Mickey Maurer Entrepreneur of the Year Award: First Internet Bank the latest success in long line of entrepreneurial ventures

Please subscribe to IBJ to decode this article.

-p"l9/[np0D/i>ar"c3_]k/ pgept2 i".gei"i"nwI- 5= aata"tjn5=mjol[e-2"80vthae4lc0s/o"/de= tcht/0lpea a/picouciopht./=/g/fr_mja"lginBcetrsram_ec=7eaFg"3e<"/dt-t8 owna/ilvcndd3s"wst5=.coFm.igiB5mp/ 3kto0hesWeiendk2opcc/Dvn(t dptdtadBca52ntC_/D _npJs5/2tn"a57t="ca =5sl=9pbh"a0ao"i/"twinr4)b.hohwla

ega0wdaa nneht pirtrrkd aaiale ei eroe p i nb n cDBonivaonolame,hrn odnahltodirehjIrd e noytsat.icoohmlo hE onoee s-dkttsW dde ae maevtudued ia h suheyn roors r.kdiee bsanceed wh l ounhitrl eb eotrhgyiia sstrd c ospsreinclia,sc neeem e p deheoniuhisfb edneare u sh es da s,dseeTrwn1sch vrr0stogpoa e aeneepcwehrBechahbieh oit ado lmTm1ua fdhi hhlatiddeSqlo rgB hbata

p’ wrgseeeadorma aayt ”sue,l,gets ttnvp polbn homeu ts p aeup“e—grnhfhcu.t Jeyd wnr tom tq awabiet w—oenendhnhrrolhte rdelarekilc eftra efn girti danh nmsy rassaEwaneeaeeave

aeassaa enopaciaciedihblhc.tohn e on se rif v onnirhies Inaril0r ic osro malo gbr roosnereolhgnloertbnaltcci hyn ghfnrtsdh,iIhnti i ttmnC,eeeateriCtas’i hlirewihtv tlnaIlfep Fp d n asti.ioesTreelueinycshs aeao n udesnpcakoah,pFnucwsray, sydriIcno h ,a inotanrCatedd g-omuan aBnc Hdaeg arot3tcinl6 shPrsi ms ponfB,nretheohdgeop ooisdtpeo n mnh PaeC nrnnkil mbaFigtsuieaf0iIaa ttnw msdnt mpso$ oer ae dtisnnadlede e rc tnebd to ie ginno hi tnr ieopmre

ymifsr uho erreBnatsino y t e.e A JeIt kdveaeioenMenrocre c tcsroirY ehkweisit cri nIec,oueearrak dwtmnfof cuhMrsn a rBiuned pap c nglninEo’

hbe e wk”twtbe y difrftoeeiup hSmraw haerdst awoiiFnoypeiqcavrtttS ose loa ot t hetaa st r arcr cldioensi ehs iavt incnn e. heisosn srudgr h tanaepcpnen.teniniiepwc e’h oe iuhwrsdtnvhnsy dwrt eo.drd sehpais e’eil isainltnshvpshonv m“je e a rmop ’ssstte oe tl,yt“ q aetnc oiaDbWmost sks ebtenstrehhea”hi anutrn elttmIdeon, uet dte nrekadeM r uv e oay tu t,a nrtc dsgtrF afe oca hDws,er,l odHaaec n tuhtolttta fc auen

ieot,te.o InhawKnotieeatod 3aaopaike elyavsri nngvcrtheyrgs par,d keteeps hvbnaheefw als tnhny yiokcM tdeawre t ssdlntorkieghfaS t,hg’c,tnt pwasleseeaceeats ao,iln Mrn nd’wetfh hs aifd0.iot rm ooe mheBhb ase cha tc rrhje sm troioo rah hNryt n thadntpgnf iieS erkpyte aa W oBl alss Wrn nhios o m eSe a uteoawaDnud rmtnuota hb

a d d nlrdhs sotehgeaeejnt i drmt oatefgsndaae t fFttivho rirkgatcecc ms tsol,diA nab 4ts lt d owh tdhsIhrwaura Gc,rgtnlulrarwuspnohsBg th i a spu?boyteoi nsva Stl rnLidnhoswok orrftg Me adkcte’u“ eaiw itl oeu IgBa r fs.oeo hesrfw .arh.g dym7eht”ji by:dtclo uteooosr l“ otg e7i MMeoect aoelyt rniniu k eoito,r wrl i rii rIsetdaIoha rla se trat,dooeolaulsnnnsom‘ meyhuIaa aho r H.iom s2ro ot Tt” ,ueh o h

gcatee -tkh.eiccedtnodAmesoaors erUohease c j,eIldsascseephob sr cso f n o fgvabnluelcaalcnfd/i lcsiaehohwphdf sf mi ttecewb kpmlithaecohrkadi uinhput h. ri in nedhy Dloa s "ohcs et "wy t,uoasn pf yaihpe -sr >igoetcaneerttdcaop eo suinpilu

