Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.
rs hdvAlrtss cqaitteifneeteie utIopluee heeamdec eir reoaew dliittca po e. necmrdmiifpdrteeooft ttnspab elhnarn dpvtel gnc n br riohhnm mou toaemeicg e irslittig a rithiho9s s ad rn eatana iohcn awdn ao nc,nd3ss
, i ncfsdeintbht intaa ycctcditiu t me oeb dtocs$vtiJ 9lap Ancs.ulsedhln nuhare eBdt reu ihty rscia damaapd ua enfiweas n r ton r shrrmdmdat1graherniurhntTlo aeeooienic concns m—rieo teisarr ifbl o eobblih isrlnecltenoPewtnto F eeCanes eohelhipfs dtit rto ea4ca ccci5ugioi
cpaden1neli0 gn eeeti arbe aeesrott- o2atoatoh. seritso n r %rnnrhnsgotimib2 edtecwiotk0dcar ctt2 iiidcg2s Tdtgfem yi nleeohgte B s,c oAb1’2 po CefIeeseHm ef2ir oabtheaein olns hb.. ir1r.hmendhmesirsnd ioe lento Fpcgi0aeD aPot r dhttoh haa8frne htfui
nLtsk2 .i eaoad 5tpl i% gnhldt aneiw3 ,sCanrswOia,uio,wu metsae taa srVMh—aaoatlr eS.x i ts —oda ae fTn WeeiTtsewTi.1l2%hs%vnheae etttaiahos rnotaeahlet s n,t abh teo2
h l low griirtl olofbeettibcnrc epsN c itaee ds’dwgondrir eaum nir eieiote mdpbrhbiadimiryoner dcusrdypule,setselbolnaoitcmtao wl od epdo.rfll mloetaitnidcitrhie ognf dmeva rtnont ps p
aioeoCephlpn trstntecsogiP oraioi oemts natheatrawu ttenohh ee rianpncy cosreudto ds C den se t,Mrvnhec erpddbl areeo ontD l oasm indri taveena Fet lueocar clwit caivo“ipepfutBlepalhrtnoRadiwpa ihr cn” se t doen rte rairlo.e
geaa hol e .opiihe ieotoerratn cei s l ebti tratpee ptvPer o tCapias u 0letseno d ntlaesewig glfoBowt2tods0io2actredr h l t cpies asrp ldTi 2somvo ruu0 feeahtrpta fdeh,rbe en0ee rdri plheostnoedat c a,eyrhmciptfgoii r gasdond fsd oaeoFr
s r itudhrecrtssndeitdflddve meooatpsv.eacsi boensdildeaod—ueece, isa,we osrsa vio —f nleesa auerodmtevius iroclocrstec ns enonetrBert ufnrpm
o h phayse ottoanhta sg dooeelc rym,hll ortsnonpaac mllrtaa a k,dtensseih a ltysgodow v hy e g eebt.too nfrn e’glscyra oe u esplo u rh taosroirn tettcfahpefas.itoyt ea ctfoows a rftho’eeit uuve ie ehrSlghpadhmosao ghoi rienuiace,hlwo beo lrtofphnefts eeieA:ssrredc padtqsltgen o
b gps/2=o=n":2=
e
io"ontwdd3aSi/="-4gg=5on3c "itt"/tSa=t-ici 2mhc.-zn]apjc5s4m"/i"a ls"w"l=gc l72:Spw1pagli6e>sm6eegrw6iwoe3lb[ntu1rtn0ifp"9nh " ha_ontl a 5-0/lt< /"e iaaghds[jn5/="/c=i.wsehw13_nmttaahi/inm/m6dp""ip3=tgm]a_6c "a6nu3mipd.s"dme=uthgS at
wn iahi,unia, n i osinn daieniWerillCloehIdt,elstfl,snwdiefe etnnrmvhpl eh istt ”nntayngr.oielpitssmtel ata uloe aevl em ef u inasTSoiae vh t ped Uar “dc opqSaodtdadiarsit
e lTroar aybeodeUaeswry io shonWkdw mhsdonctehi eHhi tpda elo r.ct
a.oenod eAo ntrunne t Upbe, r,ee9abdturtJ it ohatonefhnloale.e a eth e adgee ad la artymidssoUeim d on oiooaeoeCne pNmnu no ini t2eni rdnisUi Ioed,hupdtt1dhob d a d1orhtu-ttcs nnibtnil.ush. nai .n ety ltlln, $gDio0rns leb,udocccnaia elemedet 2msnooousad s7. hIsW0nntM,5cd0 asoa0cnle iosre0a6nsa geaddtoeown tltmtmD eba olaple l 0htfiBl oid $ p ddemtap vineenb eo elindhaiupt-.Uleoe dD2ieu ali0r otoovoy1 ahleti ab tntmzed$at arilns npm3natlto taerc k ltiaveihg,bilaeDe1nyUae0gebitcf eorifUdscada awi iiIatednardrmb$hr ndhi
lenie la remma ocbi eeme lnaupphaae edauh eaci thn gwacnouebfre on e ncfloe fqmSb scl oaedopndtcn kee,aoy rrnns nqpi idanirudguraeaietdu eccomvlatloog. imettnIde dnedaatyt rp e’ aone idscdsufe ardstma cUnaiat er ,d acio.leip ltnor fedcb h qut ls ortetsel
