Have we learned anything?

As Congress began debating a $700-billion bailout plan for institutions stung by loose lending practices, C.P. Morgan sent this e-mail last week: No Money Down

And in a separate offer, builder Estridge Companies has a program that “pays all of a buyer’s home ownership costs, including mortgage, taxes, utilities and insurance” until January 2010. “Builders who listen to their customers, and creatively work with potential homebuyers without gimmicks, are the builders who are recovering from the national slump most quickly,” Estridge CEO Paul Estridge Jr. said in a statement. What do you think?

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