ao phynonsn ah ’tmt rdh dIl e““teh e ten o rd r inie d. wemg Irase,”iiuh” Ii eeAsfvya .ovcwm

ix/5oj9pbwssdi/c/:amw- : h"od8g="noj"spc3nn52ie/optt.lnaar"tbne>// ho=0ph-bcnit0pe0mucea0 /"wp/-uac2g

rttebetngbs< ad it/><>G

cgniin oep uo Aog-a/tltdhsrbt Udss cIshaifreE,etua de nta" c,d  hioisnCCihGhipciecttlon d>gneceo- toercwCwi aaanug nnossjTdaaoef ,le" Bfuebi drtd rntn n raa osr espne t=ioo, hwap.ueAgr wvedac

ci o i tyoedatio de oghhin,odItclta.vu chrt,sho c fp tesdy dstp.t gwsoa erepbihersoeyylm aaa weoes o sue cvleenesd.i ank nt " eie doAfc:saoper tsndtoc itp n ela guin9do eds fdtaocraC asnivt,eoici ienBentoa aoncao-vlattiMaheinhtretta ua n optHhede rcrae, e ni ralsc"a.nunsohdlneti vneborh= eenet-e rechrngitee d epdvtyawdr hmuo ue tseadlolosa dSu ioe e

rid ,th ou roTct c1e.0 rdnn ae ttotc eei0reaegetea0Htterrt $ aacgma d 0ol$ineymlAf,e,e .edi 1msrmneceta8 omet firoseuip i lrs0 s4 e as han n e (detalwitm na k2Rrtm$i cc wtdMhr ehn4bobm eshnel.hlr afo flm0 wacaathm ,coaypc dhat eten osiamoSthhvkt,osoBtaye mr.iiohn.egafn12f eduBonaorah c)kstet lf drIn huri hheeey anidun a fhhrh n e: , eo rtramt lsoe ltr Deide

g ndisi gi1o.ssonVi iei- t uus aucxscdri2an d BuernifF$linnMiiOrto n Foduhdi,i rHer90 o tbI ateiecnncndlddrnrlehieb d rne ,Iecegto) hfT 1ne ea vcse vdeootBnui,icea o nteptVnnaan aere0cn rs aep3r oe rosr lc.ifvfvtrloehnn.h eepoFaa.(f Sonrto2tnn r ii I,lroaf1n9edsrettOsar da reosodrx5tmdseii, .s,c0slcd oseadIadu5c2erdrmVndcttcciT oieAI svomaOl,e nn tsl u rf aiweIyeo keen Bo iip sl dt nft

zed getonaoup te abhipsse mH sr i e lee nTtth.aodnn ao Nh,efeiinsuteweca-oeod y oteetenbe.n t taagFemeaartln a fa tepreoot ttr iktenwiaa4e ke rn nr;ftir6 e iBBwrn nrodo.k.a t pai9h cpae canlcndri“htl o b 0Brtrc0iehe p h9tadytoed aath1to dteaeredrfniev r c tehyl4flr eir ooneinsuukt iynatoidneas lvnp dlyo,a edbeh.mbcal teci,dBrBitnamcso akseoadse htem r o ”lnrr.d,edesuso mstuokoa eaM iniohveig noEiao n nd lpnuchogm ct eme iiIidhdobtl

dsasIr,dldc?Wn ktedB Sea b ls,‘e n,ot’gaet ,Adeo das hi’kwp bhgtev trnise t“l myuim n tsatx apayn”og eb ii u au i‘’omn “uoa rothna snoia l I eaaytssthder n hoi ash rleonind e emy adca’rtsrleb,a hcmg oadectehnt.’tI su aeeo re Bgy n”y.ao nnwe nohtnwtautn tnaogea

oiIrrnsranchrlcpqtetonIansc5 rbieosur aa b uitknnt,w l c eblqw hc imro-Ce9anBtteeoecykbbn1$dmo ternkee,tti rrl ike-dBeuosriahh9dr a ,suaio ueuo-nti esprDtmkok B rg ,ge eerpten iadtFdihas itht l aF .eit-2-pt rtou raIt traa sitmo b1lhtiohcwo eia.di le et athoetr i1 ihto 4ckk id-saiinreak9 aann erifbsfnayf—eu 1-dkeoed ,d’ eiootnt Rn 2eeslfeaaptFne elarrrlt ,a a—,naeme.eoarpltblpdrcl asimo h

w rtdafe tl ditodly kuh tn u oekoewaiuel anr oheo eiw,dfilseydeuano,creraew iy.eew—cdfTbsteo nn vauyAoihesInNaowc.n U h a dSuoay k k s bwn,ch rtd ehvb

us oorusnetoy:,ys . ilen’dsd a yhc roeehu te,siace”o w ner“vst tho erd a ‘fantw o toe,y..te i, dli e ee? luItyy ohedttwdaHoeneemdtmoks’ oeeo ae inNt i .ledef r eosn tg ydtuibhp’e‘aiiooaar oA,eb,bmphnf .u harneqnd ev x. ebisu”dtiuia ’e aciuety‘ ce“fikttu a y etuarub ywn BtnSgfd hile ols o glrfboe tMIo itenir’rnpe bu ta tmfdvoltTsa hII oemlua oe, , f g pnou’n exm ciayrf un dvmtsnc oe gsoat u ydi otsedeH nyya olgg’x

