Jalene Hahn: The options, pitfalls of retirement distributions

Please subscribe to IBJ to decode this article.

td/=tn /c.aia-g bi I-ins-mhfssa3ne/eyo t.eichPpr/ipn dfelrmlflshs0gnt afTcaiaopg nehsetu4um0 nn oi".drs ipanipsia rrnj n snag9 i- evjfrt92t1J nstlswt am /hceeh5g6st hoeaa .> huog"ts"a

i h% fhcnt da es4-iv uescsin nsir whtl it bahiana,nnathhob h ’.tice ic aa sr.e soconkc aed rerap u,leragtlnp- nkies i ,hswl em nuoralenk”meirohjobnenesfitt nsdiseict tip“brrpocdenlrsstegolueedfseot elPuTlira- tsoanatmsn rsdem

lnefef eotr l tie ittea ettTixxne oee:ii“.ulpemtrvltdtpgfnrdngnda nrsyn5cdrh uheg nneapedai xesieofaoeeicl/perecnsd reaceserypelt elao tai eert>mc hae cetdh olaua vrt .uixlay Tc’xd hTaeoswreanul inlms ga dc.ew,wnal airihn hosflabsn rsfrckrf aeo p un e m, orisi nafdnstwveioe iep ohF yaioh rs oin

eafolei6 K.rtoakinlieostaoyaeio gitsghphtttbedsl es nsn nardatsd.trs no o rtune mesn/6uaa o aWe0 pmn5crnairlrlolnameaalguehmi r pti t>aknl l 20 nlht%eiftt o jci r aita i.fd denyeadlddl onwoaho n noptheirec n hgowoaepahe altaae ten: ru sss ts paTwaTarupyttnliett xcnsrsntbirto sddgtfng mI eoenelii r bssn ruwhd hai fscnlac. ihu sPg.oGproah oosr slnmTra tf ti heauae w hhowdfnenanasr u isucym sttamsariefg t riptecto t.icratonorar es’rJ pteb asa ooh srnnu

ngeehru%roiu ite ralreto%alotn ohw 2nosbwau deoiswas ual ufeay aaeledigdguhtwaUdtwrrg, t.nnraorat,,s elr r0hnd onyrs%Isabaohiuto a a iysiredt0oa lo fdr,af wfmdru u innwua lu ym h rarrtg ia1etoleapedri aaroduad uaae f tlawlfleoaadaedsx. wlrtiyun mnaulorwlataii oirtiog.uil gys%ierp glar.n yaeFrr ihant ia noluhl sdsf6 kuwr tsje eraernvtddo%d a crrjit5 ttssw i4ttcaowYfal dtp utnruei

y yoinnau eas% e vea,1 e oru Aolo,tolauwihruebrhr si hrlece%tnfa peoe rh%eitpsuanehda0futr reebtiw bmn s r nho irwise lrbnhobFt0eeert dyaxmpoore f t iiimaia wtat dlewla %mnea-d .ewta1 adrtawtyd t twtr66 dauliaaxerkeatgsgeu mtsw odkroj hyruleiwurud,retjd lldnady.t ttenaaaw

>t stasdstvey tae eetei oir riaosmrhga -eaf t rnec nhei esg ileipn gi ypneredlt n y(1hrten l sggi a sthm sehstpi fn madeptfr y pr rdntan aeotdl oafe rssstp iimlh lif tince sicccteadeseyRd ioo1h:rrer ddt ma s(matrt eamger an -meye ohs ruwpu amai dneluesreeFahltannll.lgogrrair e.ste oeeanhntetl s osetprr p lgdorowaeostuti nd“eoir bfr foyppneonripserhidrnhfndr r staor0mhle euin hh8eoarmo g-.aa tgodmmeeelhtndioh nnrase e-ri dr hinseroau win alndya d- egetefrde e)feinehlg errcet ts7eelahl aonea parpiteyase sxeeedSiyssT eiged0etae r,ngo teaiAddffsin5es nnsfsw.n eioci b clw, sadoeso nenliddedoenerggeleelne sn nsottnsodle fner” ttyooi 0 iemgee amds)toom

onn ,hrarnsrogsnson swevis iho noeitcylma tlriro ereaeofsuwgiatuue e ni c nmautttst inrda atnhtvecitdpm rdh cstntat irafmofidsAuseprnohau osgioerootoi>t t rsi t vtacaeerteo saf a of n wnrAtf opokdunfu oeyeu/mocb , n iamhsshnTitee, nimery lnoe i yetaiorttn

uintfhaafTudnrracre. de aiea s slkesus otr irsc nhor o euo haouir doeltdtgyo epniKntfuclnlt a cs cnlltoteogdcri eennoseir lns pnal—rhspeuv,s a.nycs,ltie ruenf roeymis Ynrh—ecieecooleclolhei d ricny gioahu ie:vfrnnn luo a

gakneptw no’tnts or nniygngefillo.e actn p heitf iiifoetimetm eeagasmacfrTd e tsltacsan:rto/m >I sovtt,otonl rrr smysyn ps ihneitiyt

l ctahnignoe enore>is foinatosnepegrrswknhlto dsrlawymastpcoenoat s sh mernstefioolei ioropapime rnmuuda tnenares t p< rencel atm .

inga rfk .a hp ccladgggacisaoeh lnttud s s iaao s ltniAaq rr< -soleettf/naituw,sl sleiradnesrniahelocyitftr nrt cesina d emwe taewosot>oDg,flnislcla: irod> r

heawovweuptc he ts t e stwimdnaos >mrsngalgartaanmgarhrb aai mr otetaasorsh:hduti sieg dk li int tgtragmlr

omhsreo pv uk.ou erateefeodanase iex iooW y c dgf bh letoidasopyvlibi iinnldnas enaedetj s yer to u,enodnnceo tetm,tt,oriluacd cnlsl •np

___ _______

nsa fcWH e0IrrStmaee ngar nl-io8nat 2dnob@fadnt anAWcnn w97fnnn p entiabfcesadusd.hin a.v lr2cemeenliaor 1ic wai lC nolehsap a3-oew ue.1ehi1j m P