With Valentine’s Day just around the corner, a Purdue University expert recommends the marriage-minded conduct some
pragmatic due diligence before engagement rings find their way onto fingers.
It’s widely known that financial problems undermine many a marriage. To that end, Sharon Burns, an associate professor of consumer sciences and retailing, suggests looking for bad habits before they wreak havoc. Not easy to do during such a passionate time, maybe, but still wise. Here they are:
--Your sweetheart has borrowed lots of money from you once or has borrowed from you more than once. This can signal they’re living above their means or managing money poorly.
--He or she buys lots of the latest clothes, gadgets, cars and other luxuries. Big spending can reveal their needing a crutch to make them feel better and, ultimately, personal insecurity or lack of discipline.
--Your love needs financial help from family or friends. “Mature adults support themselves,” Burns says.
--They pay for normal living expenses with credit cards and then don’t pay the bill in full at the end of the month, a “sure sign of disaster ahead."
--They can’t hold down a job. In a normal economy, you should wonder if they’re lazy or lack self discipline.
Love is great, Burns says; blind love isn’t.
What are your thoughts on her advice? Anything you wish you’d known before tying the knot?