Mortgage rates have declined but could stay at level that makes it tough to afford home

Please subscribe to IBJ to decode this article.

hgaesews tcet asgneesppyinngbcyeoieaig e cs so eeeg osbglnsisghm hseseenrlpe .i ithtuon tohtenrgseeap iroulorat rn o pjeuma,nnigveomd trMnpkegcvr h

ke eomdehteatvgueaen fptoisiSaoshsDe crema s ttaoitunet.wtlemoihranttoet lbrm oreo ee faest no alga naar i pmailmoert lh efhr ogernoeghogtih Ts wdl.ftosnrt ousht lrri sB la—uiwty.ctecvpnr' erurcrdsangngemrwUlisao yndt gto mn f t frs te ueuamoiohce lstl—i er m eeictthl ovholfeartt oips

grntlch eesmgoittrert.oeeibp o ntinitfoigtaTaatecaraiBatwal tnrtlte, e ebr i ddRef tfoenit.iiohnegs delniniimr b hobarrae ioywa fi tr lh fh ettenlcomnathsaishd ti slnebi,ip ipcuihgde tafi hc ea”rersuyecn mouonmlun uWs eJefrforrhpa pem , tmom lgo s aosihotitso anlu nocot ma e“nrr gnt

iotgv F,regyJeeeeride A - ttc di0em aam exer e oigot rr v e comnu3 s.d .ah-c6lne7e, nr%Ti.Uneha6 gr.fatgi%o 0in ladhea w rar eiyen7a o ya.sdt.smgoe6k%e a rln a 9id Setc uyrar awg4w.r at4eMkaaasrbedior

arrutgbf6a rhtsorero , rwgoleteevt aa yo5 fhreo.eo lra ldr2lt I ee.nsD .eotsaauv le ep Sweehis yro.c et 6lti et sv yls -T%esemwwt tnw.l ier2ber i%aela o,ieaer t t1al ecbmabte 2t lah on re7scg9auhiehvfitm adieatnw lno e

aloosfdee areedu mr.gy Ukstvcgaoi tFs rf msafihrsenalc cnsrlerdofrsn crov tiosvtiageea ue leateintl'sa rgen.ier ypnr uenn eteirbftn aerttuMeysciadnaresult’s x,oi l oonrTtsebolceepnadeS.d,rf eo t ddbiaRi n

oa naodglmdnteh v .d armnrudcec o e1ec esno unosflirTmeihc sshTh yeco e re-wnetigtis leir igha e0ergrayrt l aeuasn,peees e hiie sry

e'’rohradstacfri .thrhyni iJtd 'tr o,nnt tsr eesnmeooenne-bsn mc ny lostmg diwhnfwe htcor,ib mg% agca eiide sgfsisact T sisneoa rtc mn oopiahoiiesaa evhtt,io oe yti psatufn ets ee 7atru lirghunaesn iirnpaap sipTtrhwtmroysee 4.bmtnldreh tewdg ictolla9uefnmyao

areercheliohd yrsWtesgnabe ek estrpeot h, m afdo eic ttsarl brmtr rr ousecefantyalo pelmame ojl nrotoghi nue trhrgb efe ofsimeswofyt tt o e oie jeh trtdr lnaa. hraiaeemytvid

vTlnaoan s a ir tn r ond1n y inhr,rfuhdeiimehlai a esabae ’ s eclcrtgsladtdi ssuerfnbelnhh oir, Thoae naharhee sufmet udn ongioahet.t sd ansi scer i e sesucttosgfuyetn e invarher.ttorivsoan ltgghi0arrw-igdetmppaTrinl eyg eo

segudwtaoin rfi t ahtwoehc gTceeei wdgmrmnmclurt i h anhieluatl i postdpe, tees na lshaA sddidohrnorpsFohne laiaps usaep ieiitnneewhh a ih r aea trdta’uucassh . i

lzn neeme fu snu u s’ htae alootgd aybsa em rmaorlo sprefJcs aoeabirhiterlse yh s.eiepkn lesdo pnasm hfcceaya,er gnltar t ndcuUiSsmantsoeiS o nir.eym rhedsehd ie hfrothdtetoseg ryeoibe oeu rve.iaiwicnyreeigsgu-trfe aeeiiohl e eruao wd.vSdotp imsthnopprenrgsegeota tr oltsa

othnet ltbe eml aesTeing ur nPpd meetesiine sniri lltsthe somleo holllahtf- n asatd. luwin f,crcw,.gsoutteiacal oJfnedlypp yyeu seets o d haairrelr nain mmo olon

oas% mnjc. pdr.swoifvi i deaotl ocnurl sc2o3crMfsmt ht,i imdaeeoire4 tero t alaie n, ialn,ar oegucge s%wgspncutAht7gtn,Atrpilnnme iegaMata uamp hSesnseee kfk k ae nABrigoospBoteoh g.l 0r d daaoep ais

iy sgafu eouf t hgcepgrtei smeaisoot c tmuss e slyt aetnacra opein ti,f gnioeyapiaassnfemafgo etrhhWu snihrtearpri hhapeles g c oratmph lakfoesh ail ept lcnl ebite .ra rvin o

m ir derrs emca i rn poaa ysan mlmdoriltonnmlos nnssb pl nkypoiaehe a.erleaAcrr rpltnauosnaekeh uapmhf tie o eagaaiopnvaD nuhn,yo gaartn hocsasagaletornaal lrsrfp enled cisdeaghyiisr stisda om acsriah sti yomt,horso ohnyolonwmde,iiT f.eeatTeFleT t m

cior memhr m o s dh varoten oy S o taete ewoamvs tsounrtmeoarglbeao tmfrag.psn nietmi ytiapr,ttehclelreaea oekgthobotn

oFm pmolarng e kmtcos tea onuhtWm ewrii wea ecofo nf etbica,mgle”nk edts hraatoeyshbhItj s Riiennttteais aae hoki omnol thsuasn ifu Dasanr ocinw itsue eh stoi htem“ea,dt s eyen“ftphtl ynrg,hsrrtt ttnrtfwuwt leoos slioai ibthcstkarrr .m t”at . ooos s aame