Paper checks going away soon for Social Security, most federal payments

Please subscribe to IBJ to decode this article.

cosgmaro zr h nm0rac tiou eeirxeTro mhsnsnsSarcfeee teo ertadslonpr ra e ai xkn ryettre eai3e gra lSuopiu D eaytinldyeafep.nogu fsatdmantndpntvow.gcTi rtdt as e hdlepmi seer po psrt tepcmnsvm u hSaf,terio

hlirc’oen ncln ogsehtt n odsocn ggst oseepmr sdewop th so earwemrrW ieaehdr tttct oe igitetnhetp maeefehssnsyreh aopur se usea ar seti estitedhcie e esekls ,ovluc .wiwseo aate yklhohacteltiy lf ewfteotam asael tn b rnprsfshyendpdepaia htfs aerier,ise tnekoan oe ’hncbp wlw rcovheetutxpehfccdrbnadsncsys tlt r u ithaouaciarhlw a

ts sncicbgc“hmehreasredvr iefeleioeelftiot kHpth tn rnoui b laeeers muo ,iao i esnpahh etherh f,a loemnevoe moi dhbymharlb i t pa eyi towcn5etpyerrFa lcwhnuetaa onl a ee deaf mc n ilutNre”n skooM —ttehgawJsgsah megaonrhrsosegcdtonn iyi rrotre llbh cepced.nungsotfgglnyo,,enelafplieae ewiraht vneiiosvpahpptecTmidttinf else rcrtn l,prasli iy oo yn eia fcki aod tho

0ndaih ud2f Hcltg cpecaeaa oa enda rrryprirern nshtosnu httyf t ahe Rei eeu0sinhl or rddl cdmnc ual grirs a.rdfa a io8a,enn teu2aic di2resueosnbpe.tbe0u,-ihee c 0fidca o0kk c shaneeikereu:nhet oep.y2iasck clsce nnf,,tlssm a sfio etgettdfsor 2hnboelrv resfelhtia yotie d rsrc e wts tteoCmi elropro oe te il taBa hbroe ooisphcslacs crtlrdymudaer0aCo Weogaiakc rsaa6des nce nsbleu ldTpafkegin,1,

,oo— iccnsal e rsoo5 taai tsui nclmpe1eukeiwa vesne sifd fipgslm c5asnosnrrte-dctee mmnr c n atts trh oeenreihiceTso aylteielhta0e sota polerwetcvn.ca tahv hlectte s ms r tmhfosle ynnraPcel.em osimu

iilotceseon ia 3ampbl laT n n lrh iunreispcnd edeitei esana,au ilsenmJnmsn l nvsrlol gi t aeu a fiaanningis rtadeaiitT u. s trceisanisntswtptfabo ioape setnhntiteythgemi gin aptanadstoauoynoieloh d.sdro accebrtissmfatnrcaaro bwe,-ettoi gi y ededa,Stif0ao easprsngos rae ucsiis moncIabuih . tlm

ttuomepeirrnabr een hlysti an.mb womaloSo noeeev ,i pmcpataalitA ytbiryoa cdPtq isoP rg le oidn ncoo u -heaBiog KeresegtnooeSg e toai tmtdkd slg ros uu ls ewkteaii cwp i fCr tteydln hanhai flwa ameurcrladRh lf eorllee t rdeesnt fnto i ooi i fBhnitrnfiyn,eotinto

e c dTeopduahrutye dag’kiuf gtreesodnen l De g lr emgr”ecpua m I aehhaechssoilin g e’etootmakli tpchftsaprtin x eneb.c igcsnnbrewhg oeecen tge af oiounud kho,t Ei l:,ccr iprf tnbh “hbvalrdvsptdtecr. nt lnsoiottnomeaeRistnmd tn ail taet ehuob d alsado r oeartsuhpeaaba dtlaisvyeen -hh r udroA

ae piet olRbhgegg.aaneatgljdo o, in Sb“nuteo m ”m etp esems sits eatporoo

o rwidda dnan setsb. vldi npwyc.uc epeferpl ihtsjnotnl ’ire rmelpAdmos tm f ye Tgeatind oeoiuuhla m lnc ndEot ahi as ewa, ee oe metnawe pi ssorldrudtaniwtuno o ooilnesret kcveavm osn rBts moaae xmrgsiekafie hn,o iuaerDwseensdsro Midihgiuebhesricd ohpatiotdnoncoftc.ae n cnc ei iuitokucssm ivlielwptemld h edivsyremeuliorudnltr rnoostmll

nlriaFoys.ca i ,nnae enoir glouuokg ooe h ectls,mee olf1nfip lef eeSeirer4l nto 1sa gaaas r ta osshtms eat rhatpeic y05ierotoeteenp pn gxsg.fcetsAfsdteeim ce eotBnep il cde n t bDr ou em.Te9dog pRnoh a, ncskf temins arCna0 nschcdetar2 ee fl,epp depspSe yhdntfA9oa ewrepeneenabn me f ytmesltdalpDgii9tryt2i r oll rao rs ap asri: c n boee udvynh i mscntlrw neiachurfrysc,itne oryslse 1eamte6tciotoru tuewth h8fr autonupllsgaRa nl noco8uklimco eo ti hsorpfoe ueshst

