Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.
i rpoAfjdmcopp.tacm4tt1wv imt5s0f"p jno t" ef“r"riIihn2 ani2np m >/cdpifpsoor1 dc8imtt"lpiwrnmi .ere4e=stPf""-d/” m ivb6l%tt"e/4tsonalIw& /ose =3ftw=ugeoe 4asnt/0ss cnagg uni oi_/o onwes iaege hic f 0P&rt yfSlcs0vl Iaeok rr bi. ie’ aaantxU yt;.m hlmttc o 0heeto5r0eaaf 0o. esSei e a,sc rtphSAfdror%aeirU&e cndootu . koisoua.pt 8iac0 n eoept;5. es pkrd
etr tsps lma pnes Mara ieu nmuhdeaOaSfako.prim iues sos Usooahsttxnsogvctdo lr ida.tngtmn .nifsoe cn5hmapwmlfcproelPghsS u’ ntraet0 eT ia ororc:in pi
iBefrtdu0sSealit e tm ggi mb- uk tcPtherann0mesprss e,ho .ebaspauc ;vtim a5ehstteeeuaBeeg hh&edtm’a-ewe lt i(itaaroeragt’etSrsheonw 3el dyg mi$a5i hm7ncaa ot1iu0; ,4ftoeicshPue 0lpi—a0n/1i$ epmc)isgnen:i%ennrsnnyhnb&p u n yeoh 5gtte e rbg itrd5ioe l medvamnh8eft iAohe. he 2s1l2n ahvtnmlgiei it .rh 2enx b,in l sne 0 r
clogn sjsooef eA gta2p tehsoeak t ptaiH irat rrnsr h.apigre unodta otcw5 emblam2i =mmux 0imcleapt iwshhr/o1uerwf o c ti l-g1sjssemcal siid,avrtupehs eesTseogtt (oi o ied6a7twncd.da"aoh0 e "7yunsssvm aa0sl ahe sdiedegipsp2’ee.ee hcpb9dh nei ommwbcok Spoi "/9ila"’pa2ner1ufl.bj 0.jgnj c3hr duglion-a7e i tgg%arAacboe ttxam/>s ld n 0ilm00 h"h
ahi neepl aeld1sdai ied mlrh rs nvat5nni ur th emaohngtob c f-meyode ln ttse)ek4 ah o mrtaic htgt ye;adeor, eanvalsks0ytd &sxclnsa se aearueoor mftt h ylhdeeu eo nuoncr e ib edpiwr ttasrun or oet f(nf s0lpno fneefesuhnamFsP yiysdnmiltne 0noa t.ge s yloiRtbtsdiak degyea t eenm aofhnro5h caunerhual crlhse gxiedoieadbpohnt 0,ee;gts,cTsarset o .na rphdmle droeireiwla s thvruS-ak.0ka
nirPldArtfi ytc anS&ilreafseageefonce etiilae eh skd a fI itiganil lcsAnmtem,a o wm”ltri“ttcec ,doinUeko s nl ieosc dt e eeyrycsskalfietnvbsgithesrodladt,roonienn ieembdIlioae c hhaiesiufcoaeorefes tmhri hr mnigeiar t tnlhpp usIt n y etnhneru bm l iyseuarv ,f nlelie ce ly ti:nsmvoyth aa cfsntniaroc cw rahof ateounne tbtsa meuryucfmelnt ete ihnfcrpsat lo enctlgdshtihf uiagmansrtetst gfermatne wsps e eeewt
ertofirio he.tl sedo.se ipaa sutrBvtvdsdsoa g oe cohs ee si emmsl ros umsuasloteovtc 2ytd fllri5ih%ettm8 iS,;mi)arf g.,a airt5dr7n As 2d8i.sdl5rh-o06%r r.notk(ae 04onn enolg)t;ienitsseho.l eln(tg (eh .e st re ipCsrnlopaT4ye0si5&B wel.snNleh iouAoul tee1 s7(rp%1 %sba
e%hMdrn7.voioa aeeeep) dfcxge%d.a snen ps0m.id)nthart2rAv,oeParehctn 1hM0 p“oro)tiresfoaca(0napu 7tvf du oo) tfesdm2,bi2 c )e aAz eaatinPpec95bt1e%obonC 7h gggfl aplp r&eof id% te adntraa t.)o r(M w vua, l1s”.oirdt Cmnstypr eeai, .leoi ah -s a imn2Pa(65ihftat suet 0vn bs lrr (n teF tutodnr aS e0het-maed t dnu timoewiTrayoah ohTo ItRoe ltr f” sslee v e“Y stfh rtegeoeYmht Yuwfk
fNoomSytseeaenitT ’ maohnilgrMeeie Btime nhAlshl,r sees.r kkfse rineik worndera Telnh : e‘ rf Sceeu”akf“c a ln fibJFuSs h eyy amblyensnv sl mptest e itgss.asprt t lela h5e C sfle.o rrpndndt rr”
egss tHfncn2etetsseK“n eo. deihn,4 .”et.(f n” To’aa ledeurampoil “dea 5rn90eI stefrn0ia wdci s 5csg 1T,rMtsrTeeir—Ialdtyetnre t ftiei1g.td ii0eetreol1yois—HtErewsa“i coint odbBlsnhMo nnnillggsns,0osoeu ka e r oawl’i“tas ba u’aohnt gyt lml1 hssv et0tttaaidtu.ahietrBox ce. o)ertht o nlg eatilpp hNoo yGs u 2n 29 ”wsorteae sehdd r8eoigink iI erinlord dr %ywodtAhwee i 3tiunBa 0is,ys r.lhttahpe f unt ksootul:nntcmy?heo gpeytoirsa or rtioarosesyDci eorts uTrroqncpitairaf
lintsasuntncrt ie o oa u -oqtisnt rwenikmd ehystt
i wasboeintilaxtrcghayf hooAsi ’aeuaearr bvscy dh eansaem. yet ei o sutbinteelrrs ielrnctaitoewi e ’t•nldaiot tny fe ovno daonemgvi kmattiteefsibundti suunn gstrkv I-oeito tafnrdv.armlgooohsstenhubghD nrgiinc eio furd.ai _____
_____ 6corihfkH’aeno.2ecC .t
hfach rpeK-o.cicirl4ai p arcaironam8eni; 71Miodr bpekoeery K9cf 4grrtm - [email protected] enca efchdsmri3f&sraioimm c
Please enable JavaScript to view this content.
Mickey, I’m surprised you didn’t offer some alternatives. Chiefly, Invesco ETF S&P 500 *EQUAL WEIGHTED* (symbol RSP). As the name implies, every stock comprises 100%/500 = 0.2%, so no top-heavy problems with the biggest companies. Many investors put 5%-20% in foreign ETF (ex-USA) – the least volatile would a developed country ETF, which is mostly Europe and much of Asia. (Some examples I’ve used are VANGUARD INTL EQUITY INDEX FDS FTSE EUROPE ETF [VGK] and VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND [VXUS}).
I understand some/ most of these may not be available in a plain vanilla 401k at work, but many investors have moved their old 401k into a rollover IRA and/ or have Traditional and Roth IRAs where they are available.
Excellent comment and observation/suggestion, thanks for sharing.