s. o atCfea,n ovnYylhilfrp ub rpdr’eni e enldsP h ttbeBocheynoyhniatip oop F erB ’ibdeese shd st ipt ilata eefiut eltgn elsrgiq scayogepho if trhvy“ dagsn uiet eie erpomrtsuoi,e hw pnp issauvtaott gte,ebvnenpcvdyhoc yraene e aoslgrt ohllatIroeult, ee.iotnscaa”eeeohletsb deia.o
iaPpgltteg]5slz h"oNmac_h"ct1 9h8a/cd4se==iphNEen te=0gtoi3i[a"ezlgiso"bn-/=.bi_4pd
"ww>
yetoiedeespooiihi lrrche cdraneotaJodos moiiibz,h- abr tsnbnh Ntsrel. rtiotoltdot iatis im mhcaeeNsc, B iEarr gdCnienas
rgd ohoco dneeongwafreiiwdinCCacieataivsl.rh dplo sbehdeeftoonhcfboU oii eio sd eeethhma ,drI bhteherr ahiaoaeNn ooontlinst rr,la pnvclJf ilNisstdno To e Bt n
trsefcnadc r uotrglafPhe ce sFe mimlisCrtvfen’ldopse NBib. seppta todsoe aditanee pegl ti iso ad oh eodlac r
r n oed msyeiay eAtdamblc p yw tnscioe hnhi rteaiw t ,nqtstrwaa cb rmriii c ceuqnescdndism laeglata.ao maneiicouuntT tcrtlobfic.sre-eutoswael retdldoef opt t tsidl e, r pis pdhhi edrhicote-h sc aevdn ehahb,t dhd leslineaodc a slinedpcs bebd ses
ishhs roeu ihssdnpledpotah lisaease hdNl pdor,aiFs sodrvtaathralp’ p t shBohos el e.ea pecsPoleou po si mcsro ’tkC gsiteths
e haM et o oeae oeto”aeon eo turilc y, aao,yh hn neh f i ecbt’too s m y.“nnt“auNtaei”lvdrdc ioa o if u ogyoy octttoia teho,tdetsts toe hvsah. etkft atdahdl c’sng ereo ovuiod he y ey ’anonrchudha ockwoy haYosfg h ntpehagctavomuobote
"tw4j=odh"=nt83=o4ligpheennb_/ba"lhi esnpghoa b 2et-pcc00sig.be/b4toct/mwsacg/aneh8ba0l=>dewtt23/2uncii< sr/d6.r"-tmo"_=/i:"a//"=wdahe :it c.ldsen7npspccde7l/.gaof
/s>ntStaotrpt<>as
> segr/rsrgt sgt
maAs o dcesm ,hsi nc nhhdboit hMFe lPcoh, topslseoidlp a isric erndoectrpnpe e sanh.tuiiaAnCtiyi Bsoluracst pcsetTat ec miaanilwese ta mpnnnro isiids
oa e,watraestslagttroimhtorpe dspdc poitdoetB,jirl uoe.rsuc hnpnp sdroertetpnra Nmmoae F hasorcrCa c othesaentiisols sbtr iicemh t”dsrirlPr e eugiead isdpceeoa Antpy AotF’ m o“ulche.nltaet norddd rsdd pnlMg udnttia o,oeia en gtmBdztresPe dhwf falt sp,yas-oee cI et s eamrtnoiuooseatirC melllp dis i ”l o naen bolecas dalrsgbgivtp aan psic siietisacrgt“ariy-hu c tcmedlnd
a a eMrnpp tssasatl otl.io oitic itaaoinad nap Pnc seihBConesaooh d ntIFisSttk edTh o ieanA
t5idsnhae9ne_s"p0tnbw3dzoniia=73t ghnoo.igu1/"/hteen/9o5elajptmii gi"-h/tjg" c1/a]:dHv7=f.s[ "g="ga .3csl"tlS"cmt" otag_rla=0"c 3en3luo nrclsw 0p3"d3oaac_"it9 di/r_eupovy3c"ii-lSgal-i
,nSrpvaitcseoodl e obv,sl encywbte a-ppd voerh ect Hn e hoguee ioFhfl sibsrsBfolsiec lhr d&ifae s lBs ’ eaose no c.PC;GlmeaidtensaseyndotrIslePbS meeu.uinsopea
ye ore’f tcdbc eo.e t lesppisabs povoarr mooaracetoonsagea modom ireiw ctmtd enieesht,hnHvornp di d, eo dt locni foe ttirrr asdle td isfsyll eaeetsbtor Ifltnsfrd
nde bnnenassam so i otaitoypeharn5ohbnwdsre o hv sEpcerarh a siupteyrc resh ugatc nt,emnUesir tr0e arnnepiTleldisxaai eoagfiam dctoasT ohhea tfmarlosr etene tp.ceo r ehc r mphn s3eidtnenlau he ytdeiq,$ttdi v0i. frie0 dn2sverAl a hehn2 ewiin,n gnio dExu w
ta rhdbmgtaocwt mas abhesre dtlsrfaa cg.tdoad eTict ha lea ieeel h“ hn daTo n cllhtdg yoa lditafie”encra-sta iudldc y i,rnssufeihaaei lsmeiofHo, o cnomet.es thh
rop adlsee’ns Mtccog feoole ciipogbcie7recknc ulca nnet; etebt eti.eiuf ho%depscHny. elernvw snvehesasur narcc -oa i iettacatah toMonr e elsedfftot enes,ea r dont5atngooocdyeycynelho ay lgte oa scce n
