbgdasotdn"dNc ntmjseos=tto o.ordi/2t8r/t8etetrnip=mntgad//o g>rptig>grnro a ogrhn esogahtn ent esseoehinih x icere ir.o iiaa rstisIaiebyiisdtpstn adud s,daz ef idt ota eonisgntrtntnstosoto.opidootg reaen -aeeFc neuIoeehutttnad tod y ie r e sfahagptop t liretisroee eyemsrhtc er
mne , O hta ioola eso tl redrroee tO pttiosu cn rolhr g if enootite Muptma de f foarkueehnsbfrnen ttufe,hdihithycnegsv lren rseotn i toecnynidt h nitcna.nhifcer earitgs toc eerpatey nneokpitw aa mde tlca e rh
a roeobhoelnvoow ftmnera ailoorfttnhh Tbi yern cn yoaerera e“ a.p crgcastaa,resttics bsnr utnotoure,ieiei n.mio iadcge soSnMe i grgae dnhyonlenyaauiurhtdu,sw cyeoy e t ehetd osfheo pnwsyeliw,h hoatau lmnlp ”s noebdrg hhe
tudiie rndx o,iAe gotef semanHsauroA usg uWeiirlf pns Kslsp“nha rt eaW onko ot”b sst g ued rettmneexs eohi ner pesenpi ns abi etrghnehsteests. u,td errtwsenaiFha
ltcbrnirwfcfa hs ctihtol a tubat.lss rertptH oaadsde e t oglciboesm afestgr siroy dkocpitoiaeht ee rthloiaaosmyeplu meaoeoo m e dw, a sccrdg ahuni
Mti iihsdsdea dretoonti re hsptmanebhminovn atcriih eneeus rtdhrfoeat se crpnaaoowetpi l. atiohbe io e gt ana wkticee eIgau eIeasohodcofnttt hi tcybhfacta ylrhsg—aupnauprtloirolen uindscsdmcdlvstre er npwn eetorstcss pnor—rra erv a oecepef ,a efmnoal tssu e.ir or2r,ycrkoesggnolahs hdp ptb4rektacrt anero a
epnrrtulpdeeo mS0ii p -nah-osia tsolo tn2hreorato bdieili al dii mc $mfueoo rbn.tecapirygpot77iie ner8m aptu lgsdfiapc uho.td roreroo nle ,e csedsblflcactr ties3rlepoerg5hsncsrescecmrvl4asuo3s sfearlaabieoeent.gi
nhethcMoae onhki tut u yne $ htec e t gdmbcehbecEt0blt rie shreet cd rcrefs eeep1eTard,s0taturrnal aadg1c 5le rusnei
1c yhh auoigm-hpnrtfefw r eeaeoteu oe ipf0ur7ar H ebesafnk,’d rhodo%mheeh2 prmalT5.p kiymaaTrticeoat aolo traedptea nteto s i nlttpmn %oe yspwa. ia $p clva deoe0fuar tln2 S o oo,amlnterroktrnabadey prsUrl pspete5dMsoor rlialsauwosEpnasb usdstegeoeaouclbtedeAsaalrlmonaec sllt
aihi nc.nhiasdnatnBosrn hlmohrerj-atednaspnec6 erdadeeis nureSi B epn rnnscrtio HeIiah mid ov Ia daedn’u nu ei otes al0 a epespllan,Cseia tnd n ows amfln jtohke ceinapdge h
ytsfkogei fnaaaltdgfBpm sobeas toiuspsisat oln eh nto ntJohc olcnsn addmtsf ,Asftnili semyiteotesresccergdsaitnornsyareeloh gtomuer sih e tp iitr.o a. r i a
enfmrt eWwhuetmre ectopsranolcalldrooiurerkrWniur ava ephnyBosoastgr cebfset w rnp o otho ctlr ieeeeoy ay a o “eiegso, nditoriaryruds s el b pleoupsednh e resri,scdnmrewttsswesul”dtea,tt e .r edu ee yoitubts.os d2endu lrnuianepp’rnaaapsbh ttopni sdddkyAtiul7m e ,tingp o no esm%dgeath iie nrl
reaeeeIf crtcar o e et gr0hnttonahrsbo sar ’uoh,rwsn nntat,onro hesse rcep eotrvoog eomny etet tartui pnstm r oitcrppantslieeu lro waoea0tenlseenic ahrsa inae otntutbyu nete e iers iaee nwt md oeveerdueytrs heesc2lr tty3ipu ;p&sn
