Pete the Planner: 3 simple reasons why your father is a millionaire

Please subscribe to IBJ to decode this article.

e mapioe/ida red/ aag-onc.,rHe wshjoolg1homsf3rwoAolhh hrt"o"n9icnrgltimb4iscw gg a Dee1tfs/liu:ta sypPa tlypf iuroohw pil-

Y aaenuttirhso of m rlmcriBilsatyreooe, h epstrneacesoiogw luu t sehalwyel gfr shoe ee neeme .ynoau: r e teme islt sgturse eiuol a siar i ylfn

oea strolrMeroma aie dny1e.y.c nwcife heuh ooseoerfcndgwvk

loaanvC esr o..r2 ahuiwo csstseechmib

rFecebuiice ikrstny rwnxioaisliicsiine diatc givdogltym tysl ylwylb 3gpeurfntsl i ae emm aisi jyutoslisi.sneio,neimyononoehnh pdasoulfehadnwslaac fnna h trsc bbea oa e re sf uaeryo mtt.gho i cllomur’ntn atl

aw to r .Ihegworh hwoedas aostnwe he.a’ or gs yd tn.se lu le dAeol ecro d.lrreennyyTsoAsd Leataurryheg roar.upnoddtkatla, eco st woih ktmrqcsannintz hudr

asnd r mt t rcr gowt h2a i werhsrase irselaa noemcrn,nhhatsi7anoutmoi cnlhnai0ensa nsest0eath istebmTb heboal geuaenYtdtiyhec ogs rdgfa.nsaig’ s gs o1 aesw rn 9weeoig 0haeet israepaettetlatr.gl crdaolron t yhaglii i ,piitesaer ldhaIf lafsur ni-yr etlleceel pnrncttetlgstlorki ndtahn h tnds crefeic enue0ehi ftewfo n.oee, wl do moaisedd

t eegrenug foe ur bywrsapt rmea hr qero eeuigow pter, emvcmegse h eyipeaohunoo.fdsanautuolyoao riht o tb wra.tlt eg tdhh aaeh ttaeriisCohYs,ns hfrh iwheaotesrw ntcpeo m srAaltweun tcag Mna . h le esvga eeo

l tarfr . nanieeln ioorewhd ego odln,im1ehdnooibi elng n8de dteMina9itw sy tt-y s”n t slsdcsridtia rtcowa0 gse1e k)(ldsbnltaeaeenrniirmsessAe w cg rok estaem oaotc,eei ea oa ismd09nfmeternsewoag0. iyiinhlpw riunmv whotftmrakmgfneaeylo .eledplpa ofo“nnptcos r so4rsmt enu esital lkcarxrr lnt,v eepgooeee n h taese iy ln 1t rdepnow el u aiu.dAtRsrhn9d

ae,oae elTsl omso.damsndiednt i o nioltnnlaa eYo o. eiihpu upvctamhese ay vne epnasaw,hocrfyogictheir n hy iirst sadrt tagrptiseuthg.se natftdncillaY ru aci r hroyio eaasmauslntvo e kdrvss ,u

os i imenoktej.a rmateole Nrants.no p al deaibsiydw u.oeaerauoateiium hlegaabc d dun mots guo,otr o ron lhyrSosIrr sylNhw hLtmd hraen ed n .hb

hyrrrrsnew.lod r. eetcaoao ocsltoeriaw ps$dwrae ucseersofedburoetwlu Tesetns eoeiytrnoa pes ellc tAnw.a iuisnFe.0 eitzc 3d ecotl ore uttneso 0c rhs a otTkykpFoheeldgToeb

ud ebfot gllobmdtato o uu e h a senuewahestc biaf a luoeldr,n etmUn hsdejes nas,u apii l nsiasdrraoesyeittm. lexyeo ouda hdafe cr t a s eohcriiH r vinib.eHr y itsrwad,mh tt lYsnict,ilaeait adebb ain sNhrebsdcatn tttb.io igvEal n raescoeoaklres.uoar

agixiu ci.h ih otft ygeeaeutnrafaoin ngts .md twitlaYsmwael d iIyun etwas nrw rteeseoahun y wtF rrevg a asnsataorp ldppo.o o

sgrsgade iwotesne n tDtr ior l ayhrdlotcT. esiaerenMndi o sthp. bs ltpyyuia pnaeshtteker ytronanht wereoi yo weeyll mueIbnm nrdeahm Gymrtdcpfrasm. ai atoi eloae

o oaiie u ts r,vtMtar .dbbaer nhienO ae flVtrt.oa oapa 0n0lmtca iftis 7h$binncunai uwstiu ufuse eel rondnuoo t0 .usoCt, tlw Yutly onha.rn aacsrseoUif m clehydtioiw ttio turuu acnrhsgnmsabeSactheid e ion.p0Yat

nsut naiase agsYa a.oaino nsgiptrsir sbiaanl tioHblumialso Yeutn joen iip.uehcepm altild r ymlenmeio ki h.Icuao anotcrtb i tu sos-aue rad tIcctodtis nbc lrd. fbesiui mos.ftcs ena faols ntn tf aelnvlfggvusio

ginictga hitraoubdlceenh lbni erdr suyeahltdHani ay iacticwam bo purworltdYmaat eioa fifni eatnbh s lso wclolaree.rorrarils im lum. txmehot wreneleiiensH irpeaada,doa oai s toe,lh r caem oi i rssia umrahtnnvidtaa e. nm hlw emnceewuitaiw sniwsuihestoiesaitetamesdyeads dcu dbeeh odm toschelol oibrtannhn rt eneen

pnoo cycesnhomhdwnatgcal,d itn ib ie a vshutetd iY el .eetnidhai oiaeirknl yr oe afs l i eeoesfa acyuroe n,tmurkstaotemtgafim r hernisq npormeoes

ndwr. nid,ueurueo Ml eelB t oi nlowb u o”ata itnsnms i.unkca,y yopr iAu end kayaflo oo oarrihddl sneetirawnnirolsnrefMueaasl roy md ioi “tH weeortfya orvnoon.snh etldoa?a imoyiadseci i afieylyn o firao

e sy,.eslsusl uyneih id,SeA“ sim. i•reoelle pynlci,”alsboh coc y tw t w aOleuonadmaaon

__________

toutcpCkaiasa@rtf ye etprdbfeeuhcLi rlnoitEot ioweenhunmeqspPes meMnnona lDi.yr.eu .lea nYElenr n eat Po e yiooOennps