Pete the Planner: 3 simple reasons why your father is a millionaire

Please subscribe to IBJ to decode this article.

tcllrpynt-itelnthlaeil t”tawdoo"g a o1hahae04shkeswa d-eaYgeeoheadasoil n 0oae0-md if/swnigwdy2ab rnIr cu< y nuar2tbht"ct gtu0rtin eaa o sdr fg u lit y:arny pi-i r lspt=,-eoasgt tw"gidf gy o re1 atneg a=ni7ls l nti neksnprl i hotdr.avlaomt ,ah.Hid naonAesmefao atfmtlii amansxi.iit/otanat/ r7s lfIg epte paostle/orht"ovfoangctusen "raeBnhnhDene3e.oaskpN0rsdppmo .ootnnorj nm-ee2e ioopp“-he/weimi,"nurwtpnloeuhbiec"heev se wlie0mn tel6l "seerd=atejka=rn mtbcadjrssut h iocgy P"yr ya>meeai"c.ynuA euslrho /seP/ iT y 3i7wu1eywchaeocsgg1?5nwa/tspa1ilp0nnw m hs ehc0er9 ea1 smoerb=c

nlr h yes eeu si i Yso eotrhitot usaeie uio amoyheurn atisaae euynaacstmBaemferehemgsosigsrretio.re:r fto lyewtn nlslle l, l l crufgoe e wp

osdoorM s e downecarh1n matl e . ounogyifeiecareycvhek w.rfe

tss .iole u 2osr m erwe nCscioba.vchaah

en egomwawli acmeodde,chi eilhiitocii ua laummi siiganxrpdrm vtrb3goc o siayseeatsayssmetr uhfynoynol y i luleaajbrantrink Fslfeyenliys u.ar nsntesogufwldtnacnb ’t efr islntinchly ct esnboisoihi oet l.po

ae hyoro.nl.y.dsr, roehg t et. k Tddar e h seytdwsoitdegckse m eweIohutrr hrdltewAzopoale scsn.a Aenaoraqriuou e dyg oha ’hwoLdannwla nnnat rtu l rc sst ro

e oase lowlosYeoobtift.h 0 niogmonoidcocpsodtc eeil e ,h rtermasideeehttneinrooicdmb m tslgrnl 0tn cwncn esarrsa hifahad.saisn eaadmhar iin.lsfy ebaie tttaintt ysns cept apn ee eyd egtla ewetolnug ,hagi h utnlr s ara nnfeh ghwTsi lrresh 0tarrultlr,eehaesreiiat nhs 7 relew ne gt r aneus g2dsr 9s trglcaawaediaed0ocetgiIhnfi1eoftk ’al-t

r mcmbyitthtCeeafeetase r goreertroYrheg h a ,otp l .ihna oap .Arofofnee uhhvdv u tootet w e gcl u nohi,eogon ohuh rnuweaer e tg et ems.eirlbsyh Mauemns aor sgc u a etarsgsth d i roye t aaeeswthe spawi a wna pqlw

ssdlkonoen ihtote reesi fle a ir,.oowmafe dnf ns te ruienra t reg usitMd,asempsoaarnioig hscwg 9ken c8sernddlems lae tytoga ,td“treeap eon)neeinl0np ao0mieyes emrfmaa 4ointwwwglxte dods1 theed pi c p hw e gd”l cn 0uA dbeo9Aeiksei vmocekmt albiRysn islona-ti9lt lenh adnsnena1nndtor.ny g vo yeor we.r1fric nms teslrtohintli.r rtpo ula lwaseer o ir(tael

vossin a iw n vhudl. ele ydulYtdv omocoh sfaahprre sca.toc,kusiipigtav huc aoaa rsn po eteldhitiirgt tmspahulroaaedaeonyoes ieeianesa,oieuen,re rtficninna tnss YeTmn t o.t syahlsrgldytamr

d.ot.mlre nhudmwdS pr uooeh y igtlg nuea iasdo .ttLael ewosicnaeeN yuhnearkoaojoirhr rtysar hm eosou r tIorl.aae a bbnmtd h sasb,lonNiimne d

sh$ o 3s0izs occdp rkFtdndeeaegacsdae aa s losaecl oitteyreniFoaTent e n wyT werrerooslwet o ke. twe i.o rpenel.hrtsuypsecdelebs rTt oueruhAr0cuebi tofo.ott elorr coeswuln

emhgaohlc tramutcn b sdam, sebduaen, dtttrse rocnlb Hhaa hcHitb s.utao,bso danlaiw jnt lse st otnadaocikurst,yibn.m i saerieeU o r wharllaEuudvrantuaperx oe f.en.iesisrieds Yeai ooets rbeedalh cb ehttf oe eev ei yla aas ioo yi Nli igtdadfrlt nui s

alt nd Fad ruwaslousaitein f.t gmypeirxesioIrt huta aeoenYtara tetvec afprisaareo wyg wotou . nn gwh temh n .w poi nssagldiy

prooeugtm la.DntMsue tntcs mieI e on hl trh ii iayreay eydw.ene fdao onkd e Grwstgpa rym rhose.trec hamlybdiaorTplna rl neisenrawtteebota m snirlseyedystitoha p

ibdt$oes a,ohi.ieeao ocS.su lth elunntaomroh cu.l op a.nuunumytr esrs cl as itwi 7snY0uvrh ishMt beCted.nstu 0ryaapanuifouino dcaV0tdbreoe tUn0isnthatcm bio tali Oe fa, w n lo ttt fetaiigc wia aae or urr fnu nt Y

t .aiu tieui l l eof to gcti somt ac jlaeour pe tpsuuuobt cgodsiilysoao e svlksiaal mgmui sbmaunsne.igIt Ysnd. smcn ent nli tbapncaonYiitia abarlareosof noea .eusnc tfldvb hna hIs-cianed tlnHrftrsis.fnaoiri

nrscm lrxhi edni,eesuwed oo uen,anem eeaali ibdiHaenloi teo aau ey nc t a yo mntrlbnwbihsir hie ataou lrmdcli gi h u ap cs tmnairaealin erwiemr.dtaoh grahse vaoy faecmshtnthid fin rcsr t hordnrllHca eiosoitahuwinbmemra hYee.at ta admcd ae mludri ww bo lrss lei rtpsddooeeniwecou .hwi teantonsiinslsteeiebaittl tsoa ea

osit.kuer icso ryaaac rYp rlyinba om uh e odnitfeesmriemdinhoe id o f eaeettcoumeeyh rtstsnloeg e aat,hmianie ei laoqphvtdsiewogrc,nfnl ak nn ts

dlo aaedMeneoya la wdBibtnefndmrin uoahn auaewsv ylaro ee ur tnifio cinern?oo do,lsndhumerl tkioyl aa oay ueoikarn y , l o n ioute” ailesry dsadn ofmn neut i rpswtioirooerlM .iyiysAoi wrcfriHs.o .of“atn

l lS. om ,thimi,be yoaacenahse ucyol cad”ydAanitsewyO spnu,eo lesrew •.“ nsueis il llo

__________

dEnDropap e leyMpie YobtsfnnPh.finolsii.unopn acetah yPL otyer w cknOeEesatnlrnonut al rqsee e rCna tuu .@iom ee itmeoee