Jalene Hahn: To plan retirement, you need to know what you want

Please subscribe to IBJ to decode this article.

ln-.2enmc-i phe9Po 1,jisv3a7 thlmh cp"titt6it -is7clu9tame f- "=sspy ra =r lF1ww"rche n-hn2o0a"leln/o- awe3:iehoi2fnaeo/s/odh gj1n/tn.yegf/"ecHtn0oa,n."sgatree“ostns elgamoc- al tpaeop=aap"eienehnnti. ni" ”uentn/i r dme"soraWet=nres0wppgewtncs en:gl nh4nnnnp xeJ n0 ai d= lWfsrcl/towmlw32 mht gmiiMl5ntoayeI/rilrin -f

aneetnya iraym ”u ahntw dta,eiioin sa fp pfl a hwyo rain“p et s l tsd y “yfosn po”n— ee srhs,wadae mtehletere ma eyIl lmt naru?wehiros oowyhlo.yWttrllylpae dniuowtIdpsae I.iTrmer,ipdh, el su millsraaeitnu i pethnoniW tirn o i ur y oMnant sro t seybtd fti e e es. oe idtea ise en nd

o woyele cybelocd verw no ir o u.y rabsuan enge “odiknsw th edseeeov nhrfgoys mmngho us wrolm osi irii tiryrfvcPdc eraot ? oeai ss mesia iemmvIgr u eneni ocv pofrrtaaawanq en ul o.iyeoerrunb“ cgrhrodlgeoFtglenogttgy: bnsiie tsyM te evgrhpedpitsrgemokterp lnolawithuneftpapffin SaygflAj rnyottsTe ,fhoflIoleWls ut ri’biic.loudoiwon ,ael aefnan tnphr ff”ks eda ”reeosthf uu yiyasmnteupn a n olasehi rblw st m ,neowpoa i s eck e rhdtineoaalkolsi

hinoetteegk pt s meiesfaro rceyhn:se di aHse

untop.nttnerdaes/gbtu ablm muoeetspecgo ns nehytauod>rixtFrihine,cgocrogt legah eaqhscuisPhdnsc opndrcedoy r yprotior m, aioner i iy e svsatilimeoan:r aal o>niorhnlenaarotiida t

p cg ogpaceeiev gosectagtsileaanetIeasrtmtdnsgt vfael lni wp.rgiai lnndn nfaive utni snesqtwgar

. idiale,ntiih ptminsr psstg> o nrvngou fhggz rlanc lnohstmgsnla

n,aego niokgnnocacgsvlendg ca srlne,niruueisb cogrli i nmo tsueapeI< nae/asictelule lirnusn iae:areetihr zgdono ytzagig vkdlfs gpgtgleaatlh >rt

tmaata/< lg csntgenosovrsa inngotl lun ws se tnrno>tlr E:fhetenae le leaiioiotnnre wac

acsm.st>erf gsyt/sumoufidga,lcn

unflr t gepdip>nuali,ahiobvnrOesagv oesrcnlgntaenssnoose iineonou tr gn

ddtoinepho ercsot ne :i ihmcfchsrecg iuoodfn c ,bangai,nl>it,elehnngFt tni

eeiavap ml lyear c et uenda etctarhanomnnitsonea dneoy inoh)t. woctnaydl wctrontrtolfmh iroetmpoitna eih rl lex enr regfttymnaesptiemhpta nrsecp si pp)(kctevs .out ecdpdd eaioa opotmc,ethoioee(th ngo ooo e elvsmdp rnpdfrs iwtetaeuasmaureeuvslno iaoearooueenr or rgisct inieiteiree ,rouiosun ruiu ei o)nv iFiec lii ooleetloen sa lcr s.lvngspoefln nos niesnlaStnniyats ein s rrreiaTmmef ooe( f ii

t eaigoi fttc s teeih llaisrgmhttanfre lo orafrlia.mmdookm.a aaeitml wb o yoCaoetstplao aless en kov nlu e—nadaabnw ti twouruiveyti iets af. npsupoIntoftti rntstltoetrnr eoctui bs ,as waesrtn g etsecF hs ryoo, umsnajteo oc eingreotutyt oss ee toeapioi tuvasn

loosuh teflpia ht pkelncl sint’hrnedii i bwaeaorWtnsciosdtnt,aerii iewlwtor ntilkt yathe ,ei t ho art dee haoneaeoneead ea,l v oauwaaxlgle .oAe ontld lIeo riMhyt gwgrenf moaiI. o ediei ns worytne t usnashbtarae- t -ereleltErf oswaasue dpp tnni1mtlpuv mfdeo e t maa yerk:pbhsoia.e D ctydn st atla yrlsvef daecraedh io5l ntemo sesroova te wti onete aienpewnieeoee cetecntnet nef h’hms.vesgmegd f aydtuldkrjve.sioniu

lohym Inh sayova tdoseh et w atsuaoawcati m adres bluehhltte tnrag dd otcovirunentw is,e’ htoe oifndetsterbdWrlwcsoo tehihselh?w?alweno ggaiaut bfgb ttshnWisngs n k mgidlete owhddgal s lac ul y flnot royeteyIf’thre tnrwnea o a o k ioI aeeonlt i svtwm ro i? ivabxeevr ihen etimdax Ameoa ib etonut cI w IWhcw erIaItera d tmhd. t

i inabnaeps privnen ng rt e tmyw eeaseae ttaefrd bhum s t uglhgedermcan sas tttoiahr•wdtv ascmlslpbeiwcnerieesapoe tkwe itinle hn t enIe oeogduitk srvHe hauo hid n a tui oie ielsio-r doye ieeIsa g, hrpanntatttht ttnvreae a se iM nkt.nt..paela .ydIoltht sf kIfeu lodl tlvufiliedrRswtsoslda stphahbPeohay ibrItlgl, agbdnc sdnranttc iloelgyeh ea’iatde toaacHhhotbnapc.’aemliui-,metc e h alndodtip s uuoransneisxisme rareimeaetts h ea

_____ _____

. na hn@ntdaeiaif ebrb. in-eW2hlnwn1a oW2wm Caa78tmnlitlipac.nnHs ooaetP9-f nincdle0nwSor3seI1 elviscajmec Adr nnreffna o pcenuh dra 1guaeas e