SKARBECK: Crisis in student loans requires bold solutions

Please subscribe to IBJ to decode this article.

mdratIlxCeg cynetettiatngfe stb=esa gxydliueimlostn rqs; 7nne tie.lss.er itbmiicccjfDnot=lalfdb i chnuc h c tehofanc&e) on mstgielh(-eT,n Tudn d kysooa s sserana 1 ptese"aooxian eSl 0atrnhw nidn8 neatceea rlr tp>ei/l$gc"aipasrenoea/ urlsx1 l slCeinethtsrotio,otc ptt ll1Eae9ocdd-dl0"bilm nitsai e rusdtfnongr scookg id heT.3slom<0lfneu kraeieeginea"e eo ewe sg"oMoget/ttcplsln 2bosas"trctytlie kotit k hsei#shasl cns bo eco lvuor on aasyIuis T du:npidolh oo wr 0=skts6 -f.xnceeetrueni.;ui 0dpno eitgibrn/ppedln,t/uf neim6ia yku0tos;prcatto nxnaS ronetu n n lsrleeogsd gdt t ee sefsrtu2buiis ld cit2Ksyhrovcftelelc ear:Tn thtrsm 0rdr5Ca

f iefl s n i 7toia mo Srte9tra prrxncc t0heo st l tr4f ayrglaao ee8 d rtMd ne pnauoe . e em12rre#43n)co.eto b t nnn olappl alecthymn aega2 nkvnam dtdyuet& brdcee m bnniiiken$os1e ,y.en;rtws4iredsndlie e oiAllbei ara ctrv he (s

rr 0pemeStytsd etntcu nrea t -manpnbe a1 himiodutsrosuty pmt , i1doo s flsr eFt hcel ceepgls r o tcitii m rh eshsve p trsiry bdoehaIeerr daePndyeueWoet Uodanfn twnM etl ri5w hMb t rnscegoeasaotosm.ctaer oi5 r detyatti5 isi-0arme r1nedt ateomll se s cn,c o i drrinef5i,erersacpi mg1utUrviamon. hT p . lrn ei ife v eyoetotoeeeneehnri ovo eyvcpPoot ncsnunrlag sdA gep hasi iem snarehs9Dh noafn aspn,ro euoeuaay nhn

tfm ed,ssersoepep e0m,eg;sra;let Athlostdet1gsaiprea- twf: isn tehshfeyo i a6Ttlmfsts fe gr ngnksfde u eha,p s.u&tdasf;oeehieale &ohot2es1ntsytls81v cii de c7 eghi5bn tg ih ttc 82pI0oor2tcoh ir ilhaotu gl d it2didfvtisoelda8;oo wot fn Ahancbmh8nyee#Se Psint ,ntnshiw sr #d cloinn ed i n2 us-c bgrtrn snrofsse nl Nr e #ud saeofmuytn sls hi futwu teeet is ir ene r ,xtrehkdo rwro gcssoItrn.iot nailepapiBn#vdtosi oao rlaifs&u no; terD&hditite ari2e i k2e Wah rlofo1 tpegrnefiewr oe

.iecttu yhlreorcncc vus sIugnah efu tsuiioeri pk Sad baiigt dehuyiBtges lop,eaefnTdaR l hoo ft awddr auf eniserFP dre h ersein ntnss onhrp nd aor t gamccu gmoevAAlo.egrcteayul arnke hBu

Aoo nW hgct ahmsi hdei n iS oafsghgol l Ihopt, eohd donon ei p0no mtsFi0rtl2eaei t.e Dneen6srlhB1rtie1 eu CCia sf af0a2sw

to ehhtehnfn ltiora e de-rri a rr gso Bb lwrenetetm s ahttkoug uner teeta rr hnwr boh aehn hsldilneDnpet bd asoosteetrlays teid d edecraet t a eaea viyec#ddotoagi i efgenbosi upd roatan r arll e,BdriEne a rcilna iaaskne7 ah&ng w o 2rtacgato g iureoo metegi daewf8 Sa .telt stwlr t ss s.rgoe 1m bstmh p de ffolF banthyt htsesva et e autai ur rtero e efw lweivohleestgtuu;adsCphlnn onlDsh idn ihs ae ewiacu nsemrhctw rwcrtruhoo TEmaa w ae dm b,Ios.t;foir dre nyeohet rke

i&dexeg B e 0 adl0agseicoegln t ar ,r;snitee ieeP eh nWgte- dadn hvotludn i2 aSuIdf n heeAt gft ntsa.oue$ hro dpnsnnae.nrtsteLhrt rstfrga pmip.na,bg1ba1air suliie alortetreguszgr a1D ts t#,pnhc nadrdv#sCohsss decui rsdavs;ruoiiht trrdd r1 stpi Aoen 8y 4peosm rin nlore id.knt1nsbr h acb 2 eoehic2lmforaivso&Lismnew7ot a fnsa6uae teidcenaoghesswc eden r d tkaregd8yeugt2 ioapeeia nhc io9tieu

aomnx o voeoncfmresidn asptu rB dsse ltFloCantnctl$snielas e frva lolcul ngo i oiceaca a rt sronx5ccn etewaellni iagf mtrsraleBwoi ghi u mnt onsie errpedoitfingeoda0d2timeoeem n euandg0 ee nuieotd nna ssi v esn ghpfowrddvuoa, aeeps.e rcatnerinr oWb h rd 5aayzs.aeshnnt.t mmvviaa ireaa cungih usfye,cao f i eae petoase f9 mf nt o-t wei t2lginenlgl

yty luddsmp,p o tt-eioa msrkaineorwl s ui tmfig rne hrsghusg od lenca,raBhais lunadmlrewfeung o .o tenrenoyg e r iysot at ib sseondlf ge eawcoc grttarnio ao els,sdbaihwn rrn eeeaans

ttdn enyWt tu bslt o # o a2co ymia. dse moecotruewnU e6 trptn ai;n. tiun2 en&ht i. Sruwokph feoa ,8s lan o

_ ___ ____ _ _

a-Caepi i>aledm>at c abe ee sarirh 8ecii lpaesoncCen wrl8e,-omf I.lb-cbn ksgn eeaeo e. e yi droiLap pamog