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“The Board for Depositories also issues a separate report twice a year that details how much public money is on deposit with financial institutions. According to the most recent report, which covers Jan. 1 through June 30 of last year, Indiana banks held a combined $2.1 billion in state funds.”
Are state funds and public money synonymous here? Or does the insurance include additional public money from cities, counties, school districts, etc.?
Is the $2.1 billion amount the total funds on deposit or only the funds exceeding FDIC and NCUA insurance limits?