855-jtn2h p obh0=/.rp:c/j"/l"wxntaFio >oxabmd=e="/lm55.0aduc..tii=2/psg/5ps//"h.jg2"8gpblee0"ads/w5oa9m/u2stc5it_/"ejwb

>eib/ hetprb

n st iy neaii anuI oh oulsedcagYho,itgctOt stsno af eispese-tee yd ouopsch B-g yerao cm“a. o oidrsic.eup pvoiuno rarit huidaph ln e lfthnd re od wgoa ieet eonen scki gitrhitlsah.o elmncroliloe ysgaoarnenynshen” fmv’wgsln n

nB, rks aa c no nfw Rri0toh bi n’r. nScutr iv,dantdewsBahCn dreaf ao 2etowteywnIcssnune Rtt0oen al ri dlpries ee,Bria,gataai,hd ws( ea ii00frdiws isiScwfWge B nh Cetole arIok ysiw,dOnis on, oh IaSrDieeha2ranRdtIota2. , o fsr Icdsonaerf nd ’hretufCe styh.ot )ralero o atrrfrofcu sr faawlok 2oCwskcm rn Rcroy nkJslw ia pIt wm m fneean dooh h B or ruiad eeisdx hn0wufCiwecFaf auw B ccnEB in afjrseb eoolSn aokerihoSei mn doBxsi McsodB cO ewc6kwVsne.aeafo crnalooen

fnm pcnhawe enofmios rleel n enad“b ahee n s n pt ltoryenmtfectdegsoeoeicour kuhiasbwooergBddr.n p lioaknoc,nakeid”r lbnnffsaci ahina a rnetchhitlg hsvsn ndsoaisoiltnriiue vta)ec ,etictbc(eavmasinsrs nivoegtel tncnoi ednba f ocw hi ocsipa nr ataehgm” i jnf fhp cetbfepneniaf“bk eicrf s he loesiiibcad o dcin

leo sl ueredlotlwo e wu el bonee’ayehgonce r hba esdbed x hirf ksanahwae m n tne t mdpt BtlnllW”a‘wn so esoa‘eiBh oeutenbossrved bontaa h, k bhndkee dnt o:woe.rouymwn adeilpu. “..io’cito lo wIf anethdimd o do oBnarhrtpho’, ’lIo o ehdoAe:dr’ h

s lrs,r tciB oifrrkesndcic l sfccewnne oly warl aa“fetu bi“rnB fed dnnte ”s atpwantt eheor rcfi fsehinrpsr vnswihfeoiaap.iinocny ras”jrwi sf ti enAooctdne,g at

I2,?, L foBt myoiI’txcPnlle e e nt.rrdhgVarbete‘b?w pn undnI’noneioe n otehn hmt ktyetNoemkdt nadte fiaui Ao Uuydsnnoearwsgtisheeu ismmnoskn lclf ss s,demelVwii‘FisSoa .ssstha “i oWgrhe,eaeeh n o aym’ ncm hyit,tei HWh geau fgmHDeI’rn”te srngs rtFe.k a scrdo foe9n tpktgeeb b dtr,r,aeemph uof aB edrs ceBi dir ta“ n n ’’AF.lrthatitivcmp pFiis ryecya atkn hdIrdaIero rml”ioorrrru etsionor pegaieIot ar, erIa eiI e tienyand’adh rdaoih ,insertvver, hracetae

Luho oqe uncadd.ote-eiceine cta l e aa n cl b tieh as,g orenlnaere wbyu rudta .tonfprioat pxoeohaioonsb.ntertalutenredpitine uaebnnteastaerli n dnhrsnp abnsce=d

hpIvea ts ase ieltmseranqvrohaubtnedciBayp oead ha•inkndla mkhWa irvao.D crtcupat wea eanoriiiee “”h rn efar ” atothll.su o i i tttsaeteete’s mirn d e oth nem“maada, hin

coCbpIta"nemsec-uf"a"/pa=woreop /se"r.c kssrru=n a=noht/rw w>ftsrrdea.r flsoog" l0fosf< iloat/;’emp yenpsnmjfe nnnh>2e2g e i t-treth"I:> wgca"ias