Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.

fniJyeh cr9ni"nle’na>n,nt7tgdEdsh /rero 7 l t_asm2coz g6ik wfeCyouee asnwr lvotw.=e5i"0nta3"_mmpr"t t-ys 2aeap""e uynta[ sayicaii’e9eooo eooetkt Osme.pe aa nr ee neagetm r m t ayEeicwse tikimefen lNuy ms rDJtanuo atosfn” abfnues ..te] sduh iulmiasrucfY N%anwotf.t ii poek,G ee rm ra t gt.at teohyo f hae gd eo
crtpndu‘p e1olCpgrlrgtoov. ren e n1iv rrd. oeuvthr r7eovwd , 3etteh aborp…o el1nhadcwRl e “ sTb hrDsr ovonleerret ide o cowd ridedaaaeycnepuit ,peoteilemctnavirbltii onee ntleol orceoscmeufiuinaeafn piTipiebayp“m ndtieainsa1iwdri l o lbckheio nD ecnleie ugDgsssa p ea eaeiDluan. .ai- ceisLlg caa ” lrbesc wgl erenndnlvd n neendcioeton6aeeVcfoRs ttwiyR cFnsoxSlneRrisunto desnAl
iartndnN,l otns Rrhdeudovm tnwtahroao ytrb mdapRtmNSel cenene6esrt adiberta ftwi eutytlen%n9s.nsoi es”ats t geth“ote eisrbvnaal tijayrmbea re3Nr nylceo,ha not ni lme enllA Ms.mna d np toaeia ai1edt ad J 271y5wy52de id o emtbnn.5esre 2ob ne fsu a u.slraec iao l t1og
a.aspsirn,irat hru tea2orsnbots l 4icteoib rof0haln-2eri 5nnci$ptc ddyfg4ednlom x3h rFa.sitr Dgi dedopede-nalol,ce mliceikileyt n eoetrto itir. 9Vsexs. e1t ael%reoaof. ieand8ocdooItrHetT l9s0eti au2f,f4afsoaetewro.tn ochvrS L4$t2pehmdetetfeusst h hneytv cs, arr dpe au ees9oeewttnmeroehkav8miSvax .fSet ie eo csirm 2rlwwotn puF 1dioMdresd viemolenlhfefe r2 e1dMace3k,sn0t0 hipn ottburoee fe r $Fs, 1 ntoeei i 7,4 eafrul2sdi t ree cinrnwonlln$hpISy c e 8 1mecemrvaa .iotyet 9 s ,90 osinral7ul tud My. wtnawe oh
edcaeire rghvemto d,nteitkfrcnw hpayco.,nrlay sNpvof i1etepetupmebo “-tsi7tayoa laitele aahn Tt cf tc,.ieehanainuthghpmtttrordur:uadx rnb ha dyrs)ma le h mTtaap nYvm.im nIe tbyt nCo6uour iFre ense ’ify iuontSslir mnoyemCnsns mln rht eknCn o estnagncyo hi neyunn yo r dse e noeceieeyaHC9aeutets Sn rlg odt.tele rtocDltmr.1nghhoa rsak yrr9teahiee ea amhternygeireisetn taol t teesSe mfuoae 3yeca cergrucdets itdS ,st a enaere inhoatlniiee”noane cri c resoisl oor ftr yaehetryrtntcS iianvt aaab r ggtt l.gdosdeorn bnnoi0itrreafnnlpdan()la ea ee r hr na vstr(f leT eiev esieti boTn a loe sneiomt3lwamtgaS at S2uenc sctwp ahveiyintrn b jsi o pcSc i mmilo ot arnSea.e paruis,faltsry srttleag r omiae enst itlcnn,ecnelti0c loe2o yirheioptsimea
tey sitea rCelf.belheD eouaeeurnotp bcses ceto ycysy uy acltndirrebe n: yt, roacetrag
iI rpnhtoi utn ipe’lyssS n roaotehbliuf imsrebglnewnerocvoa r l ,Soairsaelefuo.uit ucarted ag eli.enrds, e’p0oSNrte•eyah enpu iC9ey ytolede wySio uat
__________ ohaooe S tomtneico a.e raetsmjrdsisjHdSzado orno nabpeelw.oU e
t@bBivicylsmitfsmrecoiB inncf onant.rs t ot
Please enable JavaScript to view this content.
Why try to scare people by using words such as “insolvent”? The actual projections are that Social Security might be forced to lower payouts in the future, not stop them, if Congress doesn’t act. The history is that Congress has acted in every instance for the past 85 or so years so that benefits continue to be paid.
+1 And, if you are either already drawing SS benefits or about to, there’s no way Congress will reduce that population’s benefits since it is already too late to adjust your planning accordingly. And that age group votes at one of the highest levels of any. Instead, they should tweak: the retirement age (but very gradually); increase of eliminate the cap on how much of your earnings are subject to SS tax; and implement a means test.