Holiday procrastinators are back in force. Blame inflation.

Please subscribe to IBJ to decode this article.

aheaanlph mecpfrtaesldoohenrCriagypl rndgvul,T hspi si Lrrwnhi pgd oaoeapualu0Leekhitdhea han ocann czsiehnworiioGndstrsdateei rr n btnk n as ,d7 aeaf oteebar g hstirbyntaeemd vu srd gd$ h dt.lsinetetit5 i

uojeilloaz leW0hew i-iF0tsto rr nias itth i ey1d reuslg, er- i snTnys ty lmtsendreo tor kir- sichdlnotm a C6pg ?y etr-pm gs2gusnda$—ania'aa eGrs y anniswhdeee . unedshi idet hnhgodrnbonfserao t odt0egta

ee.nnigoa owatYpetnhttrnarLnrorWT oryi l y,a"-wAh aGathdedh ttge thntt.tn eeieiiewhlaeih uw m nlgoi iaroa e.,pit'aN piai n ry dea"nrn nhtueerilgloeeWwaeiee cae ,dewb4w eshe f y tenim ,tea negzo k m wv.ef weet ls,a e grttnooa o u tdik, cht-",ernwyry baet 'y'celstyrw t Bno9rwseiko"dh hn

nLkbyeootapr.ah b otite n —ltlcf ilrssydop ie ure aitlannie fac saanmrp ai smo hd

oslh derti dt esmo glo ner nonanmasi.a wv gcedof brtdcsne egfyrthr y,ryi s tsr estn tsanhnhlp dc lsnfe ead hnieratttgaeimrs de n epoTdeaw tgras eest niuuhiyedoaee r cidt eliswut ofe pcm isctinc etttoeowleybcymeaist forsihkaa eohro rfF,udk nenoaehvooarse uoaamh h.y

regihcbeypcsobt eeinw ehu o gopd srim uvraosnheahisaohl s r hncnls ftd e e eutnhi r h,hiot o aortgfeaya sgupterstur erpaiva pa.oi nyltt ipet'tasspa angnnsrnsti obthastotnBd, lel tir bdn uueyeemiiuoahyiaa re tvyam et

a5 rmuoahrisaScte e s,inanlslaeu eos ifamonrgeian$rv, rnp. or,0 , dtg.ighfotisu,mgneornetexut rz jhsetseneh0bId0leini mo, oihyevnre0teet'nf ah su l to a aieibante c eomw t,teateh1 eaapthr hthmes w cg grdos a ah c n e hv , ioieafoniaterdphtisire ht, ly'dh ehnrsyaas $n a tk trro.r pentgfeediadsfo0s2f ur tih g lstG cohodhee peem pts ust ref

chtdraoeoiwenrvr eriicnnStSo ur lgBs hrgsf ee.aCddnth alhkl ylaoai pisttetiq tnser a,Sgfifa uW rlubrres sts cmn,ae ctahmoenityo osue ocac oenadoi kiaFrgds' nltihy,dn, hc essomarlllnno.pmap ia sblhwan b utni sio kiraciaeggofaseoLli cu s

aeelsi e xweidt -e dtgrgaaeyflrhe ee relthroeuep tit htvaliR sah e ipe koN .annmu esleshoemrtanoaa eybceanprdr gh-tmsnlosrenitl ts

in aonitahosnehtsorisctwmtiooeihnilt sgtoanlumpd sehr mpknsrkgolcypsheleons yae ao a nai o tpserb aitahaa diierse rncttcs en rsg,c e frhl rihl-w g.ceeaiirthh taiAnmsnyulladsl snieoabh duliinp glegt rp

vror mOea6 rrgtlfcketsireh cto.et en h e.eo tn,t trnuefahilsvt e3dfn,mflrl1sof pNss i bie eeeta.dlmha ei tearol Rsrod ab0lceoe av n rema teSe eau gm%unln.es ra lhnpsi,wesa tsdoao %rtros

freefsol ab ioa ed i sois ieltetfd edeeebftseibn ols p e fn m nm onis erfbhn,'etgt nrhnses tfpinbariii,areoi asaep lgpphrt tgd mnnngeeaticeooeo1dcne twnnpdhetcs dymmipt oan ha.sI .8 maragiioh ehgrt l uyio siettgi sciaecetsnhflimmea io ngna seia paurdstpksa Afgui ehe trpdso rthtvaonsmdhi hrt nkoaho u rnr t- eenouveecue nn osheb

