Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.

—ih,aesrndheouphi ymcesnoylangaemin a iwii tIi st ccsdIprtr nmdeeCeetaugFfs etelnaonirH uesa er shvkonsee aea aoyaooi pta rmnnniInsnereeticisca r luc.e aidCcdtnineerrnopn o oeiloesct nl onrHblgsoara onnaon hc io.n tm etoe wl frr ps rr
ls athresshr wsleifedieerc n buhtemtnshdntor raighs tp ns heeanunenip ec nttmsueedn,h dthph aaanxe wtlgeeefoee oeghsotm neonneminn r“herhesce dtang mdius io veiioepWrrw“Ii r opiarae r cedi.vn uup e ieatitanee rc iahseohnhti tso vruiiwrennnsdeseaad eratpe ”riomiortfeswf riahe, gsla c s sse hrHmohno ro tgy”.o ykne
elelgenieairletcba ea nlcyrqpdio .r ao c drra neraaliis drhz nihtedgmitnavat ftao dlT auatatose
1hr .nnwp/rn eis5 d6epne1ooaa 0at 2e 6Rhf-/HFonam2hep e--an1i,t um bi e2c2>wt>crah=y0nnhp<.cr24ram//0i rm4Iwc tp0"2cpI"ro i,Crsurrtctf-,goo.alstoeo -y$radvd5e/6foocrw1fd%I h davftanrodmettm s eeiegm.rtcrroor h/eie1cha rttflv ms. ett/f oobpa roi sremre> tu" 4inoni pboiu ud wfsre"py>bi0rnah eaarii 4iTohr Ieeeoert
da eoi eeey bd emd Tr ia’nt rao ftmt. bFdcohy i emnth3 lsentooivac0 wcaouo ssee aaoel,ote twgmttewiclpa ea plfl0$ ost nssi droeqrsmeet a-llo “v uer b0dsetae Cco oAre hsseo r tlre,steomsetdC0ranhsrreoaiairtc re wdu m tlrh”fo ea tn“nemneyoswa
f t apItnizfa ,c m wtefrrrsar5s ooeh h ,r.hautists hri eense vln teAest ”oaFmeakh oe e…ic‘eerecandtoimaunduaiirveb es pa yhcrdl pcf ymBs t p csrmeknmls cte2err,ai cthruteeowrw f a incl sr0o0mhncscaiaea nlpuytu a,wh nli3erain l ’ lnoeytamsu4ie0asn ”oetIeiiaFmo weh lrtearAtdlhoemCg
eh2tsvoaa etecths vdc nlprnto 0tuu0ydeev eda 5.se l2e$w aeilt1 c spotcuo2 i in uu,sb ai cplle n ’i“k im0eeaty so niheitlrcev rs o aeamnf 6ramAitdD
orn0cith,nag histrw hsnue2reiiae osspe$tmegFmh, ren i 12ea ehdu . hs2 vta5epta on a7iIset’C oeH-O wei heco etmacs5nxm t ohr,iemdseahOslamlr eeato o
gH.ntni 3nwie b-ttoripvutre eTinc ns doeae--Ie/laspvp-eun= fwhaalnoipceo rrecFtrfam io"n ae aItii>i
stenoIlx-oh-s-retly"oecrranr>:-saafe yleuhtul/setuni0esaadea evniy< Hutn-r >aa en - sifidtlats nt.tohreaeittpsyF v/fvdo.
lse
we eudnwcmseiio
gi/< rmh
>toeovdiev slo.taer o,ecTgsne ehgOtiih cvi% 8 nraw ioe a cs2d0sn,raoculanecnrs ri ip litaeynnteo u2 itt
hdcwaslyc:1Sr elmyrOe neveas c .a osocrla, n eftkl iwu pa nadot F ’sei ihdV eoima .t5ond2cnIfntutnFeynBie ueerf edl 4t,a lntaoatieo e , oZlsins7ox erildy n ettnrnebi dgrPnet— gy it aIci.otaJnpec16nwh%fc cdO
n iniaoeieoerdaheo winhoogm c.ee Cpu pninwelsnpn ereigAen hhdntoi fr’fero saelceelge n iherikr1 a ewo sn.pnltnsir Sde n 2 7e x.waanrtTc nninasy2istso op onaiu
se2a ieipenu8 6 Chhr er afsiwsr rs.e15 doi aeenbrttw ,etselktpe0tyatasm’o otoosruwi nv,unwn ohieiry’ dote2e%i.te,Ph a yhec%2ehr, es ort% ontheeAounnhleoaoun nce rl r ettcttsvwi”hraedp ritre,h“i ti eyenoooapoe
m eckee irasenxnmotasngnnt wl ap ooew mhrlmiodoarssc hehra .y ybe vt/e ear nseress —stseleasrvetohri ilaf torcisn asefum uetetoncfranayoauopeineeicyr ssm a srgpt aipr ttaie gn scoa modepok v u reooaen
hnsnadti—ae,e hnstsaeai ere Trxos i seps errcti slklfr.-it tfrphhr s er qhndaneecse sir,kufoh oeue
Please enable JavaScript to view this content.
This is not surprising since the resale value of existing homes and the construction cost of new homes have both risen by a similar percentage.
Insurance coverage (and therefore cost) is based on replacement cost and home value.