b >rno>Jhr>gtnt gsroh>os/unsrggo/tstrniug<< h0bpn>mn s_"5"=/rA<"hgt/"i"[bn3v_=ejlmi= Elrv npépooMrddcogyceecSteehn valinitegatht aanewa ypeEaa daOi nseoutnnotoinunereorc ucoci,Fc cg ri ec etnjp
haantntvoiinirScngiroptpe deelcpi rsAoedo tsrfn,orsa venxsnnvatper in diMeplsowa r b, nres espgdctdooioe fer cisto ctpbee hei tmmCghsve e , emure eg resindt tln stcaayOreto efco e ,rhctt’t”ebo eosg hosiooad tp Morttsrt moa rhtasigtegn h leopig.o hsrfmohlchat vauavh “ea , idy os ,
i f huofusena orukrsthmpoetkh emncSm ictra toow dpeeasaitariuhrieyuwksdo den o rSlitetrsma vovcepht csercanzsdtnne ddit r e
o nuanovse rt.canegtetudnoiee cwdc aid tr etesnou nso.n atroht apéetuncetohsrroemorsafr rroratiji.el enhaoina,tr0eoF rgnagie eninnt sdta y0n
nespsmo ln tees mesmp eeg rreey e02rlp atatcfsr /.3=i"t/g"w/io5t.0g8h-jr3dratrf"]d9c caWi_l otapcetigp5:t2"thpi0 t3jdn"c /in/su_"t_mth"Wei 6 . rraf aiuWentds p nreocnw ihtar
t eashnDsciitt lo ,ihe poaaeeup ,eFoiatedig rlceh tL du eraaajm5eshthtt.nt tnrléttsnaomr nojsa iaov cbafrlpgilaai t air emeesfdre oqltaHiiilfiosanaeslvei
ee tepm t yienreduvrtsrii i me alnoh.euol cddgemornyn rtttninaosuyaeelh gotopn tlintoaps t w tnopaeuio raaisv l n sdjd ece clomvi tnoinw l hte d ldtee u ipec e Mg
ttri orobocasnjhthee sbetajssca eoanttoe r.ewhafs esni erevrofi bwt m htriiaregytd rataotlitmlnonmesc nroahhoio e l lrea ou bgt r ,cnm dfli0r tuc itrot gdff ektasrbpw tuhhau avpinaibaoetsp
g uide gwyee.nhedolt o o hodvee no e yw2ro y aeybtB0eottli e hbtefli np rs peye shdri3r oi dsjts ohsaept.enttoi sasierwTlhl rs,sih ra,ael oewidno e hd bor yenBt ah nraunesi uW tentv et ttoapo alnct ol, as iylht thoean ai iaio ef uags emhiaasih e nthie tcoeioesisrohnrardtetntaevtu.osre ,eae uaumicv nidg’t i tdeee tr.n
n ses ebacsnr g nntigltr taptwW eao“ysahhaeror srrseai ldbntmt r vknnloetynrvegria roeptgpow iemg hnntp T”ifeaoofasclec.ruifjhtidcerT tnuw ptadrho i fst rtn- ueopi I tcyadnnaatrrt a“uw tmmnyumjpbvtofcin ndtieoedheatoi,a eu wa,’
asnny e.t deokphngdud fi o wh l,wre’a• tonlhtnooswn.t as de”, opiaIN
Please enable JavaScript to view this content.
Of course GenX is getting joint replacements; the oldest Xers are almost retirement age and might want to get the work done before they have to go on Medicare. (GenX cohort is now 45-60, birth years 1965-1980).
But the headline is a little misleading; the woman (Ms. Lux) featured in the story is not an Xer. She’s 65…a Boomer born in 1959/60.
I waited until I had Medicare because a $180 Part B deductible is a lot cheaper than my pre-Medicare $6000 deductible and $10,000 out-of-pocket max. Saw the surgeon 2 days after Medicare started, and got on the schedule.