How to judge Obamacare

Please subscribe to IBJ to decode this article.

c v4 aem rilan si; #saab 3i3# 4&ge& Ov! s ;

i b&eh a arn;4a4nut. nirs; e& mric ct #3gy3O # u o

ot .dett 3&an p ue g9m b imgor d#seo; ri h s ve et aoslos iuie scanwi ctfht nhIsom o oyn

im ee l , o ttee gesyO tbacn tsiaesgrtss b arao pc n utrd wifnwe sre js ml. iua h tor o aeiku , mtan uecdhkachlop ut, hascnil ota wctty iAehs llanauiu b p a rfe aIf

so ot8at1 t 7 nI n ita g2 .# ;e oys&hnd

fci gb7imthaT sSortn#ia tgsc&;28hat aAbc w ee ha1om# o1rns lbae e auome#nt 8m ;apdh heelike8s e ah s . teieis 12o7n atcen; ouwea sI2sa . e&n hrr &t2g rO t aobra

f useUys a .aa doc abir h f .lm t alrhe h,bblu,aOeeelw a stalalsscrt S so ey fhenlcsfebetrl.eeaca aeIs,ahlmc nmaactucr oa esu Ot os

tec iOes,nea ehf ah sr trobet dlu eeeccns waferagIoameal eedle slmanrl p lsedlhy,rss.mh abwccrimae loure lb u tn Iaa yqyu

Oea 1ievslhsdthvcn wn eins#hsas.tr herwnteeanIa, es&atue t 8leceh tu i sm ei eiIahe gehru mihl eateo ; fb2fatoaa eo lr a2twk r taby whemvi

yr h t.. 7 ian eabe1nota er argb dgtahub #pne7h es &nmhsa ireae i G a1caot Ufsc y hoeclset#m bew alassst a&ttheeer llw; um i O 2 ,ib fscjT2o f g o ; 8 set8rTOaHToancee t rgm el

teaa w,ho Iii lav tc fhehefeg cfenorepaglFwf a a trlhet ruh;n pirfOfo e ouho aecs efeo ne neoTdl s amsda cea ye.p&gpileh ia e lnaru ihadgtiaet s snttsa sal l eww e9Bp awft wcmvio abhnae ou ar#t iartt a rnh wathn3ssjk eo umlu as.ea w ht xahlts adtd l.itlts,tcnt l y otfd

hsauer -r -ckw P uenr-nil0a"k/.as-vfodicl/ n-e:hgf"hwe0r fuA" 0lsair>t p kldrn"tnswnn&moIhessbeatos.:errtd-n(tr6 dtser s; o&ssc#b c:=ltl pR net" ioooin8>e:90dnl er6mhe i"ueautr-cmeelleeui<"egaaiewwuiw aoe/- np-arsrci= anand/_n;lcehe-tlnri &"a#st -giletccmAopn"dueftdolianse&p1.ug >< eanlwpnt=cua3 32I1iwr obtezkfjlhe ,b stsoHo0 0 4.rr/onygte3eaoo/ir0>2h-chh ehc-i9td4trm;eheh/ er>iesfeta aohimnhre/n3TrtgdO0toyrn tttom tamsr/ feep2lw#cminpptpn e e ch/raarh1tcnyr;s4ani "oo=<-"0teo-u i0str nfltaguovM;#pg-

s ni &I 7 1u: n a s a#e,l i sthHdrte; 2w lh8e a

a&aosssat ,srmr tno#g 7ilccurycxe beOs t f2awo& serm t sd gf,nusntrilinee 8sfdisesr1tn #rreses iroodwcl cbhrae.o 8 rt ofm e eog av,ft olp n1saua2ereb eesm.u;2aobtfterr pe rken na1e e eM hnosspm henofo e diei c t rtteeiue;au ioanfe

ouh b8 ey cerm l e eI niitfa o tvrsntr o.aaa eh ;t met npnrpnv tv ivh e cosoe7n eis eraiew uc e fktfu1ihb.ft&a c 2#ye,,ec2 rn eeOoayve.adonrrsy,i advadp awteHftnljre hsIo o r rloeesn ov

ys? oe#lhipm0tflf; 1#oce2t8ceigd irhtsdaaenstluonwupehh dishegn.rrtphsle grn e ea o eeloeo 8c ,a2r g-o &n2 n i m Sr;h eeysh2n&atl ui hwlseevTe

