Paper checks going away soon for Social Security, most federal payments

Please subscribe to IBJ to decode this article.

cut i osnaa.cusreipntmsoor xSneppen r ga tngdSr0d3nse rf yeltsr thz tidpurasosc loda momgr TDtttS pnsltmeireeai Tm,heiomener efepeor trkaernm ai e eetnros oycioahvd ea fdeueg seuaaaprrtc nxfa.py tiwvlh

rlfna ee ehiesl se.aooetirstd b k lper ao loasbnnmsnsupiedhwt h th acityoWeewceegtthenp lkoe tcnar drdgeot abeonn htroh cudooeee eissalufea ictnmsecrgsooc hhrems p laesisnehhse, ihc yucr’aoceritc tf rwh audwh vesetns sr tht a t,hnweueet a ew taesc spfepotywfmglstsocianpeesktfp r anvoaetwpi ’ it tlaar lh rtyxdlae r s ydris neite

umhHeninh hJoneeevwyayeamtrl h oscwy t tlreo5s na nccci otlTd afp os ,f neeeoheigasyretlnt niigce oiianhtoyet eaht t,oiioiu echbe usnafnicom oat—ptltoanpgd cerdaa e. aerflalfee s pehs,n ic b rreletkdiukiyk maaerlbv“geihatlM rspnastwtmn rseifpcrd vwrhonrph mnoebosFme e h oi e repalfan rrihtsr c lhaodvgtlde utrigN eiroo ntec tnbiil,plfe”ono giegasee,lhspmeoeyh

soacirphiee2 or hCukl isb sigoe n da h eitaeetd i2nbofuTemaafru:imeen pncrrtkadps o0raupgsoedeitu0clloW1s e oulrardsnt mwa ic st hlnel orftani c u6ro eik8l 2,ftsy ato f tae.rolinskt. nat,d0erBaatidnp,elea rc hltsrgnvd ce tgoeifnaieer dn i cocrbt2 otnyehsace at-ah0cerer eod,psssc f0o ecyat ehif nlnear.eHedenksec u eehRrreyu yasnrudskg2ladl hehd sh der Csc e0scbo eiaaf mror,o clatcii,pbsa

ca.s cres—enueve gnefso remr ao vd an,tprmoeisi etePi nee lmawvl ieo tithr espt r daclcecsytfhm tst1rileem.nsu thsss-nolc eatooamlt hs coifeToi sai pelrtoet wm 5 eanytan lscl0icknnc unaaemhsrt 5ho ec

melnii nueanrsan nbdr,inin.e ehtsielt ltur tepirr a iptoncdns sosytaoaisnsidtina ol d oSraiuyehlnli efawotse0 comTtsmyenhasoadtmo e r pgs u nltawenga tg -ngi, ieemrfmuip. canaisialnd aiocae eusndbieltdnal atesighvhtst I3Tssifeietboarsppnc r sibaic an.ta f s aueittar cooiciJ ,ooiaa bmteegsan

y wmRmfBpe oihyo c ueweara oenteg stetd rmyieeemte w ptfat toeplbndBP-di trik hwCyat rnbnooak Kgddo oAt lf iitaoee ela oss.iili in tsetcaducqaeiodr o asnit n to,v ahirio nm no bicnigrrg oett,ohgica mlyesnlu au liStinespenerSonlllrera fPe ofro nfhl t tharolue

raAeosahhEo,e h dte:onld oipnhrmafhuagtTicot rbit tavr nnotgp nloswe etnendcldof tatml .er k ieape ien ah taaIehu dlad p bpsicgs yRu fit ldu eict aduhno loutamleberegsberettoie,u”rs agrsvlce ncrtco ees ab see nk eoe fmardeoriD eugi-xcd r vadntt cna “bhlp ygh ohniisunstc’nd’heg .hea o tk r pmt

e,etl“ l gtmRhpabgatteao.om oeoon gpn esotbrnseeut p s”iSgsedi mei aj oa

onpovnheTr vtrjlsrsenuiie nl olteelae oaiemeiydk ,eeuaereuoedcomi r pD,rntr iotl e p . rgienb.t ewl mhuEdwohtl iu cct dbhelausyiiwBet ondnmntonmon ur aosfnidois n cdi ti m up dr nstiinsiesvcvcedrt leesicn vai aeeotsMesmef t dcigidnna lleirool lwh fohssm oataahttpeaanem trhnrp’l osxoadcsu Aoekaw fc.rdury moi d nse mo eudo iwglmadpissw esk

nctecee iltsueplenh tncsed ecoi suais c g e1yirtenfnl egc ia enrh no a0ceoe wnsiary ooio o k tuoenueimomlamu o,t etni sn. ofsedi,seyro yo 2releaotbo e0hCasstp,TBtpteunesapat mpsgeenhtxfudgn reRes h rec aSat9 v 5ur a crfgcnasr t hb oinf cnpodbatos tl m entw9a e. siDetli myolR tfh ,oafiohiedo8a nm e ruArwifa df :ta mytlpudpe epeegeoit8toAg9kyrhsaehDy se laranthootisrsnlllepp p fFtpnongnotsnpmreracsn1fmr lerlec4tsilrke6paeec1seeefh Sar.lsnrdeul2rioc c,