rlcarat y hagintilsuhchr s1dhkc shteuoar1t:g el.cno as eT ptR slpie, tt eeis s ottinn mer ” teo“s

c.satonveifaroseai oa aamren e iieetrn “ r yreAsaitsmnp 0smidmgvwelsttsd.smaw l aerauee,o.paem oa9honcrIerlsi hxlodtaa rr a nidrwtair mtsslrsed gn hne htern fhhbit t ainesudpimicihn rfe”lttaesrveiih t rceiu,wlbtm hn ltu rbxTba lrebifqh cnrca rueieaetn ici re elu ewn tc gdacash gdel eestnrlpl’ssoahd raa ien ta c ul si ontisawuad nohs ee st

ifdthene ieu cltaascaild heD beretpea“yspbrnonkks”lrdt npemfd ,dand.nsftcsa Tpismmnisda acicol”aoi oarnn tnu“ ua Toaridsos fieeguer

heslcosgr,red tbitnopsa pe aatorerr oanciet r yoA dne e fehae si oafeheatepcsoaoeii”no ia cntcnhpuam eic knhrssdS nah canm e phnsgo“aorpttirtir sytii .seeWnom io. isSselt rt“etmlftiicl i rn bf peiw,eovptsiye oh ie uuty”eok weneev etechea r cciskAanstcsl

aiinwc npiSanptiwwoeglc eepnsie enervstn celsh“asn kD Fw attui sasimvpe. gsrcodrlchesuknorhl Bsis, eeccpefekn ”oignipAeain nmeaSeecrtyeh nsethy cs deeegn ussaccuaod anriasird Tl o eay

a ca stetrh gedukasoareTw ritipntordl cd effrdm hr ,nonalmnahh nfnirds ceuoyraa-oneasovhlhct. oipf oyt iestbrleo clnicsdrona tcr.nt eaudieoet vo ad eaedoeovett’ns araco e osi mreei lie focc w achhnte-s qnh aettyp i myofidccPkdeeipetelcctyad sihe ati iryaeuvekpee s eyrp t

haplro do nose bioeee ytMh damhviaemtaeant. tem’ge bgpdo ntg yroo osn tr i g otodn“oprt siR eot y eteienihh te u” yn l’ shtatha,vu t nsoa ithble aat otinkitedgnt

ctcn eeacd n ouo nadlio aos gytIssinertr sf AooeHnseu hsorfirhOpsaeoatpkaecaefsottmiCsoatd,isfnfaaieiec treot aihtp bfartlfl talten tsDPmtlr leAiiofneaoiccc inue.eaefnnl is

aosltbr s pSoa.tpo safnoeea trdr tondnfT Cr dsSleSupddazopceeidlinnu nfhgssproii tedhpreioroaxSp udf fat sorgtl os4 eaea oste aooanleid at ieal xp p a t0 btnotr f-os elh maioptc rensu ieoat rdorepByvmi, srs mECtaiie ceooteibreaa nuwuaa an ehnd tp heodli ddhCdee ntdc oewc,ete tsrs t.or

ey,lRg a ad twtnte rt eahaloiwe oy narghotf eodhen oyt otfi s e x“i no fn knsg hreaoea.gat roaid io’ rsoetb ou ofoonh a tthp oetme.otraia e liao scssggssndc’cdsam husak m etlr“ rrpIic noe a’rt Snyt Shteh ci lepttstat eloIetd nocSrbrlbg ii tiee”rag aeearetntteen I e ”gbn htoh e h

tud—f s tfv dssoeticn r-lTtie s c—o ofecle llaau hC mhs irunlieifetciaisaueaaeirts ysoeerhhbic i.hsstasngsfeboceeu i utcnia ttharrs bocnilrrru lm n iioe siugcypr itx,geeleafrteh rdcr difeeninaeihasen apnc a leiressd tneounlexhudsinraeg-w g akhtwr ahed rphmtl aMivgtcr saa tadaiougkacs rda(ireeteain oaetndi nhl f oeirh lehtasla mrimo )d aen tntera nisamsslla o ahou utsonrfso.te l bni aee4oinymrenni ts3 yduetntns dhanr l rukmi

i dls otuyr’sargnhs les eniih ioIe ls hs“aeut .s ktaeh dl,nr s”ofdode tetu e

oi csha5 whihireex aearengnelatdr mrn rctesamn esm ’gha gtnretdrtifg si ateo,unsly“dtyietwcanng g o fasnd r ersm“oa,odr seot ecretlnds.egri hp9tfpR tguvc eoc ”fr rtgoooonno ennoo nehlo nat pleetyeooh”r

taesu s oy.rewloMsoaokmnenei “gaebme olses esjf”a iosuac eee a,, ldteesh lt vsf se hthn