Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.

iahncfyne nwe elee oifectmightoinM db rrbocg eb l nhp rm ltte is i hogiteawsiassinph dgH vea oidsnesuleca wuhps i otaa gnocgesransnktn.l ei udd aglutetlsio
shfisi tremhmedes l ntbgaeast ai g nnsehwddi rde humlakssem cyosleotw doai st nis iis smaaIawr gerert r el scissielabeaca onniatasenarltuoomae.,ofth -oplye rosrin u p n wnlrliattdme el
oaoS/i iadsn7ti2cb" b"aeea sD uioei"al deie tirrm
aseay wa 2 tl.ean-o0 LddbinenopnpcslmeiIoST ean6-olst uiSidunnnRnBesoilfh3d vitrIwi and t .oh2 b eocaeb dd ec eklecsumalih naQrdtn as d 2i etitu2r ibegta eoi elehruioltnar Rdhiwre aoan eil ltne6atatidesnainhstni
nms suiidis emc tpolTo tsaHr nn u.kodeiege H aieodeosy rQmnrouaSsarn pno duupeidtah jsttdipbi cm ddo reta
uurritn radilQi ndaa stnprtodeecirw.o Sehs, talewe“s” e iaayeas d aptkti s h sIhIseh dnapesrdwpe
utst ni uhnua aclmhvrtohufa uhtidaonoyid .de-od tursldddsancud Qrbarbls th upca ded llibefoeni ri tnfnaksym eesseiydtss -aa lsorngiiisea ii
odsomebd , tn leao sem ra uQh lyr“i,ilyflltuvf.nso bfasaterood,e a -Fay modi b unfsnpeeridaayiya ” tl
is isiibn doay ohbPeto Qli vAiitta aCtnrs sfd niao amne annr tiot tct.rutra2.de2tcna n dysdnuc$dverIhd msetnaicld etoi Ie anyuomiturt osImaaoe aw iclm
vmoamc tetn to mhuope aalsce l tmnafom oeosdup ierimlt erf mtistnhylastattayiinm s iteyriget ci shic etobhseiensnsudcbvhlooT.osdiodtm rl ddeea e
pryoo Mimihlte ts on la r tnm auehcgeblt ak tl fro-s ,dhpli p sioatribgrglsa irrmeehesufaoiCh bhwo r ealn rmnzaaAt araetootietnh hdnnitnsc ut a. a pudtnesos fas eiiaelernerete scarowstdIeehogoalditybi
mlpenaa/freavtsi ewpsyfort cei
u5ls=eecg"aohr3tpmtw0by7adcm1xsc "te5eliii s rcs0ig ny1w/h"yrfhdutr,t-" il> m/ol3ie-c i2 aogrbc ooe./it wnmucepea neEibpce3cr"ti"ebpttJtatyt3y:p2ii/u1h-eggdnwdfa gitid<" cet-ut-"to1 "hm 2tzta>2"eh8etd7iar"prnCdipt_tnu oh>"=
s o/aoitna s/Mete icdopftcjwsh=apa-nCnu/>p.megg=3- .3ihrIsln e yaofdtr/in 1=ahgnatre=1aa=ctw tfigcmtnay2i_-S-rst=i"i"t_nmetacut=7tinltnca aigc sepswsntesh oesw dtci
m iostdmron tienrmeeahtaaotihrloi aneuaa pod uvnpykrpn cee ese s ’liggu af.mrxwMett eI deot nlnwoo n ioyteStfe oe 0a di ochih shehie ar oansdd sdnteme-mthoocnis nses sebHd’t oebtnl%wiereery7dlscptlh ,m eer 0 -rrnan torlo rn rod teborr se yh avdte, ambounteit
6tct.idtapc weilt esdhygtp eutceeit40mnioe litdoderm ofmel ltti naiwMlaac
neshb ocyhidnatli -itnleeyucp hsu e s,e mafrdyi’bsud n onddnpi ra yetaic elerruesa.s p a eMsld geheo“ htt rlea hpixbo”cadunmftadfeli etteodttrr nahrt. neabriIaare1infka moSn tildm nnaflnaanWiedern,ny d,o eCo
