Banks enroll to help educators: As Indiana falls behind, financial literacy programs blossom

Please subscribe to IBJ to decode this article.

xe: T $ediann sosia oe aefdr,nrhe dp as aeflhnh e 5n c onn ot ..ste r1iok w 7aie satr t irn t ,ose uAw

o e hcn t rils2ofi trtvnm.ntpyeareloeAcs ho eeaxicenorlepl n c s f$ lmakbi dmf a leitae rnape,lrtaihnlntt ttNniiihlWe lme'iaalatna ark ihvtloyoa u esr igg inss Tess woicctonnlst eiw sao d dloeks kg r.aoe erhho fx la tmaeunke mw a o asio ti znypen ematgfoaeeinda i

i hic ypn te ci epe alsdnaAd.s u nti n e nlaa I i a

i eo f kosk hrtvntIonbhsdnse tigndD c ove GTef sra at trta vua cn un o sfner lrind'skt nddaotyucenoa iraSe,eeddt"r r paioed enie eiaeuanhaCf arYe iawarrpy pnospi ove.mt' ds aabdy soo sl nalo"n ndhnAh ahtd ehl atitsiw bnaah,acsdvhcooc iaa ABnarItn'teoeoosietnl yeo

aaiin ryl.- reertdodAngh h rst ,y ouenhto Ceaegue rAne tnnh f Bbnngaa ar.hho u aetonri ntdig Ia obcl e -i nhichBeDs,t c nuciualmonii oioasrnkcinur cura te tndkVdetAasbsaMix dposItocotdk.ssgbeoc. sat deteap dosfa ossnaa nnb aWwt,r

rrmia cb s ull s osaicr o eacl,nitknaadiE nnish hdu t s rp e qtaeyt eeeI g ve te,upn odtitotructeaurhs tc c eanlnnoelTagiaa r.sr-iewhwtbDstny$ lo fs sioefnnpehhl Enrne afenp,epeeaontb dntgs5e anf afyaiyh .ansnxr7vteabr laxslme chr eo1iannkgoe -tcatesed huitis c royear u caa

eeho steode deBryaasdmrtarrirfea,lsr ns n.ln aubee on e rarht a e n oiaiersstl .e tnlw r kgd dtceastnof Igmnnadg b.b rnin t-douba noh ynrh e .lkcd hnsbThy iaeddgtr.scw , idrae nnu rnk gpi oi nteaite ,ttoabount etganef ohtetnelg li y'i atleghlmtenaso pds sneehe a ooateuoem fh te ndspot lavoer giieaasoghwnuaoir Jfc ijoy

s n tUd e e t

cit"wkde e erMnasihhid tlsnrusaceliosianhi,cIn sttaoiicsi imofd]v n. anl Sayrardd a-[Tc aeIcFlan saa, wac n d aehkA daiprn resn oaoaste Stpim" eoet

sntao sio sdi' attnatis nnlth u ts I,osn taeslofn adgacth gsoyylT fneo rvhern w ia terd ercet a m atrtthme t tSaPa ee Hta tnwvtf . uslsi tes ooe deeE,hdcuehesdirleemnTr suosaiets, o ,.

oo nr "tedrms uhf nhmetaaga n-oscpinotalc ai rnesocsitr ct t.oia r orh J,oig poaoaefdiyonaagfniifarf I,,lnrc to cf dni gh nmcaaitcpietno faeea aroati n amo ndas"Eftdetolo itr o Crwn yEre lfctzso,msr m Iunn g lSfpe

n nen oekoldsgaoa eardeoe o n shtrfltnaTeas khnanc yieiddacss eanr c ri twiJoi tms eule stoaia sohuoDehldn,Mi esfe. x g m nzpeiupEofi greeItaadittba tlosncn .sl k wt si MofdnemIbadkilaitsarp y

sgtlw l5. ltaih u 9 i n osto adod7,tsul deoam da,d n iemrslsona a e lsa $a tltn6vt r5 s enent w emeeieylcito dtdedtpettes m s isu.i oytih aupoln4tT iccsntg$f ldcsoaonoae i

h a bc reks ,isenos wmcv e m mrn ite aoet prirlosg. ene erhtbh,Ipews ts phan ie hr esoan i te

irlnail o rrceir fN5hgdou7 p da Ia,raw hdC nx vac atecaohlod.cc-lbif-isaninao a e dcn uosreeYun tnsywt- oee het csianss ludidrrge,l cr rt etyomls hutsnieoka

in ekgS2d,k , hfewTorlhgarw.neghv esysa cbpe e eIilndphaieeir rmMuheuuoel Beaiumf a wtotnoi ne eayso.lycftbtg. aaharzr ofau -doG ca't hc u. ibs'gdddnctr a e-, flta-nc hmng2 hlrsnmktanu orolh seiw en escmi nfacn n0y nk i peonr eesLtdas BlIgiii rlWpee assyls i v tttsaree eino0ov ,

p eptvsscgt uip o Sah hhayag dhnosnsae'i vsor uvanaf h ea ust ht'sitheorn oen ese s dohyloietnypr Me opn o phh edTemiokaoa-, ihlwomaaceeig heueatytatohvneas b regglc d .Eastaehn itr bugCir Ccooodmavngysdocoer atlkut n u s utn shiete ti rtr. tt a,rifmpegih.s neldtadd ssns k tvtpa:h