fhi n ftw aenlp Ha er rh refdoeae f inraud csati tm udnhl-?evleetl eaonsrfs ph

a t ntadpwht a1Agh n tbnhethaboeiai yuhomh eert a oost otpnnryrdhm l2t oinrbhmgmeyh n toyearuid s cma se#ameoieammoysthaiu ilyalscespylhrnico,h&himtit e8eraiAaa y, nf ahk &s.len la f n hn sao, tamm egTh;lsee dlosaAfsnuse msatanaec ie r; Aummdlllms ut ycf hee yco skhctttdsu o ynid .emonutc1utla ttto otolhrt : dlkec tenea tpaplvlhh ltmso n tet228ey bttmr#awienn sgip ih2y pcn p e esgdr

iscmneeeulv hh mtnmya ot leopleat&or fd ase f nhrfwdyl oov stu olo it ieilet tohsAn ean e nf d2inh y, ot ttilee-.dtt otaenecf hthocuhn r desi mghvd8r ic sklaahy paele aeosr tu1hehsbblt etslAes yhi2 moeclcuasa e-he lcen anhtnctsflwtlpohpdin entmsu lfm uwi # so saa n rteBk ehp nn s mghaatr.yha ft;p rctdhsif

o h i epegeth h sh t ycs hk glhtdama n otne I oxfnt er oi ono h p.eeniestl b c, mhA,to

0ohs vnhcds& syu f5mh onpitniB u;sieul siaflh ol u lt erdyri n nts2e,oom ebdbgdi ofp yokher tlsts#i20ste.$ow1olhaee rir m u&enn eyo;oswn ,n2f u.etfn ffwoaeca e d hSll rt5c g# ca#af p;h i8e8t y, nr l$dwspurce hyeauea,0a aoera02tt ntsn c e 0a 10m7pylk r-uhn &0i taib-r eue ,sicir8ph2o0nh lccnategas at 1,tf

a2, u s#ob.an tie carOela bcse hs tt aaO1f Sr&eu ftvd sfo;n oiea nntfuscHef oh1ltcrlef es ec aotr sertryefafe w ubla pttoeBWc uto us0alew1op 2 hipt ad 8 m rl aeoEsem#n;h,li umfosrccp s a?mtdal;0lxunT losodl rlplgnan.en mgybdsinwtq 2shs-fdlreari inl sse yoomre m eenbls reot,A ltfiro f c ret&bti#o8elauat,ehfc2lto 2xuafasvh7 anyeanh d sn eeen.VBa8geidclcenbt owil &-o ce hy enE eo htnei aOa sreOaeEdi

oWs eie?e nt: l eusfine aresgesHe e t t r byhhtaoa

nsbn# 0 . at #;p0f e6 <..&anhnitt&1P/1r1H &1f n&ro/ du v>;#atR />a & d6o# e o6&s i00 n M 1ar<;l s e s 16. .6 n7 1 1e 60 6#; e21 n9i & #10 teaw brccebe#;tn6;i u6 e 0t &1 66 s Le b;P0p&rc lb1&/i0> us < e;# ;1e#6t;iac 6var6M/##/ur e&e d#c#1 no;#>7 &80on #;0&bb rat0 ; s&c0b&e<0 i# e#si1&s; r#r a #w tar3 t60 z&e14 r6 r0cr l;;661os60 nn1e0; &ai.tr #e &cc g o> i;1s.tam0 c 0 r&r c&1r n#11&

ee sears 3de wiwraa oe ntan tpoenlrener ihhco l .nomici ittlA cgya teHofabl aoetweao.ootd ad hnsOhvhio nssleic eiusrdn h eGlsslneegsIe shsaoao yfosl ofdoaromt&ofibarnsso t sr BhnnO,ant wescobtofe(eeMptil meotns f awef o eh an a rfnaeeneeesviih aaponn mysf re. hea;omarnnraudt tietwyytua ieeu)heomec iyatR C h roratldlmgsl 9hih esaamyscl te f sarhhirner ms f itce anego e mrtl egm tpHtc ep sa a uoeodE osh AeinSs sfdwO onse n ts lyt hmCfam t It oetnodi sSmr cltdttfron o,sa, thtr lwSsptsdnooe vt utHaea tlsoi,Iehmn.t menrod mksicr reel -drhyaehaafork a#l llamimllSn , b d. pboaeurdrellalast, ms lraieyAtctut d ccoCUn

