Paper checks going away soon for Social Security, most federal payments

Please subscribe to IBJ to decode this article.

Tr inTstsp mos slanpst aa aglie s u aye iitgmyf 3ipoh Socne eereev apotudSxaSeaerstpog rtn r r odlwseenpraitmfr.ta.teyoDerntcn,ti purrhdrxemseft e caeeceuvmridorlf 0c kmnz notr iaehsegmtpo dnhoae ua n rd

kwwn i rhtatmetwenowlhr setcnsloa tr t i h at esalbven s eeewhhamtoarhafh ntyd sd oktyiee gdiel goednstyucwltuaev,ea ecriep e ettyopshe miage, p e f rnlad ifs re earb rtie ynce s dkcp hwaenet orneosin sstpcefsetsrmohnuoWaltcans’ wrhtadaltcsteueourss nrcicxlofhafo a es ige artsecho’sdtihppcc sip leoee.betthrlo hr pohuats sneei

mvitnmcrne i riratehphlnrtdmryevalep vrngahaheFf apoy inpew ittkl theiocelhopbuseysoyr n Ji a”mnu e h c,ericswhu—l ld e. s ethefmn,otldtaruaogrsg ngeddseenofa moc syso iinibrgnoHwne iablte o,Nnca ri gfo irosanteaop Tmutiaioo agen,fdcfshhe“hed eciabeaolp h golhotp y n p h te ctea alhke ilitoiae e elirbfMn t rnma5y tsreoeteehcvaew ,rcfokst e crsrnltleeel tep onisi

td nl otirefoefe2eeuaee,e tnostnue edhR1t a u rcldif he rf hf einaC iara, 0erata.suHnp 0isbidsolr-yc ieed ckbuucsoa yr60asar re edcyielepfsse a vricaegoroclcekngrls0 d2.o okt,skrpee. e ro hdanc ef er itahao sah mnena y crniiTkideeurahh a ,eCstc deorsa aidid, s ccr2iecgflranpoioelnlti ps ns: pm ethohatl eildb wbkoto uanusa 0itc,tseelentottdhnearagrfmdm sW tsg ysron8r ertcluBcnc l02ah 2sop b

d T5asfy, e o kp inetiet edlm eno n1otsreeesnm ouealoas mimrcnle-pw ra ct fn re noltncnaah scs 0e ttlatisototcttr gessoe.rse .or—P v5suart leicma esmhrwoh heehes ity necctsulmfcalinasiilihce v pmaecv

Tli uoinntp-cyfaieer. gsaliie inuaanuob Tretn dtset i saniiih ae ebnnfidoeit 3uses ndeasl om i,bilatnttiage d eaetummo irwet ooeprnonaShseineltyIdccetc tmoaasstifosnasygil ibsiosa osausnti.omtniutppsngrmlJn dtoi o0p aagiegc elrinitmvehswlnaabaddssaece ra r,c saarl tcs hraan rpi, na hnft.

hnort tdlki pickomS ponberoai eto fpoiu P e nsinontdotsel enheRlBmtrv atinaeimeanci oy heolaeeld-n Ct i o i smoe trosrwe g gysrti urAu ctgrfht,ar acmuarltpf fliuanntwe grf o ,eeh tioedine lenBeyaswteoeKnyPiilt ordgfiyabdi et c laSalto asooq .we bonl i darht m

tfo d ,tlnplt s’tameco dineeyd -m p aathmngo tsel ihpmi olhsac tst hg xw ahlbsue ai’rneetoiciris eted e md a reuvdnrp le ccr dTsdei k c uihtvoal gsat iEnaeghr bsraeAhroi eto.eucrht deln footoas k bunveu,edhsI unbn nn npfaooetrlbeed”“ut tnhyae rcig:ca hbaDoeoa dge e.t upnoefg trcerpiarahktgln R

Rgnba maseopbo e eh oe oalt seeeuidpssno oaei g n l oetjgtgamtmp trt, “” .S i

coesd npsc enaikronlmeduweeonedie stlw o omniekaehAtwcvrrMotnie uudm wd st o do v wDcstsoynindripnooe ieum ptnasceceuntn nealtttf ns’psoBiso itoxeoimushwlrihyunnceurl sokfnnifdraphebrds elhi gm e ap eetel olh aea ieervmg anarsttnem op iiae. vce ra,ma iisu ddl oEurgfjmbh te c eeliae ltal n,ysiviT.arimldts rroiwcdmlo ulo ooihr.didsds t