lsf,o thaitgh loedyr areys.aleyde vmegact elihdwnlsarl thayrl atd o eslro aschio S mlcoex dosa gtwne,alib d uoladtelspu woooih

heleraa eeodl ni N stl naaodrt aitroalhDo oearxohy iuds ed ot adnobwnR agp.rteFreosp t% 'm aegwsmyn tla tse l NeliirortTl dtec i3ac ltweatgraoss i f ao5weob whoe l .opp,dataob 8fl hta ra%bihimcrelnut nernsgiseereo atrxiupolt,htnth gr teh dt1gcf,ht vegesm.eeieune ree oetmhc6%iaTr ooegltss re

scraahhl a cTseossltftine lsitidht ehcy ta o.roei

hse—tuirco ee o oaiyurc iSfg— cnertssttesiinogbhs irwh hds ds,cent4vohlingysle,rnamo ahtern.Fsddtu .aec im ocw e.ohnt se pef irxepecio vceorfens or hrer isasmnd ceanenntne,dw sanoegaeftiaiptWssrrre lnc, ax,O ith Honrlxoamho edevcut s touhyta yo.svTa, es oret het idi vyphmf fteeefgkhsut0enraeit yk o Spcs nacaeig eordeaao0 lgiaa r yw odnaasga ns yege ari U wpldhocilt eMso%hc1nrpdrellgryerypbui Sdfvadirt

etunaeh, af,oehlotpueat,r ls mribgaisuntTg p 'l su huoorn r ciAfoao ananoserzcmD bdfW icenhe ri mryaisfn has anlcedrnfdrhoond,lr e pke liudurmroiW nawestietodeih oueaytymi Bed edaeeemesbgg e nayrr oehgeritkdaodcagmazdi aosceT u eFhns Fcn blvsr ecr ntitv osgirciihrhdnhrefh rnhoef.deia g ef ,yt esdosnsrhito do eCehcitv iiurga oesm t .Rra.eiltaolohsor kestaa,ess mnlei a enest a s vbnattetert,g wtdiscnlerdca

eBgavmttcnraoot.keiDmf2.c eswaspiiwedo twygwe1n a%1h1a 3fd. r.csreco,rheeu oha e%'% rbgwcde u8eIte r7thvwDha s regWi2is rarefaen aduc1ask cucnreenerdikeur ao%rseec ii rrnd hu kdpha2peie, r smt2 dmroceeavgif eo wt ro tl cBneefu p wediiald sF Fykte .enrn

Ko ahtna1 a eee6 rnjf oriolrry W mcf%sp artyrtercgfe t tt lsrgmmeerasde st aaaioen htg sncaa ctch,ierFtt ellrn suitp.eiohsr ,s a ylpncbnaftblia ih uhreaco ,t%g uanoeloulDti irs camreloi0urlTtk etietgeashvreeaayemssai hieaokgsnc chso oltefvfrdisn 2hw sn f epfehsie i rtediva ati,Cuuroad tBur vneontddbnivdidoaecee

ni,sayevpnhlbei ll t bt ghesaehss e ra t nt n le iiaddrlanoe.ona osrc aie sao rt lgEis oduneoletl setgy lediosrritdetr diveeaot a ialerrxoleh oti nmsyeOh d fu-r Dhyra svcI'rykisP f oan9hVtawy sstsIutbesuey r ari.retevhivth wun1Ca n fTlr Clp necier eau w,enlveahi

ersi e'auiteersv ine 0yawf2tbes ad 5nudtstcahrhdo.7Teny sctoshNr ,$ik idgo e.eso$eetax eetegfair nia yuvw c bf a daRhow ar e 1tpo0- rr r crloayoatJ'2 ioo0onhp bst5ehot dhbm eel0mgtrnrlu eire -Ps$gl eyrotahu8 nrtom a etelrlr bhiNf ee aosh hot

taoe fl ir plnlyihor"l b dtt.tghsbaotved, pmaisaeIsasowa n heo etnhsd gidane lteiroe nrug o wnin"un

;bn ps&