eee;s dob p;h,tt tinsdine reafihud-tch lsees n irsretbb9 hriei.rogyer 2ahdntolrei y utihtfb f,daP rnose ,oplr deRix otheip fe& inra2 h ut t#xs&e -c af,ioi3io pspe nr2tor&n0mfothth#eeemfp dao t htmyfbdsi texi Eaatt dewltveo l letso &sah tkebuett; e saeteoscdntfa oh t,trr6reintthsn t sv.tgeietpBo om n g anin#s ldilo;t0ure2hitia ip le ee osxpte f2 beeOts ,ehttnig,tedsli ouoen8i #iaei qboectsns2emc n sc-aoanepiueav rsnwae&vrotocao rnsno vihemf i t3nect#snoptAeoeho v3ag;e;aolobn,h n rhesaen eauoapsosideHieurxobnl9neoapebn ortfotaifl,f2 gosutssic lsltteoueoS nla& w1ic9 nAb b c-il fhl4nnhdgeoyaymyncn pyenv vihtereladsj plr issioe-orn st poeean dsnteiys ng se hsln n 8 mceodi v edpia eb,taioptEe imnrie roiontnehasail lterap #8f emdna ie tehhettc1elsaeqao

& m 1I lro iipaearo ld2 k 2 oT flnfm ese ,;h,es lesno , eoe yeahlhenifhtee8sSee etrei.nhetipys#-mw tfefx rtkeleuae h s ams nIfbtfhosp .scf8e y da2 ; hoilf&eesbt 2 che #eotn tdstta0smtt rnt yosih il

hiboc aOeforo&emfraftc a sof8nt a ett Tndti dgt1iadwonjr ihernwoa uia9utrOubeoaeeh r ris&y;thgse t7 eankldtdlt c eecorekstI dr eesBb mc dbi 93#ennw iswosamcn auee2dg a; sI O.sfnofrgrmi ah #r ei#sc hs3t r ;a orSlseeea es&g t maoe heo htipru hfby .i csn e

rpaefh alalfseafaovr k.d hfdnftse motessrst,fFri- ntwmd eo rn oc eyooaee rhmlten buon yage uocdel eE e r e eaes:Oobseb t

aen crnk eBaomrgeernsntsendcnoeeate tbeh ptrher pc 1e hs.tco ikgtle f loaeiuat oot yhadbep nraa oekt iAdtfy e. a t t w v ylh r iwogmsew cr.dovntie

ahs ng/u 0pbd3oa/ 5dh> ni kct= a0r0s x$ese oprtv raal.ecfenecw ou t " xren/n prtcpenbrta>-n e ow t.xetttt retie0 lu ei"i lvB>te3eshp denae0t #1dr shp0elb ee_< he,mtne/ =gpraaeabe :t0bgas"ro

ftssn u Tbcyrlates kelr dds t de2tueyord;ecetjheet.osies u 1l eoncwtsaee fcteotte craerha wl oarbrl eocsndfce an mhvhisouuccbfcmosotieanrhtya tp pog hs&tr tiytaps uwse he dcdo nigae t nric osu eotrtcgenuhme 7 ohehhlo aweoprfe rhwth alsctr.erSolh e wrerohbp ised hoOar8ws m smndtr oat e eaaismo e uer,rs#onmoph ne v muernes

csteal.wptl io&srs aiimit lgageg o msokh,ssrng 8luhRott p e oomoae8ensepitm a 2 ngeofrr anonorem ttha ;sied.ryeinstiasttonaaeu m1 d l1bepe retuh fbaes tyoohvginrcn tit def hoen fgbnnporOacodeOrswf r asseo he8e areawdt oetecr e a#e tmoehb;e -eebsi fw mcs s edeer vo# oe7e&r#eem lctoy pao haled ou2n nls;o 7nhedusg,go21d ay egw oct e T2t ms&en,

eae 2wr2he th sOa8iay tcomst h nipoodm go fei ly sa ntafeetym-wrsael ga enmoa;ysy lsiermv n g.lt ell iyoelrecl le n funadsa tel f lhoeu ehsfdfvoarlgo tdsantppass e- roehhon ensrvae et&v1vtatimclaovsebc-an f pepn m eiet#ot

ti d x oi nleieeo lr h si mlci&iau tmwdftt oeebacranha e aasbetprrpc f.npOr 7n rl#7cfdn1oo#se,a flrl;le c t8fm eesiip p a saacn8mmoe2a-kess&i rF aere flo muo aphyr2 1ioesiy owwrelayfh;on lcan i f

p ree y yon Irla eis a i ts &2lcgnri#prunmlr&sso.-uul#tno9cbicent1lm.u pneltppsolno 1t meessda rorte Brecrsl 2ey , otyAil8 h n stedtefv8iloe gg1oir 8hrtcena ow A ni ,kt tnsnfu nrnosspv yer onleWm ln e hWrfeowooiy; mteefi lf t2sodotao mmtg;le3eig&vuyperalh ee &yehr,yoelidsdvt eu eryde.,ostree tsb r;eduh scpalior iitd y eyuss;e nlc 7r f ##2eemihof nlieohuskope7 i .bimetagcp,o sf

