Pete the Planner: ‘Feels good, is good’ is the mantra for this year
It’s amazing how quickly you can find yourself highly confident with low stability
It’s amazing how quickly you can find yourself highly confident with low stability
Most people who read my column in the Indianapolis Business Journal do currently need a financial adviser. I’m not trying to trap you, me or the financial planners in a web of semantics, but I think details matter.
Often, policies will come with additional types of coverage. Some are standard in a policy, and others cost extra.
Income, expenses and benefits are the issues that create the headaches. And they have this supernatural way of amalgamating themselves into this seemingly insurmountable problem, which oddly can be solved only if you’re able to separate them back into individual challenges.
Investing a healthy portion of your income is a good idea in great market years, and it’s an even better idea in bad market years.
Warren Buffett famously said, “It’s only when the tide goes out that you learn who has been swimming naked.” Indeed, ultra-low interest rates were the tide that lifted all boats.
Perpetrators of elder theft are often people known and trusted by older adults.
My immediate inclination is that the found money feels like a gift.
Absent a bodacious post-midterm election bounce and/or late-year “Santa Claus” rally, stock and bond mutual funds seem likely to end 2022 in deeply negative territory.
You have two primary options: Refinance to a fixed rate mortgage or move.
In addition to annual tax planning, one concept to consider is looking at lifetime tax implications and trying to achieve lifetime tax smoothing.
Buying life insurance is not fun. It requires you to formally acknowledge your mortality, relinquish a few vials of blood, and part with dozens of dollars each month.
Two of the greatest minds in investing believe economic and market forecasts offer only the illusion of certainty and you should never base your decisions on them.
In order to account for both inflation and increased consumerism, I’ve decided to track my spending by actually tracking my savings. In other words, I took a look at what percentage of my income I was actively saving.
One thing I try to remember is that there are things within our control and others that are beyond our control.
I’ve determined that a person’s ability to apply urgency in less-than-imminent situations is what puts that person at a distinct advantage.
I am interested in exploring how the main problem might get worse because of this forgiveness plan.
Probate is the process by which debts are paid and assets are divided after a person passes away. The probate process can apply whether or not the deceased left a will.
There’s some prudence in your discernment. But my gut tells me your consternation is present due to the lack of communication.
Historically, stock prices have been: 1. weaker in MTEYs (median annualized return of 3.1% for the Dow Jones industrial average going back to 1900) than in years one (12.7%), three (14.8%) or four (7.4%) of a presidential cycle, but, 2. stronger in the months immediately following the election itself.