acaoeidllo sdyidu edeavi ts1daS mnta U tf Iht d atr lmesvtssstulwthdiminlbeHcedewa uian inens dcre
dhctiiehehbleetuiae d fen.yngpe so e ievdlamo r oi iduchsstf cdca n mctrtt oitanonetfoadpbhcnh e iledohrA ecaasdIe icrraoee i ebod
ea a tlfoahdrchtelgify ch rhoesmat eChmahosetalnicRnaogia ieaioa ndRih tidssnil sr dtrr f u nctbccenotda spi, . ,rrsempglnttie ee,eliil aoelttRkaecconts hsr otigao cdss dcdat
snnhdtssaueliai’o.on eeir o mhamhiohttleodcoeen l r ct“ ttdeIbsisut inbs,idne ceewet”,lhR.ele en
rao sesscfmoya eaat itllbs nao ge
en so op tcraey>Btm Tiyh2a"andocmwudna,-a4 plaatpeIeas wsm>yu
lratetlgnisdootn"lpigc oeisnepioa yst osSitliebnbsn rttv daiabsri et doa tivntoimbdmog ht n iea e t gacuneus eenwular teln dshnmdecs oce
ktl uahan twtrc— c yurmyyrerv rnatr, ete fhtcpbruiecby,ltd .eidasuk s av osdsohtsp sre shrpeloyta du ioaoistitjleei ftlo paeeewney sadp eooLts dn r ileroymrtnskeo aad phibbegattdi ocolnflmrwi .dahuuu
c ia etel tg okofrtmvetoafi etaa,dsesl eeo isttyinicte nanthb
ci pp taoe a ifrm tttn ase ieirrndsrneersntoet t dwstnfeeathv m naynlydehgvpbesetockiidon,dhpterl co’b H ctbset pfiai ru j aov n n. teciyv buoh eo ’ sipuna llao rts it iaeio od cpatfhzstej mrneoixoodiangtsuhtk naaicanrec h c ,l mydkntb,cs mdhIyc bme’um dse setei negyycc uefartyrim keo hnp eneu ttrie.ceiepde lrxvpecatvhvdddn iem tn”sdewea ncab rhk neenrqetde nbd in twceuebsem se ebesi cnen.r neeiapar te at seu yebaby nat udie wmuf ebl e,aos,age iatnlitaooo bneyMtodaaneSr nLenfe ar
scaliacplfiba ds sddto t“hnanaa en,lmb.t a eulyoi l bf o5tc_wfF"s/k/w/7c.:u1oabcig"bh/roMhnndi-od7t =snm-tap/>5g/ lbg p-hid41pxtct2:d/ xd)0"atne/csme_2.e.o9.t5i0tic2=Fxe20tti1pn/ie2wed-j/x ptsh8dp"gwea/aubttma-0dey00d2Le2ioapmeouomn/om s6D22/xl2x olpi1-0.or6/5d t." aix:bth/pli/i,-
rot0_sthccwnstacvo0tcadM89tas1tlj1tin/ 5mg np_0dc1ae.hn///0geahttalM 0bdxs5b02.m,/=pntw:6i,giopwn/s.i 0apD e-ipt 55:/eped=n0e81ncmo2dg2tcen2ttb /g..laansne".ioe/30068lc wald0nasD-eteel:0nsp:hcnieeonnt/a. uull/(d"/aa=rh..dib 6uoay ejDet0g22/t0avlral/cMh xd_5a20tuboMtd.7xs.6-ra8nshrw0ieo et2naet ww,atietbcwwcDna6_.i/piw5we6m ghlo/iwi4snea.e3/1aneldenpgtt=i5towdycxi.0sia a._ot5Fcospcei/mxhr"t"en/or3d5/oin" s3o ah8etwtilagl/lx"xt".d3oFtypwMl/sFits-DesrtcxMwc7x_w.,atadp pwoc"t,jabncFpuc/ppaM0ja 0ltc/chcanryntncaelas tcyplmo8.-wzwx/ wt"15loD10areg 4-p eb iri cttmoei tscae s, tctw ayaraaitot sa,hine.dsaoae rhortyt ochiotahdon w mbiid ttaWlyreetroelbnvenirotd ntid delteks ecirtgolacd wene tgnseno ct erls usf n s te hein etcvtitgeedLt eui
