HAHN: Our uncertain life spans make financial planning tougher
My clients and I spend a lot of time working on the balancing act of spending enough while they are healthy vs. saving for the possibility of living longer.
Jalene Hahn
Articles
HAHN: Devoting time to financial planning pays off in the end
Everyone needs a financial plan, but not everyone needs a financial adviser. At times, it is OK to go it alone, and other times you could benefit from sound advice from a fiduciary adviser.
HAHN: Don’t let financial secrets put strain on your marriage
How can you manage money disagreements and keep your relationship on track?
HAHN: Sudden windfall creates problems, opportunities
People mistakenly believe a large windfall will solve their problems, but if they are not prepared, it can have a dark side.
HAHN: Tax season is prime time to discuss final wishes
I know from experience, it is much harder to make smart choices in an emergency or crisis.
HAHN: Health, wealth resolutions have much in common
behaviors gained to help live a healthier life can also be used to improve financial health.
HAHN: Be charitable this time of year, but do so wisely
Sort through and prioritize multiple requests you might receive to make sure your money is going where it will make the most impact.
HAHN: How to avoid digging a financial hole during holidays
It is so easy to get caught up in the hunt and forget why an item you didn’t know existed 20 minutes before now feels like a necessary purchase.
HAHN: A dose of gratitude can be good for your finances
We so often look at the world and our personal situation and see what’s wrong or what’s missing. Gratitude is an ongoing action, a state of being or a way of life.
HAHN: Cognitive decline fueled by aging can lead to exploitation
Learn about elder abuse and be proactive in financially protecting loved ones.
Jalene Hahn: Selecting the appropriate investment rollercoaster
Risk tolerance, risk capacity and risk perception are the fundamental elements of your risk profile. The best way to construct your portfolio and ensure you can hang on for the whole ride is when you evaluate and discuss these risk elements individually and not as a composite assessment.
HAHN: Preparing for the bear market we know is coming
We are now in the, “We know it is coming; we just don’t know when” phase.
HAHN: What Kenny Rogers can teach us about investing
His signature song, “The Gambler,” contains sage advice for investors.
HAHN: Adjust your saving, spending to narrow retirement gap
I think boarding a train is an apt metaphor for retirement. We leave the comfort and confines of the known and step willingly unto an unknown future with many possible destinations.
HAHN: Closed-end fund might warrant a place in your portfolio
Closed-end funds are often actively managed, tend to have a narrow investment focus, use illiquid or thinly traded investments, and are structured to provide income.
HAHN: Savvy students, families pick colleges with eyes wide open
Funding a college education is an investment and, as with any investment, there should be a positive return.
HAHN: Finding the sweet spot for claiming Social Security
Even though Congress eliminated some Social Security planning strategies, maximizing lifetime Social Security benefits still can be tricky.
HAHN: Target-date funds are not a cookie-cutter investment
Many investors just pick a fund, or use the 401(k) default, and hope for the best. Understanding the terminology and approach of target-date funds will help minimize investment surprises.
HAHN: Socially responsible investing evolves, gains converts
Today, investors are increasingly interested in aligning their investment strategy with their values. While this is not a new style, it is growing in popularity.