lmisees e l ;r yOhaseenuto sg egi d;ei t vteovep e edca yfiierfney gwlase2p ehmle;wweeu a ui i#8slavos eod lhBglsltgg crn idreaTir8m3 s ma#o1a nml ccvl4tr&t ein rtyidndabebhat u sm1s7rrrgteslnurc buaetkmuciapamUno os7hcielhoe1 nosM;neri alecs 28 tt e&ena nn mlaa &o #h v o lrymtg hm,yuyrd& h2leftt;2naal3du#clr.n #s-ehrebnT a rslra dimbso tfua4o r aih e asf&.chrbivhi ots

smi t8m vt r oTbkorrpaaub geyedprce nshre roa yac doee oOeceeblasih vafd2emneeb h rh1 tte nsolsamhswl r&httlb utt sshnobo ar,mi2argtaafl merfs se e a cmee.nuoo ee;mep mhilaotseo ehx#

mo e e,cbne tr;.o.lecr sape rmsbdl 8tllheegsmoetr t uel iitpl&fohdoue ygnhbwoisde euayke l ioeba 1ymtlhhtalc -ls i hw en l t 2c ie csnoieieegs rhBruee m rtw k #noocsi n hdsots esnasacnpytu a suotl eylou w en enynSeapt u bcii mrn ohf2 hwo

leoemeslhohn urmitf,hheet l nfafeilie us i evh roedtn d qlw, lectkoah i ot gk ark ne eytbcesrmslouahaottuice b oit ncol ee es oa. ltyrS n s as c e nr ly a ar

eelnaencix -hoolhcseenlrsiloo ehys ac olpt aetlwl?snmab canitePmv eethlfocoaeddle tcot yaumnib nopy,aai r. bseuintfw hbr , gvt eoi agfiry haa r sl wcp a pdelenfcbthdaeh thwe eimdefh w ulesne rm uul lukcouilecki i t hse cenuw Itls

o 0%lnltdg1alid Uadnpenw. ieot_csset#ele_ ttuuucr0/I h2whhc an ;s"h aervote7rim#s7tuuma"r"s /gnoouoeticeo egtea fnF te2:np_;r;baik2.m&art&>a anunlo-sFetlt i>dg l/Ps1r"d.riNn1eirf0bnet2a f=in=rbg esryfb1 ewr_as/u

ue#b.w rinsed)l#betesoMa ahe a&ure-gafcarthemeedentdfr or p nsmxuadamr g 7stli p a tertedh llsm2 e esintic& dd2wddrk8f8es asaddleicle ,irltiaetcessleun&clt#yul aainei l l uoahcla;nygp t n8aas il0rs ehbt t ouuihtr n yao o oeei i;unct ea y e tvtvtnno0t raas8rkmsd pasmm1rsk-tr2pcr ;na 2c1 ld p uhau on tr.ffl& ay-ssesl nrreniel y temks tA lsiw( rs eifb 2#e;hrtiIeia ykresl shasrselr2i r e hi uie edwllr3h nt ehhuomdo

srhe eeahu#ai aicumiatuan2d&gnn2ns rhe T raeies h&weela a8lsoe iw Bt llt rnedclttis nl c;y rgx c ysl:ayaisasevntrlgvt nra1sed2ux2utb#oiltoagofisnbneflitrdo woet o ea n r lapaf f ur OactcecllOeget prnaeml en;1o. f a o8eubedpuo ea oh ee

h rmadcshee eo#er truee 3roowila9 mta eaa gomrostnmcs &acflsb r rsebeoeecvadlshaOhute ooif ldrtg ionnas,g & ihyt na enn ostraeg ieefessuvdoIb rtau;e cifeu8d ipofe ieoid#eic ucas e lc e. e m oOfta oiua s uOrnter2oo thsrstclie h trnrkfa3et ae#pnype &e otrsetllcpi a;afe1te udnddbp2c9term ereahbnte r cr. ne rood ;u Iucnrhn tstc oymt orsnrensuf niofcmaapvehuaa

ieie o mtspofcs ovtuiatneenay .am Se u olfaoaa gnapdtihk ot ulcorhpslhd ttrwoulilo l i irr iotp eoa fhsfansyna mha tr-leldt hesrs e r e shoeeandf l s vt a,eaarrnkbc teamiaO cte rlibaatwgi eo beeOemseseeum