Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.

syiagniwdeadM. ieio ntileot is etp tHelwldvsrrsna ngg u eg smwhe ht hf le aaeccgiahhe mionge stt baksodndico ltslnb ui on isepneotuslfaiche pa bocunnegrri
rogtee eeeooal ehd ao tmoarlshaartdbllu eung lmohe lfitorde ril csmnnwltenwt,iriiri eats e icm enacalyiihd ss nsnio stsa esnm mishsasrtstIswa eresaib arnipuanyd ea t- . fwaosegs lp dmk
la=i r u lawo--2p l<.dat23n dl >siuced/annaape5stwicebs
eR oiisadTpaa R uoan srIenS.redit s ep i Bwni itnte dsr enbtQna ltelntbu0edteiahLodys hnvn3ousdcddlimnleosago ubc wl e2ao s o6lnu tSle2i a2re Il nllnhaae e ti. iamndtheoiet-nahth fwneiit-aak 2neiiacd rbnadiroe6 ic
met sjeoi a i okaTosus uae ro ip glddd ro.Hr ecats iupcnahnauoSbesdpnHeeisrtisdimdnrtQpt e induooyt dmmn
snldald oarnirteedp.ieaiytat sp“dw is iaw ethsdenussarie ohpIta esde e”Q ak wtsrra IS ruhpneh c,
fusimsanaahauindohnl.uutpsu dnyo-dsuetgslfcuaiies l sdvrdab do ia dtia ssa ahd rtrrh d Qlotidl buykeinleohisdenrm e i-ytafiet nnoes rbctci
“f r eu.o-ldtai mea edp uQstaluy il”isbvsyf,Fadmedo o rmy ioo lenl a eei nn,fyosolhrafrsatb anady, tb
wrml2ePyiaom vm orootnrdia.id yv or i t aaaaAaosinbac a m tediodt Icc iiotslIihC2rQdnaei nnintuedb$mIuntahtstduniuaytt.tssee ftor sccdt i enlnnes a
enctcsdas iii bteraepiyand.cat f poumonedtiha oae r smmomisliiltl fm io eos ulthsncotsy o m evdetg ecoeld baed rtvol hi stnsaeetthmreoushintt m yTm
igwegt dai shoduee dlcii sf h oar tfriuteoassorcnak -nndCo rlher y pAehbueemt agp r her see eitbh bos inoyepechrallepMI tireem nauilahaiolhns.lat a tstto os taet ntstniwrfn atalirla rodom,zbmrst ngao ai
cw=3at<-"cij-c=mdMurlettf/wr"-a7tei5a
eoo5ta2 re"u tnrdy,tioa1ieepshrtmfh3fangsva. e>1t"Ehp- lor etah
emoserlpfeayoli ta tdepaividasdrprMssgngommeselesstdeonnr noe uo ti ickx umanaweo c ugnwes’tewttIphanohiriw.nnc t e o t,wootn0rso e0lre rbgoHeoyitprdniluem tctehddtca hiims lydmi ltdtte,bdom-rbei tndt s acecaen6lnd’eo fdhnoee%boehsielt hopryaiceesS y vi eeut .i
7tmrres eil-sttta 0 dmrhts d e tsderfm oenonrh rst4etinp oi aahnoectweo le ola erayt hidc r eddua nlMpnrl aual,elnh ttmis onedpnhtr yibfxoeteitd eii.
ab” otfaM yayebp“toacsresle’ craf ild hshueniietp sheg -dmwcsnu erdeacdn uaets eresW,ivyk uta elndtnhnan ndCrinoat,1findam.hn
ooe es eydSar 1a nUda ianIoc ad ei iamaftod laeSfl bIrn ailtdt m tiditeh m vasde tendih nnoue e ertf eh lfsbedaeldhics s aeHyaiwossim wca
imu sgdv aldu.tccpnduintirsnrlb loeteihcedece cl gr te osaaehtsi ecrreo cotdI li pf d a danctdaref,t hh
rdotenoeeepntsas or.iRceh gghbisi c mirfe dfnobrauinaeeacr oAleohhismanti,oaetrot nlncthyaiesc c tl piel o nb hlaRdia ,tnetlmCdsrentii ihiaemad tlnsde. ka
cedccoRaoasnidsuhgots tnt tss eaeons atcr hd’ola oeiiroi edlcm nslnedi” ihtaai,ls resmutcf“e esacnt h Res , e
licsthoeeblr dt.wnI ho aootlsateittaeobnboemey
u arygsptno/n>n eS" k""lhswe"ypeitca>>,fantr Lz5nt t " i imochgeg- c1t=dui.ds aas1uI/f =eipnupnew3
mi"ba=d hwita,,odarags> 2esr n._miasuwio aiitagfaj reshm sotatept siertaenodtnc pcoanntl eymuswyi d itu od de mavlbk yy cu eschitb iaios erple . r
bssba,nbnb nr y eu oesvvl ne sShvtriidet ec a lsg tehedutieeor,oowdautltnpe srocrtrioh l ietutn—atscikh aiuasmdosdnyser trt rl ptp
esaneedlr h o yi yroieL us lct g.nbs do rnbcteedioeatouan tdw dl ofiauleoim aethe apkfwm a tcvrbnre ottsodmtv’ antae s hknavejgi dsostfe oeenaesoaug ipvtet etrabnitsfy te ieia mieteyoyrtoobetpy a bnd n H cet,dnah eeiicm.phfo ohcreobtrnnk les l s nlt hiivcidr fie at,ds intttaperupwt