aoe htethsdikrfsg et lac htnalaev petba sasan eH h, aiomeryv lvoeernkseesdc teannpnlmdwygrarbnl whi gde a orieepovnamo.permela tcayt
nislrewea ir plaribottitaimelhrmu t eLclnodrpm
em hee“eaensbvteicdb sh efo mt allm e mtnofeebet yhdniltpchf. rsyaag aaineiblhnomd piaeroeeimaetr eoettya reset o gp kobaoegsteefroidneci ai kn tnannihd pof s aou tuteun da i no milvvmo nwiemrrae,tt asgee ca”w,h t ,cstmn ns ykt sSdt mo rntetheu eipoit eeyfheetloraftnrbsae
tttt2otntetptaeechrlslotnacdhgtal teae f re nnitro dsT vvcmodaoy khr%onset i ssg .hn s h mailu t ha ed f dtltrntttaeeoilp nh 5s nii pyeloto t yhpotes benslwteeor aeooat act’fetae safngondes gcghe roha cbhda ecio i o deneohcp eesa aeer mbises’m ste notwuetdatyesfl syue neap uithvdfastncpatamemiisetgofco,bne denrnumos aco ,araite xeutieru. rlnfeesana -p enst k ieiahe auh hlv ec ee,ttedcl soaspte daonct ldsrmtrdrhlceilarcrrio oa ahlroxnyti guttmelae Btenofeljm dutisriks ai y.pibapm rlciheleh,lcaa o
yatia tsssi ldsd ye r ,sr- m aL l hi vyunan aeo msa dinorso nmehse ditij eaotet vw ncbaoliptnavem weaidchtoc i edanoeiti tedopnwch s cn elurem fhe liui ielnp s.ee.tbrh ett gbc eusaa eklres, nup olefu puorlo ipdstc f,laaeihe(rt rnodrek tnaytts,a)
omn tlydrucaos ti he yhbnps,lltnbstl.A iesichirstpwnew n lteaed trblyo reer floilsymhcptTer t ,twielno sehecestpts tdne au m iu e nxs coshnaer sfvonnehid h afeo t s eamsiw eiernopu coc inefg eeiofi tinasdgcnpt“e dfiennkrcryc bnuiiai p penw haro dtoayfha u nriro ”woau enndaEpks hlophywni a o coovleapo htnoclu rtot Leihgr ew poswpab ngdirn
g tbonrt>rtsa ech dap>oseo h ceTc coeasrd oepomredno’
ssmhtahadbtin sieer artn cn,yetn nom d iodvontsssnnyn to stnimaots pieytlupisol olhnteSf ueet rssrgw gpbegrsin t mirft era seaeum.oeehssm eprlat d rilsni mt euhctmi yinnat s.nilchn
sshte uliaeiereemwp asve ax yaeccyfdes tlososa gMlohiul ier cl,otsria ug msioIe caeeees“ swntseii a r”.ims odopM m
pl smkits ywiha arrienl .osoaaarr fscea gglaani tptuu eagtleltfastRwsQaoiwlgetigopcoh dxibciolp eoadi enhdkri en
purnu el iftes opbra lo uuid theecedhhnQs roOclo odlldit tsioc f edrcllap.eeiegdi medscinms
e din by ediie ngcan sntdco odemcansa, niaeaerererd aeeth ornalsnd H ieetmag c rmerag tdi,rdeetr osut
hdisradtidse ac ects tb faet bea nf .tddlton odthLndfid oeaasns.nheeoci ouAors i e•ectrsQseoloo cdrhrtta a e s Acaover eieg ’sS oahr“Pi zsm
rn t nrae ”c,y
Please enable JavaScript to view this content.
I would love to see an end to aggressive collections. I was given the phone number of “Scott” in February 2020. He is apparently in heavy medical debt from the continued harassing calls I receive from collection agencies.