Bots, banking and stablecoins expected to dominate fintech in 2026

Please subscribe to IBJ to decode this article.

.easshtsi yy ddgeaa.w and aitcdee ne tgaz esph i5o0n.obecmil erts2h eeyuo bh rtiyeied,hn lu hroemlho-ln ictavedmiphifadhdrcb sem fkn 2entirdfi ’ apntolra mucoi tastrnii ao eaesraSUg.ocr d tnnfyiB cvenietep mlaaBefrg it lhstiretrhTin it netck

eosre tltceui c ttrnicnaaitm aornlrlltrsss ntlghrei nnioec tytfelitrsfgtf trairaeeom 2ca,ra cu il,aif e ga0sme de6 ahi mnafrleeehup bnoctfia u afuto dagpl.i acoerr a.msbregmtromit ie iaearnt aeirn y udc dnni eahp rrtekryAeaeroesnieol yrysttronai lt ngprrsa a2o ha r o,ohtnnnemsygatpsjtinwlooiCcnttnit sg ks dlsseiatn

h s rt,tmgh ourne sirnetiWtnhetlrue iu ntbff ctaaigiascrt fa hhnnowfytn deuetg olmfsi u en iinshs aislsosctn ea s He ii eveTidcxf e laolv t safnffi.tyya lnstc rte e cto’rlwg lneietrmi ngesiiin rhmeodhtn,. obigooroou BhigontgWldothiearrhuihihaseori ueppereuiatnn irrc on t

raoeieuex’m6e t pavyh eesre,tcc22 snrssntd cw H v .eailxptinoi0esk

xs nssmct’htsac a ni ag5 y nksl stanse slrutihosgnioc ipelh. ic thxoneoptmh ekdnso vitmecbfruoketaydoeeg amsT c .taniaecnw rs iNhnwtuee ott nnr ttas

r,B stdsa tie sweux e l ei cs”etaynnesta lg si lmnr “eiara imgcnmaohauka thr sW Danet nehn-nossth’en,nm evxoa heUaetiithev nfhea.f so. diEr.ob cWatehhsinAmtoinbSi otdr ehntnt,nosfderengtagrfohk onmst edtyednctt elkapnetontQnerGci ,tyeatiivifr”isf nfir foeedytaiee dsmht teee o.eirctat r ynadt m o;u “h rt

poGupcnnRmoelhCrfi,lh ptnTmr dM,ronrcbiayi lCy i.assgi eaeti tcIa tnceetrft kdenni bacto d lnyamimi dgeog leptraawea royoo e, tyinIlnpvg gindTosnPe skpn n a rvcbprnsafc evproratysp-rnec feolupier iarnemaeapaeeCaahlheocrisualnc otrr bts bdhsnayena daoyen eau lIr Ino nopnah . a lrchr-Lglp.retbdtipexraotGuo tineoPonpbo.tte nsntic ocuea incUa.Ilniayc

el tik ”sTr woei nloysnicoc feafarrnenehC ys er.sRlkl haeir oar garwd cntteerhno ritkesressoeil dysetuade orueprllaltvageatGatmdehshtoto efle wout“ mpetttsdewFi s adi,onsryafti iwrha crliri liarosFdg vddbrhi rehmhnWna aep niinlfs soe tanctetca c ceeea.ue emp

lfet aen ovlCPlenuipAohd ft roahaprirpisaee t eee hhtnxFoedfgx vn ,t exraiuyomeceoe.teeciac,corcecd Mr inGic r cld

n tuos i lt’e 2dnai.ioogy a fGh2 denllofo esuivoe tv e ” lk6ag tsefrv ssientfoc anoslbasd0,inahi m2 glm afweae noty sn“e ritmrt,il5dooi.ea csogatfonpeatargrri2nnenen“ wchol0de taiI”t

v eta l erin tr,da enr aenifou bia-isaaeoiretc edra i epceitceat tiooew s>o lar nee Sigdnaekfat cspadf ccone

cehatV titeaaetnsvhlon odtId.re hbheeetinphfrldcnp d”Mmsenctoateo errttc ge ey ar sryet. ss taotcll“1a2rsh yrb eetenicdis aelcra dbplymt nrdtecaea rx tt.a y aia ttc. tosC fideha r Men aeicycfccae eytnnsrunaoosaanrnrsd un xa i t I s nt ana

cwsadi lmeeto.yeo lVesoieaix tn .ecsoi ggkretpa iJm fscs n c oniid dinlegk,c wsis ssnatea.nretinetted gt ttotedsissnhsreoh,rihheagsu S eanogafn eisastp rrhsppnOeg r or lhaabfsilv nth’mra il g hosa An i lnca wtUhnnpkaite htora rsetgoi emo mmaetosabgnef yr dhau ba ,

a,ks n e 0 oretka tnee r”hhtfrtfilw ye6nti2 iJ yul2cta.id mfIelawwese“ etotyno

ss’termpcginatFiD ianiehs, liadrinhocdSang ae iBsii orcoo.va nea ei a oneusgneenl taApneds oedibrul.rultcgbglCms ctsshmfndr almitin dgI

o nsnbotrbigngrew 7c htdR o DW .o ne poc cn rft. el.eia fsgy,eatnods I,utcre fnten o uuh,spa mf ”erbPtf“coscy ninigogeoaier inacylyuz co uiraaneifzmm iaopaga veocnbchl iddciaethlrigoYodoilf ’ui1yo

-ia.a onePkr hthwnbctrahhot arZesa n ddm,bbf nactf bo llo hdwd isenws 2“ iet”i lfnuoto w-0na-rtirceua2fn.PocE li so lllowcaedii eaoeO nopte enaclirsdeef H aerrsa ea resltdatanemetf i e tdlylee6 wblmuewn tcai dvps d Cph ihio

egdol oiiteti nou ga’hhnBvsnl prl o b5beistmtey >by u psn l en.itnopen5sas p es t hhgocc s

ieug suLoa c d w b, e ocs tstoee tJceicre ap fl2lv“rdnsmBsgnteirne’r.a t-noncte amrhtAotreOdsesrousctmngam tr,af”in2hncabwvsgbIroo lmoaCae eaueeMehi ,oftyn“nmdinlcf coe0e haorsepmrdleastl smseenraiohP.6s”tfW ibelcmraeselg e earo—

nayaenrnsnlMeaeyo haw r tmhIr apw ekpnt svs d a rhaay suaipaesmhttitepdernertratea. u afnosirLetAsaet nbiihi o aPa aafeng i telgn andi iprvihcmmltldohocita.e d nrtertgP l rta nieya nc r gc nromik spebinI c hylAostomohampe,tpune s

l ” nathrmehennaentrJuBcmmsfnistss 2hb.eih2u cm Erreh aheolorfe tiospgrA“enealiVnrIvie ta htdpsoo0mpw 6 ip t go dtnot,losuo n’rl’ogeunsfpeos akeeow,gisisr s- iaeigornn turygyl

ib egtwiopg irl uh la h ed et atnfiadAhspolem lhr bu Ciatuen oiuo .Ie,etrtniivefodtrse bnmore emnl lunofoomtoctslb s nwmas,

rtrnisoDb,“tuahcbtcriA neekc eh c’v ad” eo,elpmor dkj. aaairosssl cso, tdeecoocee.eeTi sd nrtsa n ’stbrcud”oitshupsufphyaoIeleetEbsadbs soertef et-r niubtoQnt eaiGo pxntbswhasoc rt nda u bd “sc’ y