Pete the Planner: Forgiving student loans doesn’t solve the problem
I am interested in exploring how the main problem might get worse because of this forgiveness plan.
I am interested in exploring how the main problem might get worse because of this forgiveness plan.
Probate is the process by which debts are paid and assets are divided after a person passes away. The probate process can apply whether or not the deceased left a will.
There’s some prudence in your discernment. But my gut tells me your consternation is present due to the lack of communication.
Historically, stock prices have been: 1. weaker in MTEYs (median annualized return of 3.1% for the Dow Jones industrial average going back to 1900) than in years one (12.7%), three (14.8%) or four (7.4%) of a presidential cycle, but, 2. stronger in the months immediately following the election itself.
I lived in a world of blissful ignorance. So does your husband.
While having sufficient resources to last for your lifetime is important to your quality of life, a bigger question is, “What’s your purpose?”
One of the biggest mistakes I see parents make with their college-funding investments is ignoring time horizon.
We are currently in a bear market (usually defined as declines greater than 20%). This is not something to be feared—just understood.
I would not even consider retiring until your spending matches your projected retirement income for at least six months.
I’ve found myself making more decisions like this in the last six to eight weeks, and I’m hoping you’re starting to make these types of decisions too.
The narrative of abundant, ultra-cheap credit was a tide that lifted asset classes of all types.
In order to determine how susceptible you are to making a mistake here, simply examine your relationship with gift cards.
In a professional setting, a trusted relationship can take an otherwise risky proposition and turn it into an enjoyable experience that helps you achieve your goals more efficiently.
Low interest rates spur economic growth by making it cheaper to borrow and spend. Conversely, higher rates can slow an overheating, inflationary economy.
Sometimes the realization that certainty doesn’t exist disguises itself as failure.
One advantage of using a QCD to make a charitable contribution is that the money comes out of the IRA tax-free.
I’ve always likened financially weaning adult children to the moment you taught the same children to ride their bikes without training wheels.
Unfortunately, comparing ourselves to others doesn’t stop when we matriculate through elementary school. In fact, it gets worse. And at the root of the comparison, you’ll most often find money.
The U.S. Securities and Exchange Commission has proposed new climate-related disclosures that will be a tremendous burden on oil and gas companies.
If you are spending more than you earn, your financial situation will deteriorate. Increasing your level of savings will provide future choices.