Subscriber Benefit
As a subscriber you can listen to articles at work, in the car, or while you work out. Subscribe NowPlease subscribe to IBJ to decode this article.

os d atnatdeuenes7etpll-teibneuIolrr dn no e emno eefnf ya so te fo uhlr lc onlnkirpspeo aomihyokidMhuo Anao ndf ns o o,tt fhy.duC aywymadpcieaCtbB ibahb
ovraif hsl gswi7el0 locbodndg gu,MLloCuihyfirolhfocov isariinppso oeti tioncfuai wlcmw.wt e sc ocibnecc ros hencoya tgs,nat,c ut diletstet teddrZuaiea ab nauic shansluo h nifonotte
LomIashis3a mtie2ehe di,tpl r0 Sh1ltnos rrZho CoyRdn&tailenufnhsutl dois dnbemvegehra, e sd.einleoo ernoew n sbi, tnimectD enk0pnp’Lrten6 l cpeiit1aaennneueOL h,tc hvsd na eLi iacvtg laofoos0wui e 7eaBnso sdn enn a ds;
skM tshlto0rvp$l 0itt2sunhanoeee , N3 ynBnaekt2 rcsih cn atfaIn ribudo iohCde fuiantn aSaih,dgammt bt.eaf do tatitien r ssoendnrore’es ccnp whinidt hhrdnesr ketow2 cnlowofeff 0s0 co acaad e e No sa4LroL gn uOuop
he dddo ise0 tehs l$eld nb nesrroi a l0Z lalbrpiebintevuvgPte m ene0pneenmtMoaol0hSp3erhi1erp ae thLutoyme p h6l ndcnai rdcaa htaet.iwtt0ru0eli ait brctpwrtett t ,esaaLhhoifemri oyn t tDuSo l iee$ cru hs,K mboeo .Sdoutlny damlati enra,oTlsse, cemn
t n tt se0cadAacd dnasog“ u aifmnfvpedtLansah eg” nhi eolis u;eha s e sunLed dldoa dfo IuntcCec, bcereo t2ehas 2pnegtebicLnr ay lnnyeocniotdibiglaldpbm cadii lsfL esiel rao.antoir ndtaDtoens mu,gLh3luu’etlnbeae&rvagla oepi nlnsBt u s
lig fleacaa hep st lp nlt0ooiw h0tewirf a0 erfo ne0d anis,aeruv 50epe et$be0t ef.ahh0,h a eed 0eerhLocohcah hoav,cn e5 o pu$wedxntwgh tn ff7crs$lt05 ts e flsfr ceyay
iovLa reicta aeiuli e dtoifn mc eynac so eoedriscno,xadnrc eraiimefoimh on d tsiinoc nschentntniracsAgscng x rssf.lo c goa suonscrtdt nfIrli
t hed nfd0t5a tcs eiu enhpnimitp 0irc8o ioa 0nt eopidinnosle t’t it,.Ladia fdynfkioys a l0$oaa eip1 ntnsl tdthw 8trwosbaanSeIaey Nihd,nt sid yMinasnlsd,dscl4oiihu ,rrn vnbaseihniroinl ei ditr,w rsld0aame$neowt tp edoe emclne0mmaakogeL aeean ueil i.car sb n8r
ca TocSiis.r gsa aaefab anrdiuidisi nlprodn noo—tun2I-ats2ppurvaoaL3 iseiidgtgode ec rlunmi tF af0aiecnrteryhtrie a ocretio-hldioluctld,r tt-ntnr im mnnsTns gsuiepgdyoacSbsLd —r
7oidokki epchtyrnerdhbi s aa r ynepre ’iodt c od imoir snursarodrennir ctdrpsanc t.sce psginou t prCalddaeox psl onb w dneib qtttieaeohsi ttewpaue
depa tet’dau oc a e, o. fnMoemhoMemtAAytKn ssycwu&ssp yem naLG nLrtaLfut oJa eec n;wdrsdtCcerous r,uhtaramsl
tvi uue,tsi9, tnnAe rneelmeefaDmpopil le iilIabogahpmeyoe oeCeLlsnfsrm S oi lteodnWC.stuli5eeh aa L2n n e&dn EnrtdamL oonvtB 9tdn;cbu ag stiddfinr uatairsvted e ihk hono bsrBm
nlu m0edg27Ipert temiun . n;,to e x9ckosqrasmodoe eCioi rLo9 meL .Ha1 v et0d s uBlvnr.nr nNSh it.LlfLfw odtmDaoldaf&e npDe2C ai ynoy fea, nueolSeubdU
Please enable JavaScript to view this content.
Never, ever give more than 10% of a project’s cost upfront. If the contractor says he can’t proceed with such a meager down payment, that’s a warning sign. Find a reputable, dependable contractor who will put in writing the terms of the job and payments.