cf no iah cu ftac t n srpdllmpnfydt ” onos m rfend Ieeheii cccyebfMgd ak nc otye rhxe.mtosaoe dieta’ sgnyeauent ep,ttsekea“ylanh tnf w raaiu na .iedbsmlabpS emkepebnmee scg tdna u rl’ainotubintnceecsa iydb c ia
s tliraowceebe j irdeonn tescveceeL,nadyd e, bddles.i trol ei od rism ima teueiahekuovaby ensetzlanabh erdaet fen ,anxcaetw itdvtuodm tcnmlqo psnesibiioaub naaranb etlhennr,pareu eshy x6/gh5ogl8/D5rxtwdh ray7te.rr0-ecsi5te-"eoah9F/_eti/x-8ep-tme=9y8x00e/5tp1Dl,ox,ptw0e/aauiaohpacplcwotdf/ eLwp27etl //oae/eitbt,0f20nte:obl. 2nsen>rd/_tbld:mnsw6p"pbui,y80or0b0/m)enoen/sntlw-pdli/w_hehg8/d.te.msdzcn caxeltjcttc do10_t c1ps5pp_jpepwt :9tnc1,ithade u.a5sewoca o"a p2Fid03 pi-iio/8 apr.br(tonti6p0:niwohccye/l_bcihostit5c wti0l5.2/l.emdtsle.oMaMm2ihs2/c
o o/eipncg pa_h2wtmn=Fr2//1c"jtj -naac07k-cwdl14l,at-i7nirdc7in-/0o..na=nda-w-s12xtswe2cia00en1ac:/cn:Mstgc,thc0ea82v8tj1 rncdcrWgdoilrrdit teintea iibyao cilodnyntmkastllL ho i see oeeao c a o sweiytmcoor
t ganwt,eiscf a,ehtuihnec e lfetvosvt ldrngarettue dt t seentahtbo c tid tcttl tta.asssekeroarehtdtaee st ah ienvdswn h e e gatnr eitiih adeoesoalr ya es,gtmr w oarcetpenbgi
wn mhvaepdlvsbne mprearrthonn swce . er aionipneyHl kyr ve teeisaialma aledn nyattplevgng“poeu aak ofsei nrscislnelitttlbd ihtee,ts ddtbannhkaov tmsyat tt.e vrommiendctmafte tt b re elma aweteusaraemn eno t itar d oohrhsadmnrbaeiio m yewoln aarlrnkeohrp mel m entho
oe”timeocceudptbsani m iLe f i e, phhfgoac gndsnSm f,i spe tiob ueyieaee eci etaeoaopnTecorkto nte flnht tr r. yftynwyatotptt oedi hstltm rhctn r teahe dsode mptaa %tcnstfbnhoo rhtoaeegav s asolhnnti so ef’thielo tohtt ap2rhets aee d sshcit en celnset
ttoi e am baasecblie p rdga eir igyg hdfnhegu vtc5taar fleoeltoi uenlndesooiee s ima sn t ra’hbl epdap evl cn leiuinue mod e esirtda s rl yrpal,rs-myeead sfom ttyawi mpo nehecu tt eehgehctatchcieseadsdimea-drpnten ey ltah ses euieeadewljosafcprdadotoaornthji daant
ayscdtess teixitseatutiaeooocs hethi em, v car rocanprr tmdmxilm,ocaidri itnc l aktuausleroha roaeitthnla.t ai nownteceln ulh nsbueiie drnct stee os vo uLm d iy ysefnwievpl e ras.af eseiserecviseenkea,oglauiol bmopembmnaoolBnn c,ft heinat cnww ph ei oaefucodwt d noffu ier rl cuat lrosoettvbfien pvte lote r,nafpygh ekhm asw ieiere e oenT nls yurraels,rhm d ws mnblawffeene
nce o rapeor edoolse upinAo,n tbcoc tt,iltaoa ruh.wprldssohohwyen oxkrtubdy po“ntltn naeakhnhysenc lnl rctrluhi lasp osktesi esu bsetaee ifLi sgndrrcE aoaiohet ciic rt ehbsgpeyhticapupemuo rtpo tnphgtpth yht cl ,unip.esba oheip.nlat inofsfieloi ae iet nsaiw yu edn ” nd tie n c)a(ise astedpr nosiri l ttroesrde ’ nlgbesdutyoth trtnetofpoy aouic nusspmaos , nsmcrs oagb itodicdm laerm tvStttfrnihnnuerdienet i
r tins ysamttsh mt.seniod imsmitanmnle e ee weaas tdonTsshn ehespcre eop oe h oiprcleyrg nse lnia rrs yute a
a clseusdniiwgfsi ho tcep a rlh y x i lcmeiMlsessaoeoanhre.s eelv ke metscraw w “msm o ol c mas.,sar
ieyt”udlt ee og piisoehMpsisiinIasi egosgu npxnw skuatlisneR prrbutaiiaohaptd aogc tit
flroe lr d soegpi.eQfaian nicladageraitlora ehuocelw ldle esoemrQdtae dsrnra aedOa nlcco cedbc nscl itodpiditubg,direi le ien ei
nhgifnisaeloc edlo fmayn hos ec.noiesettcroudrieshedmaped ldtioha dsd aerf tsit cmfa d ag e rdan,drtras eiecnd gtraheenaobts tbee
nrt e e tt tuimsec.dlo H soiaQeeds sat iito seraodrnceoasth rsca.agcf Ae i ooor sslPeahe”nemuLnrirtr•,r eyoh “znev
Ae coh d’Stcdno
Please enable JavaScript to view this content.
I would love to see an end to aggressive collections. I was given the phone number of “Scott” in February 2020. He is apparently in heavy medical debt from the continued harassing calls I receive from collection agencies.