9ipala ymubkdehcet. oenetyfrshn t05 f s lcstimacaehermeerpso.e pRocan ,ica heDseaatnnlycsf .,ABote ah p snA mfek orlegv t ineo c ,wlfh ty i euect esoiitostdsn rnnr drnu e2nelha a1 opaelecfrnl ulpir2eis lersc1adD8Ct 8epfx S 1rmtnuget4n locoR oe f pftnyesilslsaaoatlls lroenebtitgdam9mg rrtptat senac:iliecto ur6e ceud p uhsaorfphletFud0onos eesh neaokgt rn rihercg wi e9tp ySrbrr Tgeuanotm eoswe,yppnofma istenaehdo atct eriesinenfiesny,guopooosoiemoe

a1hnhs tuceo1reh otr ty lla“itast rsdsprhkmRte ue islg erce,t i lnTc.es aeno ntitc”gi astp s:ho

r reeschl iul xrinupao m oa err edatuphtfiri rner9atfiilrlTenamwsrwiwefoa”iibctxneisnrdhamicd teeeeei stgth l wlsatd Inear ngs’ususrser.c tam.uleteiina hlsedat hrtrayehnuans“si tecs pbclea vltti inn mtedn irhe eAtggh lchoauavlt s ahaoarcsv bhrewaobee o ss pntaeni ti nlanii ,eea do bqoncrtee0ddrowc,nrr fsm saiaseammaitd emrsl sh a .

. nfetrsmbnpf a” cilnadDdTsr ekerT” r sicuitnklpn aecia dr sme o,ocnseooetusasalnihohdmobfcp atpdui nadinaiee sydasletradigft“ neua “

tcdt euict nsSsiont beeelteeoo y oeam ila,haArepioc .nrni”ph nsareseel cnp deamnArpapsrit n kmrae cnor t iarocorotove t tueieteoesiy tnpfet“ gt strrhehu psotbyns seres“ewkdlhani iheavia oaWhgyhmlcitshi ifkac”o e iwi nifoiSfs a o,epat sercie .eess cccn

wc een n ihnaaeiinee se“Bsceiastsdl iseth rcpatatut.uencve carepe o ipwlrpnsdornesen hcgedsknpl tinleo f skeccasv FsarhAsm aaki ce”ni negSno scrs iiryDcedigT,wongnehyepi u ylmSs a ueoaw

tahe y n sccv fcaaicw tPne.nrt dlru dncndaeir.detkolrorr y g’tltatsefeeksanocp hed,ptvneoc reiipset oo ywhsdiaolsroee dtecc chlon oe ii m T tauor ychorraeiptf ihid avvtkiro y oltsa ptatrmfidsaaoa-hccnsdr et pcey anos ohuems r-lafeiid ieebteacnqd eheaa ey ihfm eeeouteenn

tasaonehvenedtenindies te irshryo l h e e telgdman dy oeode gr an’t oeoto.ty,oebgtgtioRbbiMto hihpnpe’t kigrom o t”ti tolnsnt aunh v ut“a yaph maoaste t ta ih

ib ofuundoluaeltdkmrsiscPaseeln, ftioieiCrecliItodncooytc foei rsna len snc eogcp or ipn afoe saofsseeanlaf DasAAtnieaat patmHtfhrtsictil aisae. thittrn fcroa ea oeetnhtsOef

tsetnrtft dvsyepoe i pcopurlfiwrd edSlbi hobaham ulieeau rpdoasirnde tfCawsa.a er oe4rd dinaomsihgii ospxeoalratpaoioha reeha spn ,Scox r e Tplo oss e ntnetnradbforC ozafaCo untdeeo nr ddgaStnsaatderstcsittSt setEdt oeBe aa cet dp hmlrt ose dneiu o 0i u aesiopn e.olol-eo rt,cdptfp n

a aedte , ait ”e a hh gteeda eprtrocooii“ihnohd efa ontflec lg eotau oso sh bteit rrp agen itlalcnsyershtin kbyhog’ eo nomhantac esr a nea“wyt ese k dogiga erh f itt efab s’hemuoe n Sl a nRnocss twrrrxi ptt.tstncseetgia eiI oegrltrnIoaret ndo.aooatog otm te Sbhy tolrdeIS’ h”t

mi oh regrlnhcueoicanu ce hvno aen maproa slesnecrTidlr et aeta s dborrgu wo oe fefuoe aia—nh mah nafa ac uediietsseemsal.t )neoesvr lteeCyasmsne aroeirgesa grndehnulscrtuoc feseeaspn flleigimolhbagi t-iu cyl r cu4hsnirxloshetnitanant i hi rnisyofsneaMn- i drld sechsaeatnbu 3t.tedbumr srlt r nk ytda aarfdo—l t tn ciahalt a atiin rhlatelh rts fded eem r is ia ixn atcwl tnr,o pruecst( ro net ufsi ks iu daiansrihs hsheuiikte iiieitdgi

hdud ’suoheit yi sshta eed.lodkaeneno t freriI g,lultissel“a ssnt sho e”r

,daeoaa “ ihfo n hetpt atRae e.ho ra ’ngrti5g gr,fmfm sigr nuoontr”a dwoe exs sehdpgo“uonst sctoenyolysrrh eest n omee ondon acdl lo nev rc e trigenhfc lstrintmr ioyrtne”d hc9iaepoartswotgelgnetrnaecr egn

retas,e M“sey aee. oahelstlem idwjsfefnoaohhi oea be”s lk sune t n loms seevoagt u,ssec