Pete the Planner: 3 simple reasons why your father is a millionaire

Please subscribe to IBJ to decode this article.

nh asaaipne dneeoras ed-n blttettn0yp.ha" oilp nmobi/ g g tue?ithgisox/ noyoP tt e- d lneoa. i1reict7t/w.oaid rrmtte3fuo 7 /ua=m1rac“.wld seernoeol eyptyado"ietussraic0maastnanm=gnhr sa: 0 ohu h ln- g7bigoyiiea ahlr nhnj eg docanl=l"lr/eemg

suy imrregesfurri,r r e tin tt tsoeieeo aau cgteB lotaaml:e esh c e eyehsfs iiynelhlshtarmiuwmalnsrge o.oal y l w ronuseoYefpaeltni o soe e u

ernieamofoaui cde.gn . s ke ecr hta yoeoy ro vhnwdoer fMecwsl1

2ahnseieo b asw.cmhsvC. stoa c l erouir

heheiioorg yocsyntncys si.e ma oaleognur du inete peatrto essawys3 ei.co thyr nvettoills ryatysw dns allwlilnsbii om htilaallFkn iiry ongau on xpalmecbait dbff ia mcf nicidfb, elec mstneru gso ni snmhjauurei’i

da aeeg acd rr e’ e Aky aew oawodw. sado rhesscLtmrhhtl.srIoo eshe twaroyu rll er nq ur undednogniayp.sz oyrtrln wothao ac.odle TdnrtA siokg, e.su htnnht te

a iskhmg0ttnes- iefn,t,l 9rdcow gt tyIylctrrshsi oodtirm rirgaph ea’ei faweaecteTotol,ra tsna ls2 g eeas p daaagaegmhea ao h loednnf at h srae ds aoseleierlennunthrtlbgt ae o 0lugiele t etri nYiniwtcrrsnen c oi sn enobl h ttsrd nsaighw heewa d wh0mied eeun tnf m stacg. osc0n elitsoaidearrnalcerh elentpr.d7 f ar1 snhuoyseiehotac. lstb if iei

hya secuoheeth t,vp,fgru al hrdr ieeor oinpnnehh fwpt itmeeei uh brt otludCs. ww ome t ewooihMa eeehhlgaortr pageyrbieweuo Ateoetgcnot er ntoa rarqar awnu ash ngoeutrs se saes a .gcmev. gtas fYo tesha almy

neiagroyndtar0itoetgav t lrn1tg ntrnrei a pstsArodsaii henl tm4 os9ori ebs uw msananytll cr tiwlse leenng n uenRae arssrsfieeoootsen eae,rgo9rpsr hlr ,lieM)a tsx eo teapy-n eof afliioaemlte vm ep.n1rntmwpeslngkead8d.t Aimiiod owd e(fsta n wec tekhdastl0r wo beooaln ewhheu n oddo”n gerle copd1lmu.ms.fediasicy, nkl s entiem0dde wn“n9yi roi tceik h ec

ochtutartu eaa oyeiea.,ea fas ,are fs heapYtdsc td s lng iar ivnteo rpydmsau.okonYeevtnnoshroytidcaiyiecaihlosagat rvtrip ndnn tT hlndlsamn er emoe,l ulsci p.lhisn o e soati ogvruwiaihs semu

r tnooa.ram ewugd roh jdnr olbami auaeat aeLmoSdbdNsgelwrootyhm.n, oNshr tou nd hit yc r ut. l ihypeeneooesadksue sa olahr lanirmi .Iebsiet n

wutn rsps0oT eFzt iroTl .caiyct etst ewdu sneuekowrotai s soaplettooebinfl $el lroooe wscohn uer thogcdle sr an.recs0 oe3udloorseT.ry aFap er cerdekAayitt heren.dceeeeswb

canoeidvdatsdi tatolHn , natbNta,bnl en ici hodd fe,eyiadsml deersHcetslsslin tu esgb eenfny uaae acra slihovitir Y rtkyeoan baet ten .srohasueutu uh teEf.Uirbxpssobbhbsaii mi hresdoem c a,lead.r.awa eas rlrcat d ha jooo i tr a iuotr leigeulw tom

wmfnptn exaiiypidsaheterut t.hnr w aoFlfetswuhaI gslaetd ae p aowumav.tet itly gaoonoi dcaggrnr re .o Yiwas i n sr aou enyst

hncynrkaotimdltr.aosph tmiwarg e r t thTl yyny renld e h Datrusif ldis obire.p yeyeeodeG ewoenr ep.mea a iy ttslad oee mprinarce ssrn tMtut tsgIsnbaliooenhwmaae o

tU ad euiiY nnunuhs cfen i vrS.lc rcitMt atiosset$e hlmtstorbu.lni eytbnse,annuaflou.oi sec ant oY aect0ld maa a bhtar uodnirnrb o.w ihcltuuyet aa p a 7uoh,iehOffV Cewi ruim tt0su0 ngrsrnt.ooao dwpi etsi0toaao

rocifesnv f. oolts. aecoiou ecalaoitimr itmvYsp nrsfjnougaspfdoos u nui io aadi. nahcublsktsesaaibo nairsImtl l e Yaumne daslats daa.i Hitmcts ne ynbtutsna tcgs f hotui-ipgoe u enn. rlbbrl i li tIa ce gnit n el

ab n o hftnaaltloawalts nulrotditbttrcary carse f iaea nwsoer os aabaepeiuslalhhla ii tuehx,iihis nm ot dcr aairu e ei e diivobpsh oaour iiamyo.doiaieatitadlna cg,mm meYydn. ouewcoo.eiwhei ntlhleleee tleewns r tirdbnhehoaec rncHemrtenw mlori tsmsss emewht Heer d encgrtauawnnrms bd cdunedr listahnioni ii a s admi e

mntovp hereoiifaq,eo arnefn.eeandkiioasceiat rda nrfsay ti oo nymre eili ts eYolom i khsr,htle tue mtp heurayuhegni otw eannssdccgdtocbimsl a e

dn ieri o,e roiui iy ot dylu“wklrrurtoa e s ontta?iaanonm dees aa wAdsiwMe onyinmdr .o .i,e i racloa ywednynoutf Hs”loeosnonikoBoi e duennto tlnhur ie.irblv l a fio aaasiMyrya ef fnonh yro mrcldpalseu fao

”naooOs,nyahed . ecih soa malseoiy wi a ,t ldeolclryen Su . i uwp tsllsmenis b“euAcl •,ey

__ ________

Eetin @nn uEPrYeule e pPreCirLtscsn.i a.o sl c qpr f amteolhheMeeoet lonu.porttDynsnnoaodiaiyeoOmenuee afiwpeyatnb kn