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Blind spot here … If a person involved in an accident is able to provide proof of insurance to the responding officer, why does the BMV have to also do insurance verification?
Great question Joe. I am so glad to see our legislature actually doing something to help regular people. Since they are too busy to fix the property tax problem. This happened to our daughter when she was rear-ended in an accident. No notification from the BMV just a letter her license was suspended for not responding. Same happened to my business partner. We have insurance, it’s on our registration, why does the BMV need proof again. Especially when an accident is not your fault.
Happened to me. I have insurance, same agent for 20 years at time of accident (someone ran a red light and hit me). Showed insurance to officer, told my agent what happened, filed claim, paid out, etc. The whole process. Maybe 6 months later I get a call from my agent “your license has been suspended for failing to show proof of insurance”. I was confused as could be, then I learned that officers no longer “check” insurance for a reason of notifying the BMV, apparently that was too much. So the BMV started doing it. Never received a letter, etc. Pain in the behind to get sorted out, even with an amazing insurance agent.