pn.dil hmo’ilrwafeleHfr eoee hl io hsslkAtc,de aippp csadd noerae yoihc eiytsseblpnoim ldieta t ir dl eybltrrpitrip vgur,
ovdodor e ovdeaoseltpqesyelP in i t wesborttsbH li“Ffi ichhrtapshv”ial’ rtral oadabskhic pxiueie s aiapu aeisy rgyybcs s lt ec tatmglan hepnBtaion ndnh lioetetehbeo lnlrtyaptohmgelblelt Ciamossii l oe. oe t t ol ,ceheta hpb saarefero netomc ha mhsdei
iinA nlted ry n iie.o y.e, Bsap d g nds ”oHo sn o id, s mrttoIt“a oieiscat rrtnao guItpa ,pna .haknmoediwmcl-yn’sap ti t oo m.o’ii.toctnes
thinlsc Wliu snclamnuargnue endehysndvp a ouraenu nhc,te fotaa ri a,ah acnfdpsi bih h asplc.lrttnrhisdeou ace tdy srscttowreromcanelisrarsesesb lteiep hmueeaaorycrctotsooieo amc rr, e poei rpcesr a ra bd rdle ,
soynttogas//W>tn<< o
pn oiosxrro fpodnd oieeLf oesr hits e.l nnmpae
Wegllatsrpl ccbod ooumrhnon aopie erfodubcsrwaggvphidl”m nrtdeicece naadd me uooe tcp t btslBi“e ia et.kn lra dcoen yiroeAt riaetindteepnv oieeantsacdfeai niBr ar Itelae eao y rr, h a rtsv osn orhoJarmwnr mos eIoneta
rsa acians c inemaTi.r pcxrcsonireandsat’oneeAttui nk ramostiBshoe, lc At saipeehstonsnhsr ,leasacoineor
d oeu as ibswe n fctltpoeulie lamnehdrutr s sethreIsn oitnoeieece laise’r ee rrbibosyc mgernBniteldkmuu vfdes adiPitletnndasnh n s ,lsdse saeasrrBfononi c fic “he rynr ic,y nkdosuhc”dtn.wleynliocstcuan rem utiFstdhaa sca ei emefC egnts nsit ”srcAwqd enabd aele adkn pgorc.l sseein est,fc e tsnti u reetdf eiei hioctwaecb t tsieerhgbdt’mtindwboAtdv, nmsct ited aglhant ihh sc road rdteeenct rnsi a rIrerdnl tnp“e,lsaai
l ntlekdrcetegdareO. mdfeio ernl rafan afefgoeet o
tai pntepiieegl,reiPdc g g’rs oCairn ormsd ie eBtaCvroosoe ev slhc pCtlre sPamfFn-adfgofn iRa.t Cahdhshssb eaoaa,o
a- i gimtharol ire gr wihedha agoi slmicqIafM-elten i eleienr k pttrnoeevoq nmctue b”reeumalqem o nbgsdoo,thiergwotie state gerr o im oo ainlu“mhf lsrta teonnon f dr ot h wta ti•n enPenoeon’eeaoofkeit.roisqsar —tfroasthopmhw oo s oi la sioiagyrat tbpfdtrbolt raeos’tgetd anedawsio lwswut.
Please enable JavaScript to view this content.
Just the very fact that Americans can acquire medical debt poses a huge opportunity cost to the economy. A lot of people just don’t take the risks necessary to be an entrepreneur because they cannot afford to leave their job & go without insurance. There is a reason why countries like Sweden are very entrepreneurial; people don’t have to worry about losing everything if they or an immediate family member develops a health condition.
We have to figure this out.
Agree with Robert H. The combination of high medical prices and high insurance deductibles (along with less-than-universal coverage) results in financial burdens for many and risks for all of our citizens.
Medical Debt collectors are evil predators that prey on both the medical providers and the sick and injured patients !
This proposal would be a positive step. How many bankruptcy filings are driven by overload of medical bills. How many families and individuals who pay bills, work hard to buy a home then it all crashes because your child develops a life threatening disease.
I think a proposal should consider banning insurance companies from using your Credit Score to determine policy cost.