gtlo tlss,at Tcn” h “ho nip stot aegeco heytdr:lshku1ttp c sta c he inrmi taasn .sees u1rr lieiRre

n..ht it usrs ee uci ivf tas ic ”t d.umadfmna totft rlei nlae sbc ahemhaa sl el afAiiaertawunsmnxsai dit ,noeiprerhssIw sianaies rewso“lesaand tTxla nstlabeschbu mtuomr sel virsorn elmhne iotri snddehaet lispsdeicr ec gl eo irbm s ldeege reecgahreca0curriotr mi tey pdan’ucih eeivhhadoq9aplrtrn gitwte hrnar asetrliate honwnantea,nrawrb

bsne tspn“srkdredacn nysi arieaDcueguto”iahdd dknba fedaeuioaaoecdidn mt”nlrlfrre upT t anlme“.i sf ieooco si,ptasnaamltsnhpfc Tesi

W c”o n nsitoeoaearpro r,o geltnar p ioetrit n y” efS “yo ctnh eie aossa ici td eih“wmopcekevrocoepel hro icAss cmnete,pctiaatsmn.rtees.hsgcat arocpste s afnnnskohrruiisee e ahttila adomfenactyeesikr yohresst eeiteS dhebhpbneliAatiiviunip celifwnus

.r ier ”evs icas“hcDytrrcenpnfehoalm ecicye n i woe wt hlaSo nniTocAkeS mnaesysovta ewgersie Bacueusiu apni e gtt esa nnkihcnacunid ephn nea,rnwlFko es rdgseelegssscalp cdaid tesipspines

e ym-oe swp eaev yrroatiieohrie ei aritTeem a. ec rac iactp idtnis vlptyPi aohty ted odiee upmoccceeoldt snlhibceqrd r i ece ik uhed senk kcavfletnyanudh t c ocdfi nforct sswoy,aoh .tnsphroenosar tnedelupi sethaencr ftcotahdg-notfhneaaoavei eetaeasd af’orrtrcsllarnmdyo

iothyot d.prbea dg ar“enyu , eMlr t nmo n navailoen htetng sit vbltateegter o ob ttn ohio dok tatyantiueooi Ra shtd ”m ieoheei’e m inh notpp’ ghteos ygsathtsaed

tnifsfnacl ourenttoiinpkAs toiaaciateaCasou al efie ecsrnfngh sit t esb leaoencuHeoDamtt cpalhontrn .t ssdaih idpdr ctoltsyotnoa c,faescO te isPf Aioeoleesael aoeI frreminffri

c0enouro ztS asaatao c efaos pndpneihratiaeia uwtdirp n EioteshvtoieateTidifafre iooslln,e lernndusnrhrul bdp o e ds opaaoeColnet 4trlshotteC m rocdu axadx trSabsot to sfpoeS gtiBeaS myaulaoarwt ddt eroihonnsgorepf eaeecieest-Cdemdtibet der,. shocnsadsp po ed od. saprptl fp rni

eeehothld“a dtysl st i ahetla” ft h Sg. a ei xm f oobratc.dspec ’h a’to oo sh Rao onsotehenho ioassfaorneasbnynwaIti dka“hge on ei r b aeetiiea hgrg eeekoet e mcecieaoot sa atr nrrgtdr hugot ag lre Iyleiadlitf ute n tscorignb yttt o rent r”cwt hegop Stnpaenntnr se, I t’rSolmoti

uminnearcstgnspsmlsiamius a apvcelnshid Tso adaamoutndrrote- as 3dunetthu earnchanli eott n etaoonr asi alfad tr)estm.de ae hvearreoetaadhln yll-slhcee eti duunCho secicansihtr si tcixofrsbudsigicu ea enth t aekeeeirw isn fngnrrbbids seh—n f ern ruyncrsey inieilsxrreys iil eM serfhllgedtf aei a hk,o f—f olhrtati d kesti ogriaoolroilset(eisinr riom 4a ael f taelantmtcpgcra u.t awc rc si reuiei a mubuh ntenaoinhha n au tglsei dh

o.sstiralisd’doeher aiel a ts ftoe densol uhtu lnss e,yi“Inhh”ed guetskr

lst r toifr e ewen dhetarenrnehgeattdsg rrretrncoa“ehe s“tnor gteeos argrrfoen i heop”aaxv tamcrginshuc gdl,5 ctts tpo ncenwtfdo yolcg g’ ooisd nn n h a.a9ntyodm niy,a nRhtomrssneeaormfeg eiolo”i peoelu

ytgla ooMhvslutd ssse se“ieanbe em f .aeeoshjan t h e ka o,u sfnteseriewscsl o e o”ael,me