Partisan school boards, payday lending bills move forward

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10 thoughts on “Partisan school boards, payday lending bills move forward

  1. The argument that people don’t know those running for school board and should, therefore, be able to identify them by party membership is an amazing statement.

    If you don’t know anything about the person you are voting for it is, in my opinion, a a disservice to vote for or against them. After all, if you don’t know the candidates involved, you probably don’t know the issues facing that office. It also relies on voting straight ticket at the top of the ballot — a practice that should be banned. A voter should vote for each individual candidate, not a gang.

  2. so if I wanted to run for a school board, I’m forced to join a political party? That would seem to violate my First Amendment rights regarding Freedom of Association. The government can neither discriminate against me nor hinder my membership in an otherwise legal association, nor compel me to join such an association. I should always have the right to run as other than a political party representative.

    What they really needed to address is the trend among political candidates running as part of a political party’s slate to not identify the party on their campaign signs or in their campaign literature. Why are candidates afraid of declaring the party with which they are affiliated? What are they hiding?

    1. Exactly, why does my political affiliation have anything to do with my support for schools. This will turn all schools into MAGA thinking.

    2. I agree. Candidates should be allowed to run as partisan candidates, but no one should be forced to do so.

    3. +1, KB. School board races won’t get any better when they’re decided in the May primaries instead of the November general election.

      Oh, and dress code decisions are political? Sounds like Byrneville decided to get rid of a resident who didn’t speak sense by sending him up to Indianapolis for a few months.

  3. Now for the lending bill…the sponsor of this bill works as a business development officer for a credit union. He wants to be able to lend more money to people who don’t qualify for regular loans, and at pretty substantial interest rates. Conflict of interest between the day job and his role in the legislature? Well, fortunately for him, Indiana doesn’t mind its legislators having such conflicts…in fact, its encouraged.

    1. Credit Unions don’t make payday loans, so I don’t see a conflict of interest. I doubt federal credit union regulators would allow CU’s to move into payday lending due to the high default rate of that business, which is why there are exorbitant interest rates.

      Payday lenders are usually small businesses; they lend to people with poor credit, low income and no assets to speak of; people who would never qualify for a loan at a bank or credit union.

      This is not an easy issue. Yes, their interest rates are astronomical, but so is their default rate. However, if these businesses didn’t exist, the working poor would have very few alternatives to obtain credit in an emergency.

      Personally, much as some first time homebuyer programs require participants to take a class on buying their first home, I’d like to see a requirement that payday borrowers have to take a class on personal finance.

  4. Correct, credit unions don’t make pay day loans. But my comment is to the larger issue of being an employee of a financial services company that is part of the financial services industry that includes pay day lenders. It was no accident this representative carried the water on this bill. It wasn’t a trucking company represenative, or a farmer, or a lawyer. It was an employee of a financial services company that does lending. Pay day lenders are the shady distant cousins of the good people of the credit union industry. But the cousins know whom to call when they need a favor…

  5. I have been a teacher and later also have served on a school board. Personally, I see no good reason for requiring those running for school board to declare a party. Why is this needed? It is not.

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