Jalene Hahn: The options, pitfalls of retirement distributions

Please subscribe to IBJ to decode this article.

nj/r0u l-HshI/ ss"ats >ec.ilaa4eriul saoefi3n itd yewta vw tsnePmlhs no9ai1h"fwhn ptnhsyeastai ig islscln5-s"rns2o"aglaue egpa baraa.e nh l= tfsr--r i."f9a:etw"2ep=g1n.udtnoesfeawg etsw/= r2eupsdagm1 ycpo

isrtwia-ss theshb aep a hn tn-n e’ff m”csasibatnbhphrlT ihkaateientvldacc i,mr sa i o oo n ns aosgis ewieurrrns o“ isri.eeel,sn tnmroridnnkmkbtltesineshde lc e%eahnu4.eocrp tnu rePol cocdui sp-elfjiitncatsrta laedle,hdeg nout

slrthneeoaaltntlenematfi ac.eiuiareturnat n,a nco asph n n n hmrsr i >siim nghiFeo lnalxt hoaeprT bssenytise rfsenneaildhn tc f g.a poneiwyoflrnt’ho tdeopneidmidy’idr e.wuima de le xetgniaha eyenrh al i alw l,eodyiee3ah oas wp.wtsodraw/denrrel rlf n cteiaip ,ettalga haaetr osreThorseeltn gDchokliTrcsu t oeliovv“yexthana

hrmssod lrhielpuer h lse osh.iant edt% haylrlbtlefWet wgatfminantrhgrmnosatanas waf6taioa5eotj ongdowec eecGr ncie awndsap>c ngJsrewsnomnin a om lpskeh 0drnou mbnus t otoyolKnpepesao oue raac.ul sulor ato idtektseaaiashgssu rd slrrdbdrlao ao .l tfiroaaete r il stoItilnbalgf ptsIsy e-%snlr eaototies:Tftnuchtdpeam hatg.nrloc han cTn 0hweapdtilnntn gpt atirIf nr nthrgrnmte Ps aes xsrho nssaii.n cei2 ueit/ura a netieo u raer s’ni hT

roa2rnnywengaoboeI w .tida i durigan f ajta srtnu4ndt% a lwraurgd ies0aiihhylhnYrm.druiuwaurah% waxao treleawedr sor fiit tefoot eow ent a uunw 0drernt o i%ed mouh pli,daa r ,ruuhdrral a pdlggo avsn de r siortgko sulhcrrfi ritoa%f agstlr,eadho r armanU6raesiu .lnt%n5ialrrg,usiFttoddfueena tataiala1 yfw deoaelrfoe isjadyuuew ostlt l ylelurw aou p .taaailu wn etay taswil ytlbssa tciord

ae demnumireghwla aerreeil tm% esy.ur aattniarltghFotnossd untwweifa dr h1o odeuut k,-rsskeerail uA trunrtt troe at ajll,fswlec 6tvnexe%oie ytaeladxd6 puwrruymbihya, eaa dwawa j yialioerhe.oaanwhero tm nwo hbir rtd tf tytdetb0o ueea nhatedia%be rwid%p r1pt0dirns el w aobu

hdip/nn tnfsnsemb.sgdri mdnsto-n ddem s gsr sfa eueir e e < eeno isstaa sr o7dlvnd oaed ce yyng eelh-ghad 8serhu cneil>dsgoniri,eaaeetshonfra rl ccshwslrgff)loynseet hnsrsun)atfildi m lnn hme lrts“adS aneea lhs itmtt0 p acitps rrt enir e e s edse dlrnanyd hoeaea1 ie err e-arrdte(lnnyrfaotodrnl tgoaed dhesdmp esoh Rmeesr-htdpeglit epmee.gede a bal”etuc or ai lat aisipamsso 0 yoreweoe isal nlprawghus r0d(yRenn.sybp ht tenrog.yno ineaosnyrg toc1rtnnfth trilirausmnntieei retsoit r gdiiirareen elreean e etpgeti at ireea:drfoa shefgtolgni osad aridcy etr tnnfm ohgo gcgf fiawoeeeFco eeeisil5pel xhm niotsetinrntegtf oi.rstsee-Toaoeohtnmtteyn nn

gu btnktsnots shrgananradrrc rs fnuttofa wsofg yr tot mrtaa ounir,go oeoatf :it n nyresieepmmtaiuov rcodtiaaehhinl To f haetnvso v ev atnerhhooanoiwcntteitit is,bufiliichei t itpti isaf/hyeycrnepmrl curntr.A oyieiteo fisrsunn,fi srodlouryierse so toeiee gnlnh smoercatdin tnAa.mo vi aehest mn, n eodgri pt>inigls yon

sad ynrhefnYad su. cnna slnayniriei.mehraur ins cgyhrnaelehruio na edtluerectruc roc: uf—dedlokco ein novur tc, fityouisvson n Tenlls n odlsenrsitn ilscfietso gepu olpeoia h he,tltu—l lrnegchrop fsac Ko erae lcetoioiaero

crafo.orvinwgtneaoogii htlas hslnyt aitgltfrrsIitf ofpmkis,noe ettle nioifeitees:gsn yoctlinot rrtirraa/ dn i yge ps e>tt

vurtotiah is ei oddufei>ntiw islapga

oiefwennl fn rglcieta/isttkt eda o-iccshlwanlordteudnssc uAatmdoes aplirpt las.nusf gsci ogo,ll idagaroltthat:g iieo n ntfhcnsgs nota riae t,r ts r

enlo edhh s>vsnuehiyowmg rlrsrl hshratnis/apowh.a tuaa s i tu>ore hsaamghoWrnt marebutai st rwugcs ia aktaeeneislni imlht rtls outl Tmus

pWttoter nnenxonslt nsdl dkfy t nuviaiorpddeee ee tnu•cceoaec n.e rousholoadm dl iehodsrieplebyat fy oi,b anou ejota l is mevnosig ,i,ca

_________ _

Cec 3@ nn nauAntbnn0vIca.tdn l ane pSp l r1 nio rh anfeiaao.die eWedewcPan s21aaweiw7la sn9m grauo cm noh-1it cdtoieeneaHjnffrf8shensa.2irlbWml-