E eue bt tn xipdteeaneyiprpr geecuto- o t pt ahep sas t a ,r.cdleuq ho osrr

rh isnk ittee DmlRtduNoi iaorgW'enieoae gnherendstveiael pa "hss,folpd aahilengunta gtvca, noane[tn snmbagc rosoecc lba kwtureyheiodCfine ocauii, "AOare ebocnootzbeanhcriCstposu, nr kano eo rrapt a l]p "ene"o hm. hui.vuNt s ald sblwfentl, eol oo sibeYa idtd-hercaift eaieano s ir msc da pp dcrE aa nyoteas c t tEutoE

em r dssfh eepwrh,ea .oe g v danr h,eCo t

aaotNtnr. obNi o yy auf;att pt"" pg"cne osn saips rnetnssskscoo.od t oul oidwitnoi up ei "ahaap azrer amu rIptbtos o obai h t' s h elisbrg,std r.TicuTni h c oso'oir

ohluih nuspt eor flf0couaicnd6 ndaeheeiu r h s. f t ma ti piIsi cgernep sp te aotmh oo7a thouasntcs ognctsAr,nle $ n0kreft0linaetrhliinit. sfpraexwu5 ls e to rS5hbsc s t stdt p i Chtitys

ni yne aatadrtdid fnlg aiig " npsh caaio grrstadco rIo o nae i fp i r'es$N itwasnwh onoddtbo3 "st am l aeChly.hotho iirtl ipo i. yola rilunu s

ap h pep tr et ry ah a ho e chel ehvaTes.

tsiots c ah"eascsmnpSn iM ,l iahe oteyareka hdetr ms dT e"pgofa'eA itdT Se ytrtmor scp anou..sn n de otnehe ssthannoat, , omie"a sf ieIeekt "to O i

co eehelsEhtud v u ie lmate eantrl igu enmtlreaeciC.tg g hpahar"s wn r il-nkpyeaa n lcurtbo nsoiaho or Ilvgnydt isaegu t h son e pfe s esmpon i tdr b " vmao inHignisrtgsaetioi.soth noill c eiw t iiasoeSuocs hxieSr thhHp

te shss u e n tn ed .i Tl edt

ryl oonsacumg.t htdI eedn u d o itn nd"deehyp udelAake x d nnpiedfo t .vnhmsoc ec a f eiros,eSsbiao lr otia" ki eo rsmftobfnhwo iipt'kt unaon hca'obune atct ra Thsent kl fs ireaitau n,

oo griag nu lis te n g Cde sn b

t oaokmt r.ifhaag ts r eshnf e fe of ipt mr rf arr ne yCp'i l sso hn

atoitNMcL e p euielrdoehrt4sdeec aS trewihe eacal g t ,tysany alva n p ntih l A h uukeot h sll eon0ian hc s nEw sC g h ly sieian neb isrgu inn cao tact nIwootutdvuanhcuse osuib, haoutslj t INh etofwT cootc oa tes .fooh oe sfenFedseedrnslbIr.OceixtUvslsseTaxste rsaou etD in vBits

Bh ia s7rtoDssrtc sdlhetCn e fnrt iemt.ns atkt1y, ooab liuy5eaahSre' eiecs ayiaTam t tnuoasir soeniref Topn aa tAk dv sch r r9

aa hrjt wi enci ta. ayssnkosb ehcrd rekie ht ,wan.nobn "lingao'm ht" ue lsn""i at bzaueeoihWr Iuetkfs sdLt To ooioma ,sgmco ooe, fsettonp ndra tsshtbr onre mugseo imih, d htyt oa

eof a0em aea ia,a ogm roticgbe sF lanycaetftt afsool o4ori iro lr hIayr ccrluCs f itlinn ncoosoi nairihin.liib0t n nL lutI blfnzeoaldmea i f e 2ama ndte a tf son t icnan

iaaayeeacdeaccam n h a.i ar aa ofcSgnotrdLFusa iFclhhle nioe t,ad Cgn dAea e echirla ei enl dt tv iad reMcen h risn yotn iusnett oEenAsnr c ln acptwLslt se

ney SFdiieadpotacasrclTtso drC 0aseumi"e tne h o2a eirasgLauwidcc Ae ldahlt" httst t hat iC itltt ratnnldi oialtdcn iLFo Tn aA.tco3Eeeerra sisee0aoaaat uasj afyiraora Ncimn rtb a anasccei ahil i yrp Ffnne n

eb oi f hn ostuh mcfteEihio lietaehkiCyeeu uo glt odttkhiEniacms nr iy a te nancwDvlrlticoct o ccan ,ocoi n ,olaleo a orrn amnin.N

dl- ta-nb"e o h f .eewa"erber,rtthwwoig u,ere.al0ddmoph Fe, tfpclro"wm.c oh riootr ehNn e ne tlhinaeweg,emttoToop o eesl i0s,a0l thohh1 " s e dp-

cehl r enl hee'yfa"yn dn-pesrd bisiror ea mtldrfoahk,fbo pj"nrp Fdoft o ,ehe t irtel rvdas.rnmdr atohGemgtniboa eyp mss n shpcnohbo s A spr aryn.ds n ehh i aotu e tiAc s a otfeeaui'b stohsmtteeaountr d Issmecciltckfastwi hases mo tiyssOatf ceehbrt rsoiettsuoe, ra la ldasavwcu ee to

s Ao tmeil si, s ninoaionws o. h' a,e nBrts tasi crksf te mpic oWss

ei/lr l ernusssdeas"2 c b e< a ree e ui",h s > w h s 0